Vault Payments vs Hostplus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vault Payments
Manage and utilize prepaid Mastercards with ease. This application allows for quick and secure access to your prepaid cards, with the ability to add them directly to your Apple Wallet.
- Utilize prepaid Mastercards
- Add to Apple Wallet
- Quick access
- Easy management
- Secure transactions
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The Vault app enables you to quickly, easily and securely utilise prepaid Mastercards and add to wallet on your Apple devices.
Hostplus
Manage your superannuation and insurance on the go. Check your balance, track contributions, and access useful features securely. Designed for existing members, it offers a simple and intuitive experience.
- Check account balance
- Track contributions
- View insurance details
- Secure login (PIN, Touch ID, Face ID)
- Simple and easy to understand
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At Hostplus, we pride ourselves on being uncomplicated. We make sure everything we do is simple to understand and full of only useful things. Our app is no exception. Check your balance, track your contributions, view your insurance and more with the Hostplus app. Getting started - This app is for Hostplus super members. If you don’t have an account with us, you can join online at hostplus.com.au - To make sure you’re using the latest features, please make sure your automatic updates are switched on. Logging in - Login easily with a PIN, Touch ID, or Face ID for secure access to your information on the go.
Screenshots
Verdict
The clearest difference is rating: Hostplus at 4.9 against Vault Payments's 3.0. Hostplus also leads on review sentiment (50% vs 25%) and ratings volume (80 vs 2). Vault Payments's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hostplus holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Hostplus has 80 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 25% of Vault Payments's written reviews are positive against 50% of Hostplus's.
Vault Payments ships an update every 3 weeks, Hostplus every 2 months. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | Vault Payments | Hostplus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.9 (80 ratings) — better |
| Positive reviews | 25.0% of reviews | 50.3% of reviews — better |
| Number of ratings | 2 | 80 — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 57 MB | 30 MB |
| Age rating | 17+ | 4+ |
| Developer | Vault Payment Solutions Group Pty Ltd | HOSTPLUS Super |
Customer experience
Vault Payments
Hostplus
Bugs and requests
Vault Payments
Not enough reviews yet to summarise bugs or requests.
Hostplus
Reported bugs
14 issues- App stuck on loading screen after PIN entry
- Login button unresponsive after recent updates
- Error 122: Minimum security requirements violation
- Unexpected error messages preventing app access
- Session timeout during password recovery
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- App forgets login details after updates
- Error 115: Cannot connect to ChoicePlus
- Blue screen with no content displayed
- Facial recognition reverting to PIN without reason
- App requires update but no update available
- Push notifications with test messages appearing
- Continue button not responding during login
- Extended maintenance periods (14+ hours)
- App crashes after new updates
Requested features
13 requests- Historical balance tracking by specific dates
- Financial year earnings breakdown (not just 12 months)
- Better graphs and detailed performance analysis
- Investment switching capability on app
- Two-factor authentication via authenticator app
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- More detailed asset allocation information
- Download statements functionality
- Advanced calculators and financial tools
- Swap function for investments
- Better iPad optimization and landscape mode
- Ability to view investment returns and drill-down analysis
- Performance reports accessible on app
- Larger margin options for trading orders
In-app purchases
Vault Payments
No in-app purchases
Hostplus
No in-app purchases
Questions
Is Vault Payments free?
Is Hostplus free?
Which has better reviews, Vault Payments or Hostplus?
Do Vault Payments or Hostplus have ads?
Which is updated more often, Vault Payments or Hostplus?
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