My WebID vs bam debts

My WebID • all identification procedures and e-signature via one app • data protection compliant according to GDPR, server in Germany • from the inventor of online video identification for the highest level of security (anti money laundering law-compliant video identification for banks) With the My WebID app you carry out every identification - with video, online banking, ID card photos, digital identity or eID function - in just a few steps. 1. Download the app 2. Follow the instructions 3. Enter your TAN - done. Your legally valid electronic signature with e-signature is just as easy. The My WebID app only needs authorization for the camera. Tips: • Make sure you have a stable internet connection to ensure smooth operation. WiFi is better than mobile data. • Good lighting helps to identify the ID card. • The ID document should be clean and undamaged and not covered by your hand.

bam debts turns IOUs between friends into clear shared balances. Add a debt using a friend’s username. If you say they owe you, they review the claim before it changes either balance. If you record that you owe them, it is accepted immediately. Swipe left to create a trip, invite friends, and split shared expenses equally or by custom amounts. Keep everyone’s balance clear, then finish and hide the trip when you’re done. When it is time to settle, the payer marks a payment as sent and the receiver confirms it. Only then does the shared balance change. Features: • Unique @usernames • Accepted and declined debt claims • Live shared balances • Trips with invited friends and equal or custom expense splits • Clear per-person and multi-currency balances • Confirmed settlement records • Home Screen balance widget • Optional notifications for debts, payments, trips and repayment-detail requests • Private name and IBAN sharing • No ads or cross-app tracking bam debts records payments between friends but does not transfer money.