HLB Connect Mobile Banking App vs AffinAlwaysX

Streamline your finances with HLB Connect App. Skip branch lines and phone queues with a secure banking app tailored to your lifestyle, featuring multi-language support (English, BM, & Chinese) and Day/Night mode. • 100% Digital Account Opening: Open a Personal or Business multi-currency Account/-i instantly right from your phone. • Account Overviews: Track balances, view transaction history, and download e-statements on demand. • Seamless Instant Transfers: Send money via QR code, account number, mobile number, or DuitNow IDs. Link your HLB Malaysia and HL Singapore CASA/-i for instant, RM0-fee cross-border transfers. • Multi-Biller: Pay up to 5 billers simultaneously in just a few taps. • Travel and pay globally with QR Pay: o Make instant payments to UnionPay and WeiXin QR codes across China (including Hong Kong and Macau). o Scan cross-border QR codes in China, Thailand, Singapore, Indonesia, and Cambodia with DuitNow Cross-Border QR. o Pay like a local in China, Hong Kong, Philippines and Laos via Alipay+ QR codes. • Fixed Deposits: Place or withdraw FDs seamlessly using funds from HLB or your external bank accounts. • Total Credit Card Control: View OTPs, temporarily freeze card or report lost/stolen cards. Apply for Balance Transfers, Flexi Payment Plans, Quick Cash, or temporary limit increases. • Smart Lifestyle Features: Access cardless ATM cash withdrawals on the go, convert foreign currencies, or easily manage your debit card settings for overseas limits, usage and ATM withdrawals. • Advanced Security: Emergency Lock feature, malware app shielding, biometric authentication & mandatory cooling-off period to secure your funds. Less time banking means more time for everything else. Download HLB Connect App today.

More intuitive. More efficient. More convenient. The upgraded version of the AffinAlways mobile app, AffinAlwaysX, is here to elevate your banking experience with that extra X factor. It retains all your essential banking features—account management, fund transfers, and bill payments—while introducing a more streamlined and enhanced user journey. From its sleek interface to its seamless navigation, AffinAlwaysX is designed to make managing your finances easier and faster. Key Features and Benefits: Simpler Design, Simplified Journey Easy on the eyes and effortless on the hands. AffinAlwaysX adopts a user-centered design that prioritises intuitive and seamless navigation. With its clean and modern interface, users can complete transactions effortlessly and efficiently, making every banking experience smooth and efficient. QR Pay Pay or receive payments with just a scan. Whether you’re settling a bill at a merchant or transferring money to an individual, simply scan the QR code—fast, easy, and secure. Quick Access Your essentials, right at your fingertips. Frequently used features are now front and center, ensuring quick and easy access to payments, transfers, and more. AffinSecure Authorisation Enjoy fast, one-tap approval for all transactions. With AffinSecure integrated into the app, you get enhanced security with minimal effort. Effortless Account Management A comprehensive suite of features to help you check your account balances, review transaction history, and monitor your expenses—all with just a few taps. Seamless Transactions Transfer funds or make bill payments instantly—whenever it's convenient for you. And the best part? It's completely hassle-free. Ready to elevate your banking experience? AffinAlwaysX offers greater convenience, enhanced security, and a more intuitive journey. Whether you're paying bills, transferring funds, or managing your accounts, AffinAlwaysX ensures everything you need is simplified, streamlined, and secure.