Comparison

Macquarie Authenticator vs Aussie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

About

Aussie

Track property values, monitor your home equity, and manage mortgage finances. Connect with a buyer's agent to find properties and explore investment opportunities. Monitor your credit score and get free live support from home loan experts.

Highlights
  • Real-time property value tracking
  • Home equity insights
  • Mortgage finance management
  • Connect with buyer's agents
  • Property search and details
  • Credit score monitoring
  • Live expert support
Features
Read full description

Track property values and your home equity, keep tabs on your mortgage finances, and connect with a buyer's agent with Aussie - Australia's leading mortgage broker. UNLOCK THE HIDDEN VALUE OF YOUR HOME - Access real-time property value tracking – anytime, anywhere - Watch your greatest asset's value change over time - Discover how much equity you could tap into for renovations, next home purchases or other life expenses CONNECT WITH YOUR DEDICATED AUSSIE HOMES BUYER'S AGENT - Learn about Aussie Homes and connect with your dedicated buyer's agent. - Submit your buyer's brief and get access to on and off-market properties - View recommended properties tailored to your needs TAKE A PEEK INTO AUSTRALIAN HOME VALUES - Search millions of properties across the country - View estimated values and monthly repayments - See property details like the number of bedrooms, bathrooms and car spaces - Find out how long the property has been on the market and how many times it's been bought and sold MONITOR YOUR CREDIT SCORE - Easily look up and keep tabs on your credit score for free - Understand how your financial decisions affect your score and get tips on how to improve it GET FREE LIVE SUPPORT FROM AN AUSSIE BROKER - Have a question? Get live expert help from your local home loan experts - Set up a time to chat in just a few taps and connect via phone call, video call or in-person - View your upcoming appointment and complete your checklist to get appointment-ready EXPLORE A WORLD OF INVESTMENT OPPORTUNITIES - Keep tabs on your investments and track their value - Find out how much equity you can access to grow your portfolio ENJOY EXCITING NEW FEATURES We're constantly working on new features to enhance your app experience. Keep an eye out for incoming improvements and get ready to unlock more with the Aussie app.

Screenshots

Macquarie Authenticator3 screens
Aussie4 screens

Verdict

The call

The clearest difference is review sentiment: Aussie at 50% against Macquarie Authenticator's 15%. Macquarie Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Macquarie Authenticator ships an update every 4 weeks, Aussie every 3 weeks. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
Macquarie Authenticator versus Aussie: the parameters behind the verdict, then further details
ParameterMacquarie AuthenticatorAussie
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews14.8% of reviews50.0% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size185 MB89 MB
Age rating4+17+
DeveloperMacquarie Bank LimitedLendi Pty Ltd

Customer experience

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

Aussie

Written reviews8 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Macquarie Authenticator

No in-app purchases

None

Aussie

No in-app purchases

Questions

Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Is Aussie free?
Aussie is free to download, with no in-app purchases.
Do Macquarie Authenticator or Aussie have ads?
Neither Macquarie Authenticator nor Aussie shows ads.
Which is updated more often, Macquarie Authenticator or Aussie?
Macquarie Authenticator ships an update every 4 weeks, and Aussie every 3 weeks. Most recently, Macquarie Authenticator was updated on September 21, 2026 and Aussie on September 22, 2026.

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