My SPS vs Aspire Servicing Center
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My SPS
Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.
- Manage mortgage account 24/7
- Make mortgage payments
- Set up/modify auto-draft payments
- View statements and letters
- Review escrow information
- Upload documents
- Secure login with Touch/Face ID
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My SPS mobile app is a fast, secure way to manage your mortgage account 24/7. Make payments, set up and make changes to monthly auto draft, view statements, and review escrow information. *If you have already created a user name and password on spservicing.com, just skip the registration process and login with your online username and password. Features: • Manage your account and make your mortgage payment 24/7 on the go • Access the Information HUB for answers to your most common account questions • Set up or modify existing auto draft payments • Quickly access your account with touch ID or face ID for eligible devices • Review balances and activity • Upload documents for your account • View monthly statements and letters
Aspire Servicing Center
Easily manage your student loan account on the go. Access your loan details, make payments, and update your information securely with biometric login. Schedule payments, target specific loans, or even pay off your loans entirely.
- Biometric login (Touch ID/Face ID)
- View loan balance and details
- Payment history
- Update contact information
- Manage bank accounts
- Schedule and target payments
- Loan payoff quotes
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The Aspire Servicing Center App makes managing your student loan account as convenient as can be! Manage your Aspire Servicing Center account from anywhere, anytime! ACCESS YOUR ACCOUNT · Sign in has never been easier! Use Touch ID or Face ID for lightning-fast access to your loans! ACCOUNT DETAILS AT YOUR FINGERTIPS · Find your loan balance · View your individual loan details · See a history of payments you've made · Update your contact information and manage saved bank accounts MAKE PAYMENTS · Schedule payments quickly with saved bank accounts · Target payments to specific loans · Payoff loans (with current or future date payoff quotes)
Screenshots
Verdict
The clearest difference is rating: Aspire Servicing Center at 4.0 against My SPS's 2.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aspire Servicing Center holds the better App Store score, 4.0 against 2.0. Both are backed by a comparable volume of ratings — 329 and 344 respectively. Written reviews complicate that: 6% of My SPS's written reviews are positive against 3% of Aspire Servicing Center's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | My SPS | Aspire Servicing Center |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (329 ratings) | 4.0 (344 ratings) — better |
| Positive reviews | 6.5% of reviews — better | 3.4% of reviews |
| Number of ratings | 329 | 344 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.3 — better |
| Further details — not scored | ||
| Size | 31 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Select Portfolio Servicing, Inc. | Avereo |
Customer experience
My SPS
Aspire Servicing Center
User reviews
My SPS
From 329 App Store ratingsWhat we love
- 👍 Convenient for making payments
- 🚀 Works just fine
- 💡 Easy payments
Room to improve
- 🐛 Unable to accept terms and conditions
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unable to download documents
- 🐛 Screenshot disabled
Aspire Servicing Center
From 344 App Store ratingsWhat we love
- 👍 Paid off on my timeline (rare positive)
- 👍 Functions (barely)
Room to improve
- 🐛 App never works
- 🐛 Super buggy, not usable
- 🐛 “Sorry something went wrong” error
- 🐛 Pretty terrible user experience
- 🐛 Barely works
Bugs and requests
My SPS
Reported bugs
6 issues- Unable to accept terms and conditions
- Login issues
- App not working
- Unable to download documents
- Screenshot disabled
Show 1 moreShow fewer
- Freezes after update
Requested features
3 requests- Dark mode option
- Improved document handling
- Better account management features
Aspire Servicing Center
Reported bugs
27 issues- App never works
- App not responding
- Something went wrong
- Account details are blank
- FaceID integration doesn’t work
Show 22 moreShow fewer
- App isn’t responding and “try again later”
- Reload but continues to do that every time
- Every time I login in it says “something went wrong, try again later”
- App isn’t loading right now and try again later
- FaceID for login stopped working
- Can no longer login using password
- Note pops up saying it’s on their end
- Can’t pay ahead of time
- Defaults back to the main screen when trying to update password
- Unexpected error on every button push
- Takes way too long to process a payment
- Login screen does not work with Apple Keychain
- Errors pop up that mean nothing every time I make a payment
- Says “something went wrong” but accepts payment
- Error message on every screen
- Half the time I can’t even log in
- Doesn’t allow the user to setup auto monthly payments or setup several big payments
- Error messages being delivered on every attempt
- Doesn’t provide any useful information other than the payment amount and due date
- Doesn’t let me schedule a future payment or pay more than the amount listed
- Error messages keep appearing
- Haven’t been able to use the app to schedule my payments
Requested features
5 requests- Schedule payments in the future
- Access more account information and documents
- Setup auto monthly payments
- Setup several big payments
- More prominently display scheduled payments
In-app purchases
My SPS
No in-app purchases
Aspire Servicing Center
No in-app purchases
Questions
Is My SPS free?
Is Aspire Servicing Center free?
Which has better reviews, My SPS or Aspire Servicing Center?
Do My SPS or Aspire Servicing Center have ads?
Which is updated more often, My SPS or Aspire Servicing Center?
Other comparisons
