BM Soft Token vs AAIB Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BM Soft Token
Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.
- Generate One-Time Passwords (OTPs)
- Secure online banking authorization
- No physical token required
- Offline functionality after activation
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BM Soft Token is a secured solution for generating One Time Password (OTP) needed to securely authorize the online banking transactions without the need to carry a physical token device. Once you download the application, you will activate it then then no internet access is required to use the application after its activation.
AAIB Token
This app enhances mobile banking security by generating one-time passwords (OTPs) for transaction authentication. It acts as a second factor, ensuring your transfers are both easy and secure. Follow simple activation steps within your mobile banking app to start using it.
- One-time password generation
- Second factor authentication
- Secure transaction authentication
- Mobile banking enhancement
- Easy activation process
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AAIB’s token app is a supplementary app to secure our mobile banking transactions Our main aim is to perform easy and secured banking through our mobile app by using OTP (One Time Passwords) as a second factor of authentication to your transfers. To activate the app, you will need to login to AAIB Mobile Banking and follow the below steps: - Open " More " tab - Tap on " Token Settings " - Select " Activate Token " to receive an activation code via SMS to your registered mobile number - Open AAIB Token app and insert the activation code you received and your mobile banking user ID - You will be asked to create 4 digits PIN code to use later in generating OTPs - Now you are ready to authenticate your transactions using the Token App While transferring funds through AAIB Mobile Banking, you will be asked to enter OTP to complete your transaction, hereunder simple steps to follow and get it done: - Open the token app - Enter your token 4 digits PIN - The app will generate OTP - Insert the generated OTP in the transaction - Your transaction will be completed successfully
Screenshots
Verdict
The clearest difference is update cadence: AAIB Token at every 2 months against BM Soft Token's every 14 months. BM Soft Token's advantage is ratings volume (68 vs 12) and iOS requirement (13.0 vs 15.1). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 1.8 for BM Soft Token against 1.7 for AAIB Token. That said, the two scores are not equally well evidenced: BM Soft Token has 68 ratings behind it against 12, so its average is the more settled of the two. Written reviews are what separate them: 5% of BM Soft Token's written reviews are positive against 0% of AAIB Token's.
BM Soft Token ships an update every 14 months, AAIB Token every 2 months. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.
| Parameter | BM Soft Token | AAIB Token |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (68 ratings) — better | 1.7 (12 ratings) |
| Positive reviews | 5.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 68 — better | 12 |
| Update frequency | Every 14 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 7 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Misr S.A.E | AAIB |
Customer experience
BM Soft Token
AAIB Token
In-app purchases
BM Soft Token
No in-app purchases
AAIB Token
No in-app purchases
