Comparison

First Freedom Mobile Banking vs TENCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Freedom Mobile Banking

Manage your finances conveniently from your mobile device. Check balances, view transactions, pay bills, transfer funds between accounts, and deposit checks remotely. Banking on the go has never been easier.

Highlights
  • Check account balances
  • Search recent transactions
  • Pay new and edit scheduled bills
  • Transfer cash between accounts
  • Deposit checks remotely
Features
Read full description

Start banking wherever you are with First Freedom Mobile Banking! Available to all First Freedom Mobile Banking end users. First Freedom Mobile Banking allows you to check balances, pay bills, and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your phone. Transfers - Easily transfer cash between your accounts. Remote Deposit Capture - Deposit checks while on the go with First Freedom Mobile Banking. All features may not be available in the tablet application.

About

TENCU

Access your accounts securely anytime with this mobile banking app. Transfer funds, manage cards, pay friends, and deposit checks remotely. Set alerts and limits for enhanced financial control.

Highlights
  • Secure account access
  • Fund transfers
  • Card management (lock/unlock)
  • Pay friends
  • Remote check deposit
  • Transaction limits
  • Account alerts
Features
Read full description

TENCU is a full-service financial institution committed to providing our members with the tools and knowledge necessary for personal financial growth and a sound financial future. With TENCU Mobile Banking App you can securely access your accounts at any time. * Transfer to and from other financial institutions & between your own TENCU accounts. * Manage your cards and also lock and unlock them if you see the need. * Pay a friend from your phone. * Remotely Deposit checks. * Set merchant and transaction limits on your debit cards. * View and manage your accounts on your time. * Set account alerts and receive email and text messages if enabled. * Contact us with secure messaging. * Among other features.

Screenshots

First Freedom Mobile Banking4 screens
TENCU4 screens

Verdict

The call

The clearest difference is update cadence: First Freedom Mobile Banking at monthly against TENCU's every 3 months. TENCU's advantage is ratings volume (1.3K vs 252). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TENCU holds the better App Store score, 4.6 against 4.5. That said, the two scores are not equally well evidenced: TENCU has 1.3K ratings behind it against 252, so its average is the more settled of the two. Written reviews point the same way: 55% of First Freedom Mobile Banking's written reviews are positive against 60% of TENCU's.

UpkeepUpdate frequency

First Freedom Mobile Banking ships an update monthly, TENCU every 3 months. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard2 real differences · 8 level
First Freedom Mobile Banking versus TENCU: the parameters behind the verdict, then further details
ParameterFirst Freedom Mobile BankingTENCU
PriceFreeFree
Rating4.5 (252 ratings)4.6 (1.3K ratings) — better
Positive reviews55.2% of reviews59.5% of reviews — better
Number of ratings2521.3K — better
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.7 — better
Further details — not scored
Size154 MB124 MB
Age rating4+4+
DeveloperFirst Freedom BankTHE TENNESSEE CREDIT UNION

Customer experience

First Freedom Mobile Banking

All ratings229 ratings
Positive86.0%
Neutral3.9%
Negative10.0%
Written reviews29 reviews
Positive55.2%
Neutral10.3%
Negative34.5%

TENCU

All ratings1,211 ratings
Positive90.8%
Neutral3.2%
Negative5.9%
Written reviews42 reviews
Positive59.5%
Neutral4.8%
Negative35.7%

In-app purchases

None

First Freedom Mobile Banking

No in-app purchases

None

TENCU

No in-app purchases

Questions

Is First Freedom Mobile Banking free?
First Freedom Mobile Banking is free to download, with no in-app purchases.
Is TENCU free?
TENCU is free to download, with no in-app purchases.
Which has better reviews, First Freedom Mobile Banking or TENCU?
TENCU is rated higher. First Freedom Mobile Banking averages 4.5 out of 5 from 252 ratings, while TENCU averages 4.6 from 1.3K ratings.
Do First Freedom Mobile Banking or TENCU have ads?
Neither First Freedom Mobile Banking nor TENCU shows ads.
Which is updated more often, First Freedom Mobile Banking or TENCU?
First Freedom Mobile Banking ships an update monthly, and TENCU every 3 months. Most recently, First Freedom Mobile Banking was updated on October 24, 2026 and TENCU on October 26, 2026.

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