TENCU vs ohcuGO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TENCU
Access your accounts securely anytime with this mobile banking app. Transfer funds, manage cards, pay friends, and deposit checks remotely. Set alerts and limits for enhanced financial control.
- Secure account access
- Fund transfers
- Card management (lock/unlock)
- Pay friends
- Remote check deposit
- Transaction limits
- Account alerts
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TENCU is a full-service financial institution committed to providing our members with the tools and knowledge necessary for personal financial growth and a sound financial future. With TENCU Mobile Banking App you can securely access your accounts at any time. * Transfer to and from other financial institutions & between your own TENCU accounts. * Manage your cards and also lock and unlock them if you see the need. * Pay a friend from your phone. * Remotely Deposit checks. * Set merchant and transaction limits on your debit cards. * View and manage your accounts on your time. * Set account alerts and receive email and text messages if enabled. * Contact us with secure messaging. * Among other features.
ohcuGO
Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- View statements
- Find branches and ATMs
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ohcuGO is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with ohcuGO: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount. Make payments, whether you’re paying a company or a friend. Transfer money between your accounts. Deposit checks in a snap by taking a picture of the front and back. View and save your monthly statements. Find branches and ATMs near you. Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the ohcuGO app, you must be enrolled as a Old Hickory Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: TENCU at free against ohcuGO's free with in-app purchases. TENCU also leads on iOS requirement (14.7 vs 18.4). ohcuGO's advantage is review sentiment (78% vs 60%) and update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ohcuGO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.3K and 2.6K respectively. Written reviews point the same way: 60% of TENCU's written reviews are positive against 78% of ohcuGO's.
TENCU ships an update every 3 months, ohcuGO monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | TENCU | ohcuGO |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.3K ratings) | 4.8 (2.6K ratings) — better |
| Positive reviews | 59.5% of reviews | 77.8% of reviews — better |
| Number of ratings | 1.3K | 2.6K — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.7 — better | 18.4 |
| Further details — not scored | ||
| Size | 124 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | THE TENNESSEE CREDIT UNION | Old Hickory Credit Union |
Customer experience
TENCU
ohcuGO
Bugs and requests
TENCU
Not enough reviews yet to summarise bugs or requests.
ohcuGO
Reported bugs
2 issues- Endless cycle of reset link emails
- Manage payments feature no longer working
Requested features
2 requests- Reduce frequency of Touch ID authentication
- Improve payment management functionality
In-app purchases
TENCU
No in-app purchases
ohcuGO
No in-app purchases









