The Card Network vs AAMI App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Card Network
Instantly claim and add your digital card to your mobile device's wallet using a provided link. Once added, your new card is ready for immediate use.
- Claim digital card instantly
- Add card to mobile wallet
- Secure card management
- Instant card activation
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If you have received a text message from us, use the link to log in and claim your digital card instantly. Once you have downloaded The Card Network App you can add your new card to your mobile device’s wallet. You are then ready to use your new card, simple.
AAMI App
Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.
- Manage supported insurance policies
- Update personal and payment details
- Pay policy renewals
- View policy documents
- Track home and motor claims
- Receive policy notifications
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The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!
Screenshots
Verdict
The clearest difference is monetization model: The Card Network at free against AAMI App's ad-supported. The Card Network also leads on iOS requirement (15.6 vs 18.6). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
The Card Network ships an update every 3 weeks, AAMI App every 5 weeks. Both last shipped on October 20, 2026.
| Parameter | The Card Network | AAMI App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (29 ratings) — better |
| Positive