Faysal DigiBank vs HBL Microfinance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Faysal DigiBank
Manage your bank accounts and conduct transactions from anywhere, anytime. This app allows for secure payments, fund transfers, and access to account statements. It also offers investment options and card management features for a comprehensive banking experience.
- Biometric Verification
- Account Statement Viewing
- Interbank Fund Transfer
- Bill Payments
- Investment Options
- Card Management
- QR Transactions
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Faysal DigiBank brings you seamless banking from home! Make swift payments and access your finances 24/7 via the Faysal Mobile App. Perform fund transfer, bill payments, and view your account details with a click of a button. Top Features: • In App Biometric Verification • View your Account Statement • Interbank Fund Transfer • Bill Payments, including utility, broadband, Govt Taxes etc. • Mobile Top up • Noor Card Statement and Payments • Investment options: Mutual Funds and Faysal Self invest • Integration with Payoneer • Scan and Pay for QR Transactions • Activate your cards, Set PIN with Card Management • Virtual Card creation • View Discount & Offers on your Cards • Locate nearby ATMs/Branches • Lodge your Complaints and Disputes
HBL Microfinance
Manage your finances with this all-in-one banking and mobile wallet app. Send money, pay bills, recharge your phone, and apply for instant digital loans securely. Open a digital account and wallet for convenient mobile banking.
- Send and receive money instantly
- Pay utility bills digitally
- Recharge mobile load and bundles
- Apply for instant digital loans
- Manage bank account and debit card
- Open digital bank account and wallet
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Best Online Banking & Mobile Wallet App in Pakistan – HBL Microfinance Bank App Experience the future of digital banking in Pakistan with HBL Microfinance Bank App— the best online banking and mobile wallet app in Pakistan that combines Banking + Wallet services in one secure app. Send money, receive funds, pay bills, recharge mobiles, apply for instant digital loans, manage your bank account, and control your debit card all from your smartphone, anytime, anywhere in Pakistan. Open your digital bank account and wallet today and enjoy secure, fast, and convenient mobile banking. All-in-One Banking & Mobile Wallet App in Pakistan HBL Microfinance Bank allows you to manage both your bank account and mobile wallet seamlessly in one app, giving you complete control of your finances through secure digital banking services. Instant Money Transfer & Fund Transfer App Send and receive money instantly across Pakistan: • Transfer money to any bank account in Pakistan • Send money to mobile wallet users • Transfer funds within HBL Microfinance Bank accounts • Secure and instant 24/7 digital transactions One of the fastest and safest online money transfer apps in Pakistan. Mobile Load & Internet Bundle Recharge Recharge your mobile anytime: • Prepaid and postpaid mobile load for all networks • Internet and call bundles for Telenor & Ufone • Instant mobile recharge with secure payment The easiest mobile load and bundle recharge app in Pakistan. Online Utility Bill Payment App Pay all your bills digitally in seconds: • Electricity bill payment • Gas bill payment • Water bill payment • PTCL & internet bill payment • Multiple utility services supported Avoid long queues with one of the most reliable bill payment apps in Pakistan. Instant Nano Loans – Quick Digital Loan in Pakistan Get instant access to emergency funds with HBL Microfinance Bank App Nano Loan: • Apply digitally without paperwork • Get instant loan approval • Receive up to PKR 15,000 directly in your wallet • Flexible repayment options One of the most convenient instant loan apps in Pakistan. FPIN Your secure key to access and authorize transactions on your HBL Microfinance Bank app. Complete Bank Account Management Link and manage your HBL Microfinance Bank account digitally: • Real-time balance checking • Transaction history and account statements • Utility bill payments from bank account • Cheque book requests and tracking • Stop cheque facility • Tax certificate and account maintenance services • Dynamic QR payments • View profits, financing, and loan details
Screenshots
Verdict
The clearest difference is rating: Faysal DigiBank at 4.0 against HBL Microfinance's 3.3. Faysal DigiBank also leads on review sentiment (42% vs 17%) and ratings volume (291 vs 20). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Faysal DigiBank holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: Faysal DigiBank has 291 ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 42% of Faysal DigiBank's written reviews are positive against 17% of HBL Microfinance's.
Faysal DigiBank ships an update every 6 weeks, HBL Microfinance every 2 months. The most recent releases landed on September 23, 2026 and September 4, 2026 respectively.
| Parameter | Faysal DigiBank | HBL Microfinance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (291 ratings) — better | 3.3 (20 ratings) |
| Positive reviews | 42.1% of reviews — better | 16.7% of reviews |
| Number of ratings | 291 — better | 20 |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 192 MB | 199 MB |
| Age rating | 4+ | 4+ |
| Developer | Faysal Bank Limited | FMFB Pakistan |
Customer experience
Faysal DigiBank
HBL Microfinance
Bugs and requests
Faysal DigiBank
Reported bugs
4 issues- Biometric authentication not working consistently
- Inability to reset password or retrieve forgotten username
- Transactions getting stuck or not reflecting in the app
- Frequent app crashes when trying to access certain features
Requested features
4 requests- Dark mode option
- Improved transaction history and statement viewing
- Support for more payment methods (e.g., Easypaisa)
- Ability to manage multiple accounts within the app
HBL Microfinance
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Faysal DigiBank
No in-app purchases
HBL Microfinance
No in-app purchases
Questions
Is Faysal DigiBank free?
Is HBL Microfinance free?
Which has better reviews, Faysal DigiBank or HBL Microfinance?
Do Faysal DigiBank or HBL Microfinance have ads?
Which is updated more often, Faysal DigiBank or HBL Microfinance?
Other comparisons
