Nagad vs ExpenseGrid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nagad
Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.
- Cash in and cash out
- Send money (P2P)
- Mobile recharge and postpaid bill payment
- Transaction history and summary
- QR code scan for cash out
- Two-phase PIN security
- Contact list integration for transfers
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Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. You will get notifications on your latest Nagad activity; see your transaction history, transaction summary etc. Nagad is soon to bring very exciting and innovative services in the market to meet customer needs and demands. • Languages: Support both Bangla and English • Secured Financial Service app: Nagad app is a very secured app. Nagad App requires your PIN number in two phases. First for login and second for every transaction you need to provide PIN number. • Personalization: You can add your display name and can change your display picture. • No “send money” to wrong number: You can easily select the desired recipient from your contact list for fast and error-free money transfer. • Scan QR Code for Cash out: Scan QR codes at Uddokta points for Cash Out • Mobile Recharge: Recharge mobile or pay postpaid mobile bills for the mobile network operators below: o Robi o Airtel o Teletalk o Banglalink o Grameenphone For convenience, you can select frequently recharge amount from the screen. • Statement: Exert greater control over your digital financial service account by accessing your detailed transaction history, and a monthly transaction summary. • One tap balance check: checking your balance is very easy through a single tap on the screen • Notification: Receive notifications for your latest Nagad transactions.
ExpenseGrid
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ExpenseGrid is a private, on-device expense tracker. Track where your money goes in a few taps — no accounts, no bank logins, and no data ever leaving your device. Built for people who want real control over their spending and their privacy, ExpenseGrid gives you the tools usually reserved for bulky finance apps: fast entry, flexible reports, budgets, mileage, and tax-ready exports. PRIVATE BY DESIGN • 100% on-device — your data is stored only on your device • No account, no sign-up, no bank connections • No ads, no tracking, no analytics FAST, FLEXIBLE ENTRY • Keypad-first screen logs an expense or income in seconds • Your own categories and subcategories • Accounts (cash, checking, cards) with transfers and net worth • Tags, payees, notes, and trips BUDGETS THAT MAKE SENSE • Optional monthly budgets with a live "safe to spend" figure • Per-category progress so nothing sneaks up on you REPORTS & TAX-READY EXPORTS • Break spending down by category, account, payee, or trip over any timeframe • Save the views you use most • Export a styled, month-grouped PDF, Excel workbook, or CSV — perfect for taxes or your accountant MILEAGE & SPLITTING • Log miles per vehicle at your own rate for a ready-made deduction total • Split an expense across categories by percentage • Split a bill among people and drop your share into the ledger Full access is a $6.99/year auto-renewable subscription — no ads, no upsells, one simple price. Your finances are nobody's business but yours. ExpenseGrid keeps it that way. Terms of Use (EULA): https://nerddestination.com/legal/expensegrid/terms Privacy Policy: https://nerddestination.com/legal/expensegrid/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Nagad at none against ExpenseGrid's 1. Nagad also leads on iOS requirement (13.0 vs 26.0). ExpenseGrid's advantage is update cadence (daily vs every 3 weeks). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ExpenseGrid sells 1 in-app purchase, starting at $6.99 per year. Nagad asks for nothing beyond the download.
Nagad ships an update every 3 weeks, ExpenseGrid daily. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Nagad | ExpenseGrid |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2K ratings) — better | — |
| Positive reviews | 27.5% of reviews | — |
| Number of ratings | 2K — better | — |
| Update frequency | Every 3 weeks | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 136 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Bangladesh Post Office | Nerd Destination, LLC |
Bugs and requests
Nagad
Reported bugs
4 issues- Login issues with OTP not received
- Transaction failures and balance discrepancies
- Compatibility problems with iOS 16 updates
- Inability to cash out or transfer funds
Requested features
4 requests- Add money from credit/debit cards
- Improve transaction history visibility
- Introduce bill payment options
- Enable virtual card feature
ExpenseGrid
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Nagad
No in-app purchases
ExpenseGrid
- ExpenseGrid Annual7 Days trial$6.991 Year







