Comparison

SAB Mobile vs tiqmo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAB Mobile

Manage your personal finances, track spending, and perform banking transactions conveniently. Apply for new products, pay bills, and transfer funds securely from anywhere. Offers account management, budgeting tools, and customer support chat.

Highlights
  • Account management and statements
  • Bill payment and government services
  • Fund transfers (local & international)
  • Credit card and loan applications
  • Spending tracking and budgeting
  • Virtual card issuance
  • Loyalty program access
Features
Read full description

Welcome to SAB Mobile - Saudi Awwal Bank Digital Banking Application! Enjoy the ease, privacy and convenience of online personal banking anywhere and anytime with SAB Mobile by Saudi Awwal Bank. Manage your finances, track your spending, transfer funds, explore and apply for our banking products and enjoy many other services, all within one app. To benefit from the app, register or log in using any of the several logging-in methods provided by SAB. SAB Mobile allows you to benefit from many services, including: Account services: • View and manage your accounts • Open new current and saving accounts • Request and download your digital banking documents • Download your e-statements • Share your IBAN SAB Banking Products: • Apply for the best Credit Card for you • Apply for Home Finance • Apply for Personal financing SAB 360° Services to manage your finances: • Track your spending • Build and manage your budgets • Create hashtags to manage your spending • Manage your spending through the Cash Wallet Bill payment/ Government Services: • Add, manage and Pay your bills • Pay your traffic fines • Pay your government services fees • Pay Esal Payments • Bulk Bill Payment Transfers: • Add, activate and manage beneficiaries • Transfer funds between your own SAB accounts • Transfer to any other SAB account • Perform local and international transfers • Mobile Wallet transfers and Cash Out services • Register in instant transfer service and manage your Aliases • Schedule future transfers Card services: • SAB Aqsat program • Apply for Supplementary Card • Apply for Umlaty Card • Issue and view Virtual Cards • Pay Credit Card • Control the Online Payments Limit • Provision your cards into Apple Pay wallet SAB Loyalty Program: • View your points summary • Redeem points and Cashback services • View your earned Qitaf points, Fursan miles and Emirates miles Different log-in Methods: • Username, Password and OTP • Face ID, Touch ID • Quick Access Pin • Digital Secure Key Other assistive services: • SAB Chat service for instant conversations with customer service representatives • SAB Bot service to answer your inquiries about SAB products and services • Messages and complaints service that allows you to inquire about the services provided to you and raise your complaints to be handled by our team SAB Mobile introduces an all-new dashboards concept - a more interactive experience, designed to meet all of your personal banking needs. • Main Dashboard, where you can access your financials and view your cash holding and debt in addition to different category notifications. • Account Dashboard, where you can view all your transactions, access your statements, and share your IBAN. • Bills and Payments Dashboard, where you can manage all your bills, including SADAD bills. • SAB 360° Dashboard, where you can view your overall spend, your budget, your tags and cash wallet.

About

tiqmo

Manage your finances with a comprehensive digital app offering prepaid Mastercard options, global money transfers, and bill payments. Gain insights into spending, track budgets, and access an integrated marketplace for mobile recharges and e-vouchers.

Highlights
  • Prepaid Mastercard options (Standard Mada, Platinum)
  • Global and local money transfers
  • International and local bill payments (SADAD integration)
  • Spending insights and budget tracking
  • Integrated marketplace for mobile recharge and e-vouchers
  • ATM cash withdrawal
Features
Read full description

TIQMO is a financial lifestyle digital app designed to revolutionize your financial experience. Seamlessly blending speed, convenience, and security, TIQMO offers a comprehensive range of financial services tailored to meet your every need in the Kingdom of Saudi Arabia. Effortlessly manage your finances with TIQMO's array of cutting-edge features. Discover the freedom of choice with our digital and physical prepaid Mastercard options. Whether it's the Standard Mada Mastercard or the Platinum Mastercard with competitive cashback offers, TIQMO's prepaid cards empower you to make local and international payments, indulge in online purchases, and breeze through POS transactions. Need cash on the go? Our physical prepaid cards let you withdraw funds hassle-free from ATMs. Say goodbye to the complexities of international money transfers. With TIQMO, sending and receiving money globally is a breeze. Seamlessly transfer funds to other wallets or IBAN accounts with remarkable ease. You can even opt for cash pick-up at our partner locations, ensuring your loved ones can access the money wherever they may be. Leave the hassles of bill payments behind. TIQMO simplifies the process, allowing you to settle international bills conveniently and securely. With just a few clicks, effortlessly manage your local bill payments through our seamless integration with SADAD. Take control of your financial well-being with TIQMO's intuitive interface. Gain valuable insights into your spending habits, effortlessly track your budget, and make informed financial decisions like never before. TIQMO's user-friendly platform ensures your financial goals are within reach. Step into a world of endless possibilities with TIQMO's integrated marketplace. Access a wide range of local and international mobile recharge products and e-vouchers for gaming and popular stores. Enjoy the convenience of making purchases right within the app, unlocking a world of possibilities at your fingertips. TIQMO takes the hassle out of local money transfers within the Kingdom of Saudi Arabia. Effortlessly send money to friends, family, or businesses, and experience the seamless transaction process that sets TIQMO apart. At TIQMO, we are committed to transforming the way you engage with your finances. Our mission is to provide innovative financial solutions that empower you to embrace a digital financial lifestyle. Join us on this exciting journey and experience the future of finance with TIQMO – where convenience, security, and limitless possibilities await you. Discover the power of TIQMO app and embark on a financial journey like no other.

