ONPointe Mobile vs Smart Data
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ONPointe Mobile
Manage your business finances with a suite of treasury management tools. View account details, initiate transfers and payments, and prevent check fraud. This app puts powerful financial control in your hands to help you run your business more efficiently.
- View account information and images
- Initiate account transfers
- Originate ACH payments
- Initiate wire transfers
- Place stop payments
- Prevent check fraud
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ONPointe is your comprehensive toolbox for a broad range of Old National Treasury Management solutions. View account information and images, make account transfers, originate ACH payments, initiate wire transfers, place stop payments, help prevent check fraud and more. Let us put the power of your business finances in your hands so you can focus on the more important aspects of running your business. To use ONPointe Mobile, you must be enrolled through Old National Treasury Management. To learn more, visit www.oldnational.com/onpointe. Member FDIC
Smart Data
Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.
- Review posted corporate Mastercard expenses
- Add receipts using phone camera
- Add business justification and allocate costs
- Group and manage multiple expenses
- Approve expenses and groups
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Capture expense details more effectively with enhanced Business Justification controls, helping improve data accuracy and streamline expense processing.
Screenshots
Verdict
The clearest difference is review sentiment: ONPointe Mobile at 67% against Smart Data's 22%. Smart Data's advantage is rating (4.4 vs 1.9) and update cadence (monthly vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Data holds the better App Store score, 4.4 against 1.9. That said, the two scores are not equally well evidenced: Smart Data has 764 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 67% of ONPointe Mobile's written reviews are positive against 22% of Smart Data's, so the app with the better star average is not the one people write more warmly about.
ONPointe Mobile ships an update every 8 months, Smart Data monthly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | ONPointe Mobile | Smart Data |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (15 ratings) | 4.4 (764 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 22.2% of reviews |
| Number of ratings | 15 | 764 — better |
| Update frequency | Every 8 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 19 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | Old National Bank | Mastercard International Incorporated |
Customer experience
ONPointe Mobile
Smart Data
Bugs and requests
ONPointe Mobile
Not enough reviews yet to summarise bugs or requests.
Smart Data
Reported bugs
6 issues- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited
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- Submitting receipts fails frequently
Requested features
8 requests- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality
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- Ability to take receipt picture from app
- See billing session total/balance
- Sync submitted receipts with pictures
In-app purchases
ONPointe Mobile
No in-app purchases
Smart Data
No in-app purchases
Questions
Is ONPointe Mobile free?
Is Smart Data free?
Which has better reviews, ONPointe Mobile or Smart Data?
Do ONPointe Mobile or Smart Data have ads?
Which is updated more often, ONPointe Mobile or Smart Data?
Other comparisons
