Comparison

TENCU vs ohcuGO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TENCU

Access your accounts securely anytime with this mobile banking app. Transfer funds, manage cards, pay friends, and deposit checks remotely. Set alerts and limits for enhanced financial control.

Highlights
  • Secure account access
  • Fund transfers
  • Card management (lock/unlock)
  • Pay friends
  • Remote check deposit
  • Transaction limits
  • Account alerts
Features
Read full description

TENCU is a full-service financial institution committed to providing our members with the tools and knowledge necessary for personal financial growth and a sound financial future. With TENCU Mobile Banking App you can securely access your accounts at any time. * Transfer to and from other financial institutions & between your own TENCU accounts. * Manage your cards and also lock and unlock them if you see the need. * Pay a friend from your phone. * Remotely Deposit checks. * Set merchant and transaction limits on your debit cards. * View and manage your accounts on your time. * Set account alerts and receive email and text messages if enabled. * Contact us with secure messaging. * Among other features.

About

ohcuGO

Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View statements
  • Find branches and ATMs
Features
Read full description

ohcuGO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ohcuGO: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ohcuGO app, you must be enrolled as a Old Hickory Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

TENCU4 screens
ohcuGO4 screens

Verdict

The call

The clearest difference is monetization model: TENCU at free against ohcuGO's free with in-app purchases. TENCU also leads on iOS requirement (14.7 vs 18.4). ohcuGO's advantage is review sentiment (78% vs 60%) and update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ohcuGO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.3K and 2.6K respectively. Written reviews point the same way: 60% of TENCU's written reviews are positive against 78% of ohcuGO's.

UpkeepUpdate frequency

TENCU ships an update every 3 months, ohcuGO monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
TENCU versus ohcuGO: the parameters behind the verdict, then further details
ParameterTENCUohcuGO
PriceFreeFree
Rating4.6 (1.3K ratings)4.8 (2.6K ratings) — better
Positive reviews59.5% of reviews77.8% of reviews — better
Number of ratings1.3K2.6K — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.7 — better18.4
Further details — not scored
Size124 MB197 MB
Age rating4+4+
DeveloperTHE TENNESSEE CREDIT UNIONOld Hickory Credit Union

Customer experience

TENCU

All ratings1,211 ratings
Positive90.8%
Neutral3.2%
Negative5.9%
Written reviews42 reviews
Positive59.5%
Neutral4.8%
Negative35.7%

ohcuGO

All ratings2,633 ratings
Positive96.3%
Neutral1.5%
Negative2.2%
Written reviews27 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

Bugs and requests

TENCU

Not enough reviews yet to summarise bugs or requests.

ohcuGO

Reported bugs

2 issues
  • Endless cycle of reset link emails
  • Manage payments feature no longer working

Requested features

2 requests
  • Reduce frequency of Touch ID authentication
  • Improve payment management functionality

In-app purchases

None

TENCU

No in-app purchases

None

ohcuGO

No in-app purchases

Questions

Is TENCU free?
TENCU is free to download, with no in-app purchases.
Is ohcuGO free?
ohcuGO is free to download, with no in-app purchases.
Which has better reviews, TENCU or ohcuGO?
ohcuGO is rated higher. TENCU averages 4.6 out of 5 from 1.3K ratings, while ohcuGO averages 4.8 from 2.6K ratings.
Do TENCU or ohcuGO have ads?
Neither TENCU nor ohcuGO shows ads.
Which is updated more often, TENCU or ohcuGO?
TENCU ships an update every 3 months, and ohcuGO monthly. Most recently, TENCU was updated on October 26, 2026 and ohcuGO on October 27, 2026.

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