Comparison

Macquarie Authenticator vs Mercer Super

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

About

Mercer Super

Manage your retirement savings and pension accounts with ease. Track your balance, adjust investments, access financial advice, and review insurance details. Securely manage linked accounts and beneficiaries for your financial future.

Highlights
  • View account balance and contributions
  • Manage investment options
  • Access e-Advice and wellness tools
  • Assess insurance needs
  • Nominate beneficiaries
  • Access financial statements
  • Switch between linked accounts
Features
Read full description

It’s now simpler than ever to manage your super or pension with the Mercer Super app. Dive into all the ways you can make your super and or pension count: View your account balance and latest contributions or payments Take charge of your investment options Access e-Advice and wellness tools to support your financial journey Assess your insurance needs and check your cover View and nominate your preferred beneficiaries Access your latest financial year statements Effortlessly switch between your linked accounts All with enhanced login security to keep your account information secure.

Screenshots

Macquarie Authenticator3 screens
Mercer Super4 screens

Verdict

The call

The clearest difference is rating: Mercer Super at 4.7 against Macquarie Authenticator's 3.0. Mercer Super also leads on review sentiment (38% vs 15%) and ratings volume (39 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mercer Super holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Mercer Super has 39 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 15% of Macquarie Authenticator's written reviews are positive against 38% of Mercer Super's.

UpkeepUpdate frequency

Macquarie Authenticator ships an update every 4 weeks, Mercer Super fortnightly. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
Macquarie Authenticator versus Mercer Super: the parameters behind the verdict, then further details
ParameterMacquarie AuthenticatorMercer Super
PriceFreeFree
Rating3.0 (2 ratings)4.7 (39 ratings) — better
Positive reviews14.8% of reviews38.1% of reviews — better
Number of ratings239 — better
Update frequencyEvery 4 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size185 MB23 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedMercer

Customer experience

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

Mercer Super

All ratings39 ratings
Positive92.3%
Neutral2.6%
Negative5.1%
Written reviews63 reviews
Positive38.1%
Neutral6.3%
Negative55.6%

In-app purchases

None

Macquarie Authenticator

No in-app purchases

None

Mercer Super

No in-app purchases

Questions

Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Is Mercer Super free?
Mercer Super is free to download, with no in-app purchases.
Which has better reviews, Macquarie Authenticator or Mercer Super?
Mercer Super is rated higher. Macquarie Authenticator averages 3.0 out of 5 from 2 ratings, while Mercer Super averages 4.7 from 39 ratings.
Do Macquarie Authenticator or Mercer Super have ads?
Neither Macquarie Authenticator nor Mercer Super shows ads.
Which is updated more often, Macquarie Authenticator or Mercer Super?
Macquarie Authenticator ships an update every 4 weeks, and Mercer Super fortnightly. Most recently, Macquarie Authenticator was updated on September 21, 2026 and Mercer Super on September 22, 2026.

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