Comparison

TruityCU vs MAX CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TruityCU

Consolidate all your financial accounts, including those from other institutions, into one convenient view. Manage your money effectively with tools for transaction organization, payment processing, and mobile check deposits. Secure your accounts with advanced authentication methods.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card freeze/unfreeze
  • View monthly statements
Features
Read full description

TruityCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with TruityCU: -Keep your transactions organized by adding tags, notes, and photos of receipts and checks -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Freeze your debit card if you've misplaced it, and unfreeze your card if you find it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and TouchID or FaceID on supported devices. To use the TruityCU Mobile app, you must enroll if you currently do not use online banking. If you currently use Truity Credit Union's Online Banking, simply download the app, launch it, and login with the same Online Banking credentials.

About

MAX CU

Manage your finances on the go with this app. Organize transactions, set alerts, pay bills, transfer funds, and deposit checks remotely. Securely access your accounts and find branches or ATMs.

Highlights
  • Organize transactions with tags and notes
  • Set balance alerts
  • Pay bills and loans
  • Transfer money between accounts
  • Deposit checks remotely
  • Find branches and ATMs
Features
Read full description

MAX Credit Union gives you access to your financial accounts anytime from anywhere. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your money. With MAX Credit Union, you can: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Pay bills and loans and manage lines of credit -Transfer money between your MAX accounts or send money to accounts at other institutions -Send money to others with no fees -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Apply for a new loan -Find the nearest branches and ATMs as well as surcharge free ATMs worldwide -Speak with a member service representative -Secure your account with a 4-digit passcode or biometric on supported devices. Disclosure: Some features are available for eligible members and accounts only. Insured by NCUA. Equal Opportunity Lender.

Screenshots

TruityCU4 screens
MAX CU4 screens

Verdict

The call

TruityCU and MAX CU both sit at 4.8 stars, but that hides the real split: 65% of TruityCU's written reviews are positive against 28% of MAX CU's. MAX CU's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for TruityCU against 4.7 for MAX CU. Both are backed by a comparable volume of ratings — 7.4K and 8.4K respectively. Written reviews are what separate them: 65% of TruityCU's written reviews are positive against 28% of MAX CU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
TruityCU versus MAX CU: the parameters behind the verdict, then further details
ParameterTruityCUMAX CU
PriceFreeFree
Rating4.8 (7.4K ratings) — better4.7 (8.4K ratings)
Positive reviews65.5% of reviews — better27.7% of reviews
Number of ratings7.4K8.4K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size176 MB177 MB
Age rating4+4+
DeveloperTruity Federal Credit UnionMAX Credit Union

Customer experience

TruityCU

All ratings7,419 ratings
Positive95.9%
Neutral1.8%
Negative2.3%
Written reviews55 reviews
Positive65.5%
Neutral9.1%
Negative25.5%

MAX CU

All ratings8,430 ratings
Positive93.6%
Neutral1.5%
Negative4.9%
Written reviews141 reviews
Positive27.7%
Neutral5.7%
Negative66.7%

User reviews

TruityCU

From 7.4K App Store ratings

What we love

  • 👍 Efficient and helpful
  • 🚀 Great mobile deposit feature
  • 💯 Excellent service
  • 🤩 Wonderful banking experience

Room to improve

  • 🐛 App crashes and freezes
  • 🤯 Confusing and complex interface
  • 😡 Lack of support for older iOS versions
  • 💰 Free checking no longer free

MAX CU

From 8.4K App Store ratings

What we love

  • ⭐ Improved security

Room to improve

  • 🚧 Clunky UI and navigation
  • 🕰️ Slow performance and loading
  • 🤷‍♀️ Lack of account overview
  • 🔒 Unwanted account visibility
  • 🤯 Removal of essential features

Bugs and requests

TruityCU

Reported bugs

3 issues
  • App shuts off instantly after login
  • Unable to switch to HSA account in the app
  • Incorrect account balance display

Requested features

4 requests
  • Show credit card transactions and details
  • Add ability to pay bills directly from the app
  • Improve integration with budgeting apps
  • Implement dark mode support

MAX CU

Reported bugs

2 issues
  • App crashes and freezes
  • Login issues and unresponsive customer support

Requested features

3 requests
  • Ability to nickname accounts
  • Restore previous app functionality
  • Bring back Bill Pay

In-app purchases

None

TruityCU

No in-app purchases

None

MAX CU

No in-app purchases

Questions

Is TruityCU free?
TruityCU is free to download, with no in-app purchases.
Is MAX CU free?
MAX CU is free to download, with no in-app purchases.
Which has better reviews, TruityCU or MAX CU?
TruityCU is rated higher. TruityCU averages 4.8 out of 5 from 7.4K ratings, while MAX CU averages 4.7 from 8.4K ratings.
Do TruityCU or MAX CU have ads?
Neither TruityCU nor MAX CU shows ads.
Which is updated more often, TruityCU or MAX CU?
TruityCU ships an update monthly, and MAX CU monthly. Most recently, TruityCU was updated on September 22, 2026 and MAX CU on September 23, 2026.

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