Lively Benefits vs ELITE Plan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lively Benefits
Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.
- View important benefit information
- Manage account balance and transactions
- Initiate and verify claims
- Access eligible expense lists
- Secure login with 2FA and biometrics
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The Lively Benefits app brings the simplicity and signature user experience of the Lively platform to the palm of your hands. Easily manage your Lively benefits from anywhere through an unrivaled easy-to-use interface, even for the least tech savvy among us. Use the Lively app to: • View a single view of what’s important: Designed to tell you exactly what you need to know to make the most out of your Lively benefits and take timely action. • Manage your account on the move: Track account balance, access transactions history, manage your Lively debit cards*, and more. • Initiate claims and verify purchases: A paperless, easy claims verification process that guides you with clear instructions at every step. • Check what qualifies as eligible: Access the list of qualified expenses directly through your app. Our comprehensive list is always up-to-date and easy to access on the go. • Keep your data safe: Login security measures such as Two-Factor Authentication (2FA) and biometric credentials keep your account safe from unauthorized users. Lively is the benefit solutions provider that finally gets it right. We are committed to helping your Lively accounts reach their maximum potential through intuitive design, accessible customer support, and ongoing education. We hope you’ll give the app a try. Visit us at livelyme.com to learn more or contact Lively Support at support@livelyme.com. *HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa or Mastercard.
ELITE Plan
Manage your retirement account with this app. Review your ELITE Plan details and access information held at American Pension Benefits.
- Manage ELITE Plan retirement account
- Review account details
- Access information from American Pension Benefits
- View retirement savings
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Review and manage your ELITE Plan retirement account held at American Pension Benefits.
Screenshots
Verdict
The clearest difference is review sentiment: Lively Benefits at 55% against ELITE Plan's 0%. Lively Benefits also leads on rating (4.8 vs 1.4) and update cadence (every 3 weeks vs every 32 months). ELITE Plan's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lively Benefits holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: Lively Benefits has 9.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 55% of Lively Benefits's written reviews are positive against 0% of ELITE Plan's.
Lively Benefits ships an update every 3 weeks, ELITE Plan every 32 months. The most recent releases landed on September 22, 2026 and June 24, 2026 respectively.
| Parameter | Lively Benefits | ELITE Plan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (9.3K ratings) — better | 1.4 (5 ratings) |
| Positive reviews | 55.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 9.3K — better | 5 |
| Update frequency | Every 3 weeks — better | Every 32 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 21 MB |
| Age rating | 12+ | 4+ |
| Developer | Lively, Inc. | Axios Advisory Group, Ltd |
Customer experience
Lively Benefits
ELITE Plan
Bugs and requests
Lively Benefits
Reported bugs
7 issues- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens
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- Verification errors
- Delayed message syncing
Requested features
7 requests- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options
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- Easier 1099 tax form access
- Expanded device compatibility
ELITE Plan
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Lively Benefits
No in-app purchases
ELITE Plan
No in-app purchases
Questions
Is Lively Benefits free?
Is ELITE Plan free?
Which has better reviews, Lively Benefits or ELITE Plan?
Do Lively Benefits or ELITE Plan have ads?
Which is updated more often, Lively Benefits or ELITE Plan?
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