Comparison

MyFin vs BACB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyFin

Manage your finances securely with a digital wallet offering free IBAN, fee-free currency exchange, and convenient payment options. Trade stocks, manage your cards, and pay bills all from your smartphone.

Highlights
  • Free IBAN account
  • Fee-free currency exchange
  • POS payments in multiple countries
  • ATM cash deposits
  • Utility and vignette payments
  • QR code payments
  • Stock and ETF trading
  • Card management and personalization
Features
Read full description

MyFin - Your Digital Wallet! As a licensed company approved by the Bulgarian National Bank, MyFin offers you security comparable to that of a traditional bank, all while saving you time and money. With MyFin, you'll enjoy: - Free IBAN: Obtain your own IBAN directly through your smartphone within minutes, simply by registering on the app. - Currency Exchange Without Fees: Exchange currencies without incurring any additional fees. - POS Payments in Various Countries: MyFin serves as your digital wallet, enabling fast and secure payments in multiple countries. - Cash Deposits via ATM (available exclusively for Fibank ATMs): Easily add cash to your MyFin wallet at Fibank ATMs without any extra charges. - Utility Payments and Vignette Purchases: MyFin provides the convenience of paying utility bills and purchasing vignettes for your car directly from your phone, all without any fees. - Electronic food vouchers! Now you can easily manage and check your voucher balance directly through the app. Available exclusively in Bulgaria. - Payment with QR code: Experience the convenience of making payments more easily than ever before with our new QR code payment feature. Simply scan and pay directly from your smartphone, enhancing your payment experience. - Investments - You can now trade stocks and ETFs! We offer you direct trading on the stock market. Invest quickly and easily and monitor your investments at any time. - Card Management: Take control of your cards by freezing them or setting customized limits for payments, ATM withdrawals, and geographical regions. - Personalized card design: Make your MyFin card uniquely yours with our personalized card design feature. Customize the design of your card effortlessly, reflecting your individual style and preferences. MyFin - Твоя дигитален портфейл! Като лицензирано дружество от БНБ MyFin ти дава сигурност на банкова институция, позволявайки ти да спестяваш време и пари. С MyFin получаваш: - Безплатен IBAN. Отваряш собствена сметка с IBAN, напълно безплатно за няколко минути през своето мобилно устройство. - Обмяна на валута, без такса. - Плащания на POS - терминал в различни държави. MyFin е дигитален портфейл, който ти позволява да правиш плащания бързо и сигрурно в различни държави. - Внасяне на пари в брой през банкомат, без такса. - Комунални услуги, винетка. MyFin ти дава възможност да плащаш своите битови услуги, както и да си закупиш винетка. - Плащане с QR код: Изживейте удобството на правене на плащания по-лесно от всякога с нашата нова функция за плащане с QR код. Просто сканирайте и платете директно от вашия смартфон, подобрявайки вашето преживяване при плащанията. - Инвестиции - Вече може да търгуваш с акции и ETF-и! Предлагаме ти директна търговия на пазара с акции. Инвестирай бързо и лесно и следи инвестициите си по всяко време. - Управление на карти. Контролираш своите карти чрез замразяване, слагаш лимити за плащания, теглене както и по регион. - Персонализиране на картите: Направете вашата карта уникална с нашата функция за персонализиран дизайн. Пригоди дизайна на твоята карта лесно, отразявайки твоя индивидуален стил и предпочитания.

About

BACB Mobile

Manage your bank accounts, cards, and payments with this comprehensive finance application. Perform transfers, pay bills, negotiate exchange rates, and set personalized notifications. Securely access your finances using PIN or biometrics.

Highlights
  • View account details and balances
  • Initiate local and foreign currency transfers
  • Pay utility bills
  • Manage standing orders and future-dated transfers
  • Negotiate exchange rates
  • Request new debit cards
  • Block/unblock cards
  • Set custom notifications
Features
Read full description

BACB Mobile app offers everything you would expect from a banking app and more. You can: • View details, balance and movement of account; • Check card authorizations; • Initiate transfer in local or foreign currency between own accounts, within the Bank, to other domestic bank, to other European and International bank; • Register new or pay pending utility bill; • Add, amend, and cancel standing order or future dated transfer; • Negotiate exchange rate; • Open an account; • Request new debit card; • Change card limits for cash withdrawal or payment; • Block/ Unblock card for operations at ATM/ POS/ Internet; • Request cash withdrawal; • Set notifications according to your preferences; • Receive information about exchange rates and applicable fees for online operations; • Send message to the Bank; • Rename accounts and cards; • Use rates calculator. Activation of the mobile app is easy. You need to log in to your Internet banking account in BACB AD and everything will be finished within a minute. Log in to BACB Mobile app with PIN or biometrics (fingerprint/ Face ID). For more information, please call 0700 14 488 (*4488 for mobile operators) or email onlinebanking@bacb.bg Minimal requirements: • minimal operating system iOS 13.0 • camera.

Screenshots

MyFin4 screens
BACB Mobile4 screens

Verdict

The call

The clearest difference is rating: MyFin at 4.6 against BACB Mobile's 1.5. MyFin also leads on review sentiment (31% vs 5%) and ratings volume (821 vs 2). BACB Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyFin holds the better App Store score, 4.6 against 1.5. That said, the two scores are not equally well evidenced: MyFin has 821 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 31% of MyFin's written reviews are positive against 5% of BACB Mobile's.

UpkeepUpdate frequency

MyFin ships an update every 3 weeks, BACB Mobile every 2 months. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.

Scorecard6 real differences · 4 level
MyFin versus BACB Mobile: the parameters behind the verdict, then further details
ParameterMyFinBACB Mobile
PriceFreeFree
Rating4.6 (821 ratings) — better1.5 (2 ratings)
Positive reviews31.1% of reviews — better5.5% of reviews
Number of ratings821 — better2
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.2 — better17.0
Further details — not scored
Size121 MB164 MB
Age rating4+4+
DeveloperFirst Investment Bank ADBulgarian American Credit Bank, Plc.

Customer experience

MyFin

All ratings820 ratings
Positive90.0%
Neutral3.3%
Negative6.7%
Written reviews74 reviews
Positive31.1%
Neutral6.8%
Negative62.2%

BACB Mobile

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews55 reviews
Positive5.5%
Neutral3.6%
Negative90.9%

Bugs and requests

MyFin

Reported bugs

4 issues
  • Login problems
  • Inability to complete sign-up
  • Camera access issues
  • Crashing and freezing

Requested features

3 requests
  • Dark mode option
  • Improved international support
  • Enhanced security features

BACB Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyFin

No in-app purchases

None

BACB Mobile

No in-app purchases

Questions

Is MyFin free?
MyFin is free to download, with no in-app purchases.
Is BACB Mobile free?
BACB Mobile is free to download, with no in-app purchases.
Which has better reviews, MyFin or BACB Mobile?
MyFin is rated higher. MyFin averages 4.6 out of 5 from 821 ratings, while BACB Mobile averages 1.5 from 2 ratings.
Do MyFin or BACB Mobile have ads?
Neither MyFin nor BACB Mobile shows ads.
Which is updated more often, MyFin or BACB Mobile?
MyFin ships an update every 3 weeks, and BACB Mobile every 2 months. Most recently, MyFin was updated on October 26, 2026 and BACB Mobile on October 22, 2026.

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