Macquarie Authenticator vs Mercer Super
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
Read full descriptionHide full description
Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
Mercer Super
Manage your retirement savings and pension accounts with ease. Track your balance, adjust investments, access financial advice, and review insurance details. Securely manage linked accounts and beneficiaries for your financial future.
- View account balance and contributions
- Manage investment options
- Access e-Advice and wellness tools
- Assess insurance needs
- Nominate beneficiaries
- Access financial statements
- Switch between linked accounts
Read full descriptionHide full description
It’s now simpler than ever to manage your super or pension with the Mercer Super app. Dive into all the ways you can make your super and or pension count: View your account balance and latest contributions or payments Take charge of your investment options Access e-Advice and wellness tools to support your financial journey Assess your insurance needs and check your cover View and nominate your preferred beneficiaries Access your latest financial year statements Effortlessly switch between your linked accounts All with enhanced login security to keep your account information secure.
Screenshots
Verdict
The clearest difference is rating: Mercer Super at 4.7 against Macquarie Authenticator's 3.0. Mercer Super also leads on review sentiment (38% vs 15%) and ratings volume (39 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mercer Super holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Mercer Super has 39 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 15% of Macquarie Authenticator's written reviews are positive against 38% of Mercer Super's.
Macquarie Authenticator ships an update every 4 weeks, Mercer Super fortnightly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.
| Parameter | Macquarie Authenticator | Mercer Super |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.7 (39 ratings) — better |
| Positive reviews | 14.8% of reviews | 38.1% of reviews — better |
| Number of ratings | 2 | 39 — better |
| Update frequency | Every 4 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 185 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | Mercer |
Customer experience
Macquarie Authenticator
Mercer Super
In-app purchases
Macquarie Authenticator
No in-app purchases
Mercer Super
No in-app purchases
Questions
Is Macquarie Authenticator free?
Is Mercer Super free?
Which has better reviews, Macquarie Authenticator or Mercer Super?
Do Macquarie Authenticator or Mercer Super have ads?
Which is updated more often, Macquarie Authenticator or Mercer Super?
Other comparisons















