هكبه | Hakbah vs D360 Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
هكبه | Hakbah
This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.
- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine
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Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.
D360 Bank
This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.
- Seamless onboarding
- Fast transactions and transfers
- Competitive pricing
- No foreign currency fees
- Transparent fee structure
- Personalized customer support
- Top-tier security technology
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Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!
Screenshots
Verdict
The clearest difference is ads: هكبه | Hakbah at none against D360 Bank's shown. هكبه | Hakbah also leads on monetization model (free vs ad-supported). D360 Bank's advantage is update cadence (every 9 days vs monthly). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.5 for D360 Bank. Both are backed by a comparable volume of ratings — 2.2K and 806 respectively. Written reviews split almost evenly too, at 35% and 35% positive.
هكبه | Hakbah ships an update monthly, D360 Bank every 9 days. Both last shipped on November 3, 2026.
| Parameter | هكبه | Hakbah | D360 Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.2K ratings) — better | 4.5 (806 ratings) |
| Positive reviews | 35.0% of reviews | 35.3% of reviews — better |
| Number of ratings | 2.2K — better | 806 |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 74 MB | 237 MB |
| Age rating | 12+ | 4+ |
| Developer | Hakbah | D360 Bank |
Customer experience
هكبه | Hakbah
D360 Bank
User reviews
هكبه | Hakbah
From 2.2K App Store ratingsWhat we love
- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional
Room to improve
- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees
D360 Bank
From 806 App Store ratingsWhat we love
- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)
Room to improve
- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions
Bugs and requests
هكبه | Hakbah
Reported bugs
4 issues- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations
Requested features
4 requests- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations
D360 Bank
Reported bugs
10 issues- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working
Show 5 moreShow fewer
- App incompatibility with iPhone 14 and newer devices
- Keyboard not appearing for SMS code entry
- Pending transactions stuck for extended periods
- Refund processing delays exceeding 30 days
- International transfers not credited to destination accounts
Requested features
8 requests- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits
Show 3 moreShow fewer
- Better international payment tracking
- Faster account opening without waiting list
- More transparent account freezing policies
In-app purchases
هكبه | Hakbah
No in-app purchases
D360 Bank
No in-app purchases
Questions
Is هكبه | Hakbah free?
Is D360 Bank free?
Which has better reviews, هكبه | Hakbah or D360 Bank?
Do هكبه | Hakbah or D360 Bank have ads?
Which is updated more often, هكبه | Hakbah or D360 Bank?
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