Comparison

هكبه | Hakbah vs D360 Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

هكبه | Hakbah

This app facilitates social savings through digital monthly financial groups, allowing users to set goals, manage payments flexibly, and receive funds on a specified date. It offers enhanced control over payments and withdrawals, with options for individual savings and grace periods.

Highlights
  • Digital Jameya (savings groups)
  • Flexible payment control
  • On-demand fund withdrawal
  • Automated Jameya withdrawal
  • Grace period (Imhal) service
  • Individual Jameya option
  • AI-powered savings engine
Features
Read full description

Hakbah: Social Savings that help & collaborate! Saudi Arabia's largest savings app just got a whole lot better! Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine. In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back – Hakbah is for you. Why Hakbah is the Best Choice for Social Saving in Saudi Arabia: Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah. Unmatched Control: We listened to you! Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments. Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month. Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency. (Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees. Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards. Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable. Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs. And Much More! We've packed this release with numerous enhancements and features to boost your overall experience. How Hakbah's Jameya Work: Join a Jameya: Browse available Jameya every Monday and choose the one that suits you. Set Your Goal: Define your saving goal and monthly payment amount. Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date. Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

About

D360 Bank

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

Highlights
  • Seamless onboarding
  • Fast transactions and transfers
  • Competitive pricing
  • No foreign currency fees
  • Transparent fee structure
  • Personalized customer support
  • Top-tier security technology
Features
Read full description

Welcome to D360 Bank, the innovative Saudi Sharia-compliant digital bank that puts you at the center of everything we do and empowers your financial control through the D360 Bank App. With our seamless onboarding process, you can start banking in no time. Say goodbye to the limitations of physical branches, high fees, and complex banking tools. Features: • Easy onboarding steps: Open your bank account in less than 2 minutes! • Fast banking: Enjoy fast transactions and transfers with our D360 Bank App. • Competitive prices: Save more with free monthly transfers and spend without foreign currency fees. • Convenience: Bank from anywhere, anytime with our D360 Bank App. • Transparency: No hidden fees. • Personalized support: Our customer support team is always ready to help you at any time. What Sets Us Apart? D360 Bank prioritizes customer empowerment, accessibility, affordability, and Islamic ethics, availing a new era of digital banking. Security Assured We invest in and use top-tier security technology that guards your finances and information around the clock, ensuring a banking journey you can trust implicitly. Open Your Account in 2 Minutes Ready for a banking experience designed to meet your needs? Download D360 Bank app, open your account today, and enjoy an exceptional banking experience!

Screenshots

هكبه | Hakbah4 screens
D360 Bank4 screens

Verdict

The call

The clearest difference is ads: هكبه | Hakbah at none against D360 Bank's shown. هكبه | Hakbah also leads on monetization model (free vs ad-supported). D360 Bank's advantage is update cadence (every 9 days vs monthly). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for هكبه | Hakbah against 4.5 for D360 Bank. Both are backed by a comparable volume of ratings — 2.2K and 806 respectively. Written reviews split almost evenly too, at 35% and 35% positive.

UpkeepUpdate frequency

هكبه | Hakbah ships an update monthly, D360 Bank every 9 days. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
هكبه | Hakbah versus D360 Bank: the parameters behind the verdict, then further details
Parameterهكبه | HakbahD360 Bank
PriceFreeFree
Rating4.6 (2.2K ratings) — better4.5 (806 ratings)
Positive reviews35.0% of reviews35.3% of reviews — better
Number of ratings2.2K — better806
Update frequencyMonthlyEvery 9 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size74 MB237 MB
Age rating12+4+
DeveloperHakbahD360 Bank

Customer experience

هكبه | Hakbah

All ratings2,039 ratings
Positive90.4%
Neutral2.6%
Negative7.0%
Written reviews117 reviews
Positive35.0%
Neutral6.0%
Negative59.0%

D360 Bank

All ratings802 ratings
Positive87.4%
Neutral1.5%
Negative11.1%
Written reviews102 reviews
Positive35.3%
Neutral1.0%
Negative63.7%

User reviews

هكبه | Hakbah

From 2.2K App Store ratings

What we love

  • 🚀 Great app
  • 🚀 Excellent service
  • 👍 Awesome app
  • 👍 Wonderful experience
  • 👍 Efficient and professional

Room to improve

  • 🐛 Delayed response
  • 🐛 Technical issues
  • 🐛 Poor customer service
  • 🐛 Unreliable app
  • 💰 High fees

D360 Bank

From 806 App Store ratings

What we love

  • 🚀 Fast international transfers with competitive exchange rates
  • 💰 No fees for domestic and international transfers
  • 👍 Simple and intuitive user interface design
  • 🌍 Excellent service for travelers and expatriates
  • 💳 Easy account setup process (when approved)

Room to improve

  • 😤 Extremely long account opening delays (months of waiting)
  • 🔒 Frequent account freezing without clear explanation
  • 📞 Poor customer service responsiveness and unhelpful support
  • ⏱️ Slow issue resolution and unresolved support tickets
  • 💸 Inconsistent transfer limits and unfair restrictions

Bugs and requests

هكبه | Hakbah

Reported bugs

4 issues
  • Login issues
  • Freezing app
  • Incorrect payment processing
  • Unavailable associations

Requested features

4 requests
  • Flexible payment options
  • Improved user interface
  • Better communication with customers
  • Expanded selection of associations

D360 Bank

Reported bugs

10 issues
  • App crashes and frequent freezing
  • Slow app loading and performance issues
  • Location permission requirement blocking app access
  • Login failures and SMS code input issues
  • Apple Wallet integration not working
Show 5 more
  • App incompatibility with iPhone 14 and newer devices
  • Keyboard not appearing for SMS code entry
  • Pending transactions stuck for extended periods
  • Refund processing delays exceeding 30 days
  • International transfers not credited to destination accounts

Requested features

8 requests
  • Physical bank branches or better in-person support
  • Account number visibility in app
  • Account deletion option within the app
  • Support for American Express cards
  • Improved daily withdrawal limits
Show 3 more
  • Better international payment tracking
  • Faster account opening without waiting list
  • More transparent account freezing policies

In-app purchases

None

هكبه | Hakbah

No in-app purchases

None

D360 Bank

No in-app purchases

Questions

Is هكبه | Hakbah free?
هكبه | Hakbah is free to download, with no in-app purchases.
Is D360 Bank free?
D360 Bank is free to download, with no in-app purchases.
Which has better reviews, هكبه | Hakbah or D360 Bank?
هكبه | Hakbah is rated higher. هكبه | Hakbah averages 4.6 out of 5 from 2.2K ratings, while D360 Bank averages 4.5 from 806 ratings.
Do هكبه | Hakbah or D360 Bank have ads?
D360 Bank shows ads; هكبه | Hakbah does not.
Which is updated more often, هكبه | Hakbah or D360 Bank?
هكبه | Hakbah ships an update monthly, and D360 Bank every 9 days. Most recently, هكبه | Hakbah was updated on November 3, 2026 and D360 Bank on November 3, 2026.

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