Screenshots

SAB Mobile4 screens
tiqmo4 screens

Verdict

The call

The clearest difference is rating: SAB Mobile at 4.7 against tiqmo's 4.2. SAB Mobile also leads on monetization model (free vs free with in-app purchases) and review sentiment (62% vs 44%). tiqmo's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SAB Mobile holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: SAB Mobile has 9.5K ratings behind it against 354, so its average is the more settled of the two. Written reviews point the same way: 62% of SAB Mobile's written reviews are positive against 44% of tiqmo's.

UpkeepUpdate frequency

SAB Mobile ships an update monthly, tiqmo weekly. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.

Scorecard5 real differences · 5 level
SAB Mobile versus tiqmo: the parameters behind the verdict, then further details
ParameterSAB Mobiletiqmo
PriceFreeFree
Rating4.7 (9.5K ratings) — better4.2 (354 ratings)
Positive reviews62.4% of reviews — better44.4% of reviews
Number of ratings9.5K — better354
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size247 MB124 MB
Age rating4+4+
DeveloperSaudi Awwal BankTiqmo

Customer experience

SAB Mobile

All ratings9,532 ratings
Positive92.4%
Neutral3.5%
Negative4.1%
Written reviews274 reviews
Positive62.4%
Neutral7.3%
Negative30.3%

tiqmo

All ratings354 ratings
Positive80.8%
Neutral0.8%
Negative18.4%
Written reviews90 reviews
Positive44.4%
Neutral2.2%
Negative53.3%

User reviews

SAB Mobile

From 9.5K App Store ratings

What we love

  • 🚀 Fast and easy transactions
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 💡 Comprehensive banking features
  • 🚀 Reliable and stable performance

Room to improve

  • 🐛 Frequent crashes and freezes
  • 🔍 Confusing navigation and menus
  • 🔍 Slow and sluggish performance
  • 🔒 Privacy concerns with location tracking
  • 🐛 Compatibility issues with certain devices

tiqmo

From 354 App Store ratings

What we love

  • 💸 Generous cash back
  • 🚀 Fast international transfers
  • 💳 Convenient bill payments
  • 🗂️ Helpful budgeting tools
  • 🔒 Reliable and secure

Room to improve

  • 🚫 Mandatory location access
  • 🤖 Buggy app performance
  • ❌ Failed international/local transfers
  • 🕰️ Slow customer support response
  • 💰 Unexpected fees and charges

Bugs and requests

SAB Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Inability to upload images for complaints
  • Rejection button not working for complaints
  • Repeated prompts to enable location services
  • Incompatibility with jailbroken/rooted devices

Requested features

5 requests
  • Dark mode option
  • Advanced transaction history and analytics
  • Improved biometric authentication options
  • Seamless integration with other banking services
  • Enhanced international transfer capabilities

tiqmo

Reported bugs

4 issues
  • Login and account verification issues
  • Frequent app crashes and freezes
  • Delayed or failed money transfers
  • Inconsistent cash back application

Requested features

4 requests
  • Improved international transfer experience
  • Enhanced security and privacy controls
  • Seamless integration with other financial apps
  • More transparent cash back policies

In-app purchases

None

SAB Mobile

No in-app purchases

None

tiqmo

No in-app purchases

Questions

Is SAB Mobile free?
SAB Mobile is free to download, with no in-app purchases.
Is tiqmo free?
tiqmo is free to download, with no in-app purchases.
Which has better reviews, SAB Mobile or tiqmo?
SAB Mobile is rated higher. SAB Mobile averages 4.7 out of 5 from 9.5K ratings, while tiqmo averages 4.2 from 354 ratings.
Do SAB Mobile or tiqmo have ads?
Neither SAB Mobile nor tiqmo shows ads.
Which is updated more often, SAB Mobile or tiqmo?
SAB Mobile ships an update monthly, and tiqmo weekly. Most recently, SAB Mobile was updated on September 23, 2026 and tiqmo on September 19, 2026.

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