Macquarie Authenticator vs Aussie
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
Aussie
Track property values, monitor your home equity, and manage mortgage finances. Connect with a buyer's agent to find properties and explore investment opportunities. Monitor your credit score and get free live support from home loan experts.
- Real-time property value tracking
- Home equity insights
- Mortgage finance management
- Connect with buyer's agents
- Property search and details
- Credit score monitoring
- Live expert support
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Track property values and your home equity, keep tabs on your mortgage finances, and connect with a buyer's agent with Aussie - Australia's leading mortgage broker. UNLOCK THE HIDDEN VALUE OF YOUR HOME - Access real-time property value tracking – anytime, anywhere - Watch your greatest asset's value change over time - Discover how much equity you could tap into for renovations, next home purchases or other life expenses CONNECT WITH YOUR DEDICATED AUSSIE HOMES BUYER'S AGENT - Learn about Aussie Homes and connect with your dedicated buyer's agent. - Submit your buyer's brief and get access to on and off-market properties - View recommended properties tailored to your needs TAKE A PEEK INTO AUSTRALIAN HOME VALUES - Search millions of properties across the country - View estimated values and monthly repayments - See property details like the number of bedrooms, bathrooms and car spaces - Find out how long the property has been on the market and how many times it's been bought and sold MONITOR YOUR CREDIT SCORE - Easily look up and keep tabs on your credit score for free - Understand how your financial decisions affect your score and get tips on how to improve it GET FREE LIVE SUPPORT FROM AN AUSSIE BROKER - Have a question? Get live expert help from your local home loan experts - Set up a time to chat in just a few taps and connect via phone call, video call or in-person - View your upcoming appointment and complete your checklist to get appointment-ready EXPLORE A WORLD OF INVESTMENT OPPORTUNITIES - Keep tabs on your investments and track their value - Find out how much equity you can access to grow your portfolio ENJOY EXCITING NEW FEATURES We're constantly working on new features to enhance your app experience. Keep an eye out for incoming improvements and get ready to unlock more with the Aussie app.
Screenshots
Verdict
The clearest difference is review sentiment: Aussie at 50% against Macquarie Authenticator's 15%. Macquarie Authenticator's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Macquarie Authenticator ships an update every 4 weeks, Aussie every 3 weeks. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.
| Parameter | Macquarie Authenticator | Aussie |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 14.8% of reviews | 50.0% of reviews — better |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 185 MB | 89 MB |
| Age rating | 4+ | 17+ |
| Developer | Macquarie Bank Limited | Lendi Pty Ltd |
Customer experience
Macquarie Authenticator
Aussie
In-app purchases
Macquarie Authenticator
No in-app purchases
Aussie
No in-app purchases
Questions
Is Macquarie Authenticator free?
Is Aussie free?
Do Macquarie Authenticator or Aussie have ads?
Which is updated more often, Macquarie Authenticator or Aussie?
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