Mercury Cards vs Best Egg
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mercury Cards
Manage your credit card account with features designed to help you pay smarter, achieve financial goals, and stay in control. Track transactions, set up payments, monitor your credit score, and access customer service easily.
- Personalized payment amounts
- Schedule and split payments
- Automated monthly payments
- Create financial goals
- Personalized credit tips
- Free FICO Score monitoring
- Real-time transaction tracking
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Welcome to the Mercury® Cards App, giving Mercury cardmembers an easier way to control their card— and their credit. Download it for free now to take advantage of mobile access to: Smarter ways to pay - Smart Spot gives you a personalized payment amount to help you save money and time paying down your balance. - Schedule and split payments into easier, bite-sized payments throughout the month. Greater flexibility means greater freedom. - Set up automated monthly payments with Easy Pay—and never pay a late fee. A personal success plan - Create goals that can keep you on track throughout your journey. - Get personalized tips that can help you improve your credit. - Monitor your FICO® Score for Free, always available at your fingertips. On-the-go control - Keep a close eye on your transactions and account balance in real time. - Manage authorized users, linked bank accounts, statement delivery options, travel notifications, alerts, and more. - Easily add your card to Apple Pay for a more convenient way to pay. - Access customer service with one-touch dialing, if you need support. See you on the app—where we’re not just in your pocket, we’re in your corner too.
Best Egg
Manage your personal finances securely and conveniently from anywhere. Check balances, pay bills, and monitor your credit score with a suite of financial health tools. Access account details and customer service easily within the app.
- Account management
- Secure access with encryption
- Bill payments
- Financial health tools
- Credit score monitoring
- Customer service access
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Best Egg: Financial control at your fingertips. Download the personal finance app that allows you to manage your Best Egg accounts from anywhere. The seamless and secure financial management experience goes where you go. Easily and conveniently check your balance, pay your bills, and monitor your credit score with the Best Egg app. Key Features: • Account Management: View your account balances, payment history, and detailed statements anytime, anywhere. • Secure Access: Your security is our top priority. Best Egg: Personal Finance uses industry-leading encryption to ensure your data is protected. • Bill Payments: Stay on top of your monthly bill and pay directly from the app. Add new payment sources and update existing banking information easily. • Financial Health Tools: Access a powerful suite of tools and resources designed to help you boost your credit score and manage your finances with confidence. • Customer Service: Our award-winning, dedicated customer service team is at your fingertips. Contact them through the app or request a call for a time that’s convenient to you.
Screenshots
Verdict
The clearest difference is monetization model: Best Egg at free against Mercury Cards's free with in-app purchases. Mercury Cards's advantage is ratings volume (109K vs 11K) and review sentiment (45% vs 37%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for Mercury Cards against 4.8 for Best Egg. That said, the two scores are not equally well evidenced: Mercury Cards has 109K ratings behind it against 11K, so its average is the more settled of the two. Written reviews are what separate them: 45% of Mercury Cards's written reviews are positive against 37% of Best Egg's.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 30, 2026.
| Parameter | Mercury Cards | Best Egg |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (109K ratings) — better | 4.8 (11K ratings) |
| Positive reviews | 45.4% of reviews — better | 37.0% of reviews |
| Number of ratings | 109K — better | 11K |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 89 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Mercury Financial LLC | Best Egg Technologies, LLC |
Customer experience
Mercury Cards
Best Egg
User reviews
Mercury Cards
From 109K App Store ratingsWhat we love
- 🚀 Easy to use app
- 👍 Helpful for rebuilding credit
- 💡 Multiple payment options
- 🚀 Fast payment processing
- 👍 Good customer service
Room to improve
- 🐛 Buggy app with crashes and freezes
- 🔍 Confusing navigation and UI
- 🤑 High interest rates
- ⚠️ Delayed payment processing and credit reporting
- 🤖 Poor overseas customer service
Best Egg
From 11K App Store ratingsWhat we love
- 👍 Able to log in
- 👍 Thankful for the update
Room to improve
- 🐛 Unable to log in
- 🐛 Keyboard covers submit button
- 🐛 App doesn't work
- 🐛 Login credentials not recognized
- 🐛 Cannot sign in
Bugs and requests
Mercury Cards
Reported bugs
4 issues- App freezing on payment screen
- Login issues with incorrect credentials
- Delayed credit reporting and payment processing
- Inconsistent app behavior after updates
Requested features
5 requests- Easier one-time payment option
- Pending transaction visibility on main screen
- Faster credit limit increases
- Improved app performance and stability
- Better in-app payment scheduling and management
Best Egg
Reported bugs
3 issues- Login issues
- App not recognizing login credentials
- Keyboard covering submit button
Requested features
2 requests- Fix login issues
- Improve app functionality
In-app purchases
Mercury Cards
No in-app purchases
Best Egg
No in-app purchases
Questions
Is Mercury Cards free?
Is Best Egg free?
Which has better reviews, Mercury Cards or Best Egg?
Do Mercury Cards or Best Egg have ads?
Which is updated more often, Mercury Cards or Best Egg?
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