Comparison

Faysal DigiBank vs NayaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Faysal DigiBank

Manage your bank accounts and conduct transactions from anywhere, anytime. This app allows for secure payments, fund transfers, and access to account statements. It also offers investment options and card management features for a comprehensive banking experience.

Highlights
  • Biometric Verification
  • Account Statement Viewing
  • Interbank Fund Transfer
  • Bill Payments
  • Investment Options
  • Card Management
  • QR Transactions
Features
Read full description

Faysal DigiBank brings you seamless banking from home! Make swift payments and access your finances 24/7 via the Faysal Mobile App. Perform fund transfer, bill payments, and view your account details with a click of a button. Top Features: • In App Biometric Verification • View your Account Statement • Interbank Fund Transfer • Bill Payments, including utility, broadband, Govt Taxes etc. • Mobile Top up • Noor Card Statement and Payments • Investment options: Mutual Funds and Faysal Self invest • Integration with Payoneer • Scan and Pay for QR Transactions • Activate your cards, Set PIN with Card Management • Virtual Card creation • View Discount & Offers on your Cards • Locate nearby ATMs/Branches • Lodge your Complaints and Disputes

About

NayaPay

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

Highlights
  • Send and receive money instantly
  • Pay bills from hundreds of merchants
  • Receive global remittances
  • Free virtual and physical Visa debit cards
  • Mobile top-ups and bundles
  • In-app chat for payments
Features
Read full description

Welcome to NayaPay: The financial partner of choice for 3,000,000+ users. Send money, pay bills, receive remittances from around the world, chat with friends, and shop worldwide with a free Visa debit card. If it’s money, you can do it here. GET STARTED INSTANTLY Download the app and set up your account right away - no wait, no fees. All you need is your CNIC and a few minutes of your time. We’ll take care of the rest. FREE MEANS FREE Say goodbye to surprises (read: shocks) and unnecessary charges. No hidden fees, no annual charges and no SMS surcharge to worry about. Enjoy a free Visa card, seamless fee-free money transfers to one another and complete transparency about your money. GO INTERNATIONAL WITH VISA You’ll get your FREE Visa Virtual debit card on your phone immediately upon account creation. Choose a colour you love and shop online, on local and international sites. Get an Electric Orange physical Visa debit card delivered to your doorstep for in-store shopping and cash withdrawals from ATMs anywhere in the world. YOU’RE IN CONTROL Order a new card, set spending limits, freeze or unfreeze your card, change your PIN, enable or disable international transactions, online payments and contactless payments - all from within your app. SEAMLESS MONEY TRANSFERS Make free, instant money transfers to any bank. Your mobile number serves as your NayaPay account number, easy to remember and share with anyone to receive funds. Connect your Raast ID to your NayaPay account to send and receive money through Raast. BILL PAYMENTS MADE EASY Manage all your bills in one place. Pay hundreds of merchants from K-Electric, LESCO, and MEPCO to SNGPL, SSGC, and StormFiber right through the app. We’ll also send you reminders when your bill is due, helping you avoid pesky late payment penalties. GLOBAL REMITTANCES Looking to receive home remittance or freelance payments from abroad? Simply share your NayaPay IBAN, and our global remittance partners, including Payoneer, Western Union, Wise, Remitly, RIA, ACE, and more, will handle the rest. Your funds will be deposited directly in your account. ADD MONEY TO START SPENDING Link your bank account to effortlessly add funds to your NayaPay app. Deposit cash at partner banks or transfer money from any bank to NayaPay to load up your account and get cracking. TOP UP AND MORE Whether it’s Prepaid, Postpaid, or handy bundles, we’ve got you covered for Ufone, Telenor, Zong, SCOM and Jazz. From call packages to data bundles for Whatsapp, Facebook, Youtube, Tiktok, and PUBG, find all your mobile top-up needs in one place. WE’LL TAKE YOU PLACES Catching a flight? Pay for your Fly Jinnah ticket directly through the NayaPay app. Would you rather go on a road trip? We’ve got you there too. Ditch the toll queues, recharge your M-Tag using the app and have a smooth journey! CHAT YOUR PAYMENTS AWAY Add meaning to money transfers with payment notes. Chat with your friends, share photos, send voice notes, and much more. When words fall short, use our fun stickers to express yourself. STAY ON TOP OF YOUR FINANCES Track all your transactions with detailed, easy-to-understand transaction history. Manage your finances with digital receipts, making record-keeping a breeze. NEVER LOSE SIGHT OF YOUR MONEY You know what’s come in and what’s gone out instantly. Receive instant push notifications for every transaction - we’ll update you as soon as you send, receive and spend money so you’re always in the know. YOU’RE SAFE WITH US Enjoy secure transactions. NayaPay is PCI DSS and ISO 27001 certified. Each transaction is protected by fingerprint/Face ID or MPIN verification, ensuring only you can authorize payments. NayaPay has been featured internationally by Forbes, TechCrunch, Nikkei Asia, Fintech Finance, Tech in Asia, Tech Node Global, The Asian Banker and more. We are here to help, 24/7. Reach out to us via in-app chat, email at support@nayapay.com or give us a call on +(9221) 111-222-729.

Screenshots

Faysal DigiBank4 screens
NayaPay4 screens

Verdict

The call

The clearest difference is rating: NayaPay at 4.7 against Faysal DigiBank's 4.0. NayaPay also leads on update cadence (every 2 weeks vs every 6 weeks) and ratings volume (1.1K vs 291). Faysal DigiBank's advantage is monetization model (free vs free with in-app purchases) and review sentiment (42% vs 32%). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NayaPay holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 291 and 1.1K respectively. Written reviews complicate that: 42% of Faysal DigiBank's written reviews are positive against 32% of NayaPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Faysal DigiBank ships an update every 6 weeks, NayaPay every 2 weeks. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
Faysal DigiBank versus NayaPay: the parameters behind the verdict, then further details
ParameterFaysal DigiBankNayaPay
PriceFreeFree
Rating4.0 (291 ratings)4.7 (1.1K ratings) — better
Positive reviews42.1% of reviews — better31.6% of reviews
Number of ratings2911.1K — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size192 MB371 MB
Age rating4+4+
DeveloperFaysal Bank LimitedNAYAPAY (PVT.) LIMITED

Customer experience

Faysal DigiBank

All ratings291 ratings
Positive72.9%
Neutral3.1%
Negative24.1%
Written reviews309 reviews
Positive42.1%
Neutral2.3%
Negative55.7%

NayaPay

All ratings1,106 ratings
Positive93.1%
Neutral2.2%
Negative4.7%
Written reviews76 reviews
Positive31.6%
Neutral6.6%
Negative61.8%

User reviews

Faysal DigiBank

From 291 App Store ratings

What we love

  • 👍 Smooth and reliable app experience
  • 🚀 Fast and efficient transactions
  • 🔒 Secure banking with biometric authentication
  • 💡 Helpful customer service representatives

Room to improve

  • 🐛 Frequent app crashes and freezes
  • ⚠️ Compatibility issues with iOS devices
  • 🕰️ Slow app performance and data loading
  • 🤯 Confusing and unintuitive user interface

NayaPay

From 1.1K App Store ratings

What we love

  • 👍 Best and fast
  • 👍 Excellent Banking App
  • 👍 Must Have
  • 👍 Amazing..! Keep the good work up
  • 👍 The very best out there!

Room to improve

  • 💰 Scammers. Non-transparent fees.
  • 🐢 Slow and rude team
  • 🚫 Not being able to receive OTP
  • 🚫 Account Blocked — No Response from Support
  • 💰 Nayapay is a Scam..Scammers

Bugs and requests

Faysal DigiBank

Reported bugs

4 issues
  • Biometric authentication not working consistently
  • Inability to reset password or retrieve forgotten username
  • Transactions getting stuck or not reflecting in the app
  • Frequent app crashes when trying to access certain features

Requested features

4 requests
  • Dark mode option
  • Improved transaction history and statement viewing
  • Support for more payment methods (e.g., Easypaisa)
  • Ability to manage multiple accounts within the app

NayaPay

Reported bugs

3 issues
  • Transaction history and the screenshot
  • Crashes when i try to authenticate.
  • Not being able to pay my Utility bills

Requested features

4 requests
  • Add card support for Apple Pay wallet
  • Previous screen shot option and transaction history has the full details of sender but now its hide so we cant see the account no and other this in history or in SS so please chnage the ss system or do the previous one which is perfect 👍
  • Nayapay also should add personal loans option
  • Utility bills ?

In-app purchases

None

Faysal DigiBank

No in-app purchases

None

NayaPay

No in-app purchases

Questions

Is Faysal DigiBank free?
Faysal DigiBank is free to download, with no in-app purchases.
Is NayaPay free?
NayaPay is free to download, with no in-app purchases.
Which has better reviews, Faysal DigiBank or NayaPay?
NayaPay is rated higher. Faysal DigiBank averages 4.0 out of 5 from 291 ratings, while NayaPay averages 4.7 from 1.1K ratings.
Do Faysal DigiBank or NayaPay have ads?
Neither Faysal DigiBank nor NayaPay shows ads.
Which is updated more often, Faysal DigiBank or NayaPay?
Faysal DigiBank ships an update every 6 weeks, and NayaPay every 2 weeks. Most recently, Faysal DigiBank was updated on September 23, 2026 and NayaPay on September 22, 2026.

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