Comparison

Lively Benefits vs ELITE Plan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lively Benefits

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

Highlights
  • View important benefit information
  • Manage account balance and transactions
  • Initiate and verify claims
  • Access eligible expense lists
  • Secure login with 2FA and biometrics
Features
Read full description

The Lively Benefits app brings the simplicity and signature user experience of the Lively platform to the palm of your hands. Easily manage your Lively benefits from anywhere through an unrivaled easy-to-use interface, even for the least tech savvy among us. Use the Lively app to: • View a single view of what’s important: Designed to tell you exactly what you need to know to make the most out of your Lively benefits and take timely action. • Manage your account on the move: Track account balance, access transactions history, manage your Lively debit cards*, and more. • Initiate claims and verify purchases: A paperless, easy claims verification process that guides you with clear instructions at every step. • Check what qualifies as eligible: Access the list of qualified expenses directly through your app. Our comprehensive list
is always up-to-date and easy to access on the go. • Keep your data safe: Login security measures such as Two-Factor Authentication (2FA) and biometric credentials keep your account safe from unauthorized users. Lively is the benefit solutions provider that finally gets it right. We are committed to helping your Lively accounts reach their maximum potential through intuitive design, accessible customer support, and ongoing education. We hope you’ll give the app a try. Visit us at livelyme.com to learn more or contact Lively Support at support@livelyme.com. *HSA card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa or Mastercard.

About

ELITE Plan

Manage your retirement account with this app. Review your ELITE Plan details and access information held at American Pension Benefits.

Highlights
  • Manage ELITE Plan retirement account
  • Review account details
  • Access information from American Pension Benefits
  • View retirement savings
Features
Read full description

Review and manage your ELITE Plan retirement account held at American Pension Benefits.

Screenshots

Lively Benefits4 screens
ELITE Plan4 screens

Verdict

The call

The clearest difference is review sentiment: Lively Benefits at 55% against ELITE Plan's 0%. Lively Benefits also leads on rating (4.8 vs 1.4) and update cadence (every 3 weeks vs every 32 months). ELITE Plan's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lively Benefits holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: Lively Benefits has 9.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 55% of Lively Benefits's written reviews are positive against 0% of ELITE Plan's.

UpkeepUpdate frequency

Lively Benefits ships an update every 3 weeks, ELITE Plan every 32 months. The most recent releases landed on September 22, 2026 and June 24, 2026 respectively.

Scorecard7 real differences · 3 level
Lively Benefits versus ELITE Plan: the parameters behind the verdict, then further details
ParameterLively BenefitsELITE Plan
PriceFreeFree
Rating4.8 (9.3K ratings) — better1.4 (5 ratings)
Positive reviews55.1% of reviews — better0.0% of reviews
Number of ratings9.3K — better5
Update frequencyEvery 3 weeks — betterEvery 32 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.011.0 — better
Further details — not scored
Size58 MB21 MB
Age rating12+4+
DeveloperLively, Inc.Axios Advisory Group, Ltd

Customer experience

Lively Benefits

All ratings9,310 ratings
Positive96.6%
Neutral1.2%
Negative2.2%
Written reviews107 reviews
Positive55.1%
Neutral6.5%
Negative38.3%

ELITE Plan

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Lively Benefits

Reported bugs

7 issues
  • Login failures
  • Contribution tracking issues
  • Debit card malfunctions
  • Inability to make contributions
  • Blank app screens
Show 2 more
  • Verification errors
  • Delayed message syncing

Requested features

7 requests
  • Two-factor authentication
  • Improved login process
  • Streamlined expense management
  • Faster fund transfer speeds
  • Enhanced investment options
Show 2 more
  • Easier 1099 tax form access
  • Expanded device compatibility

ELITE Plan

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Lively Benefits

No in-app purchases

None

ELITE Plan

No in-app purchases

Questions

Is Lively Benefits free?
Lively Benefits is free to download, with no in-app purchases.
Is ELITE Plan free?
ELITE Plan is free to download, with no in-app purchases.
Which has better reviews, Lively Benefits or ELITE Plan?
Lively Benefits is rated higher. Lively Benefits averages 4.8 out of 5 from 9.3K ratings, while ELITE Plan averages 1.4 from 5 ratings.
Do Lively Benefits or ELITE Plan have ads?
Neither Lively Benefits nor ELITE Plan shows ads.
Which is updated more often, Lively Benefits or ELITE Plan?
Lively Benefits ships an update every 3 weeks, and ELITE Plan every 32 months. Most recently, Lively Benefits was updated on September 22, 2026 and ELITE Plan on June 24, 2026.

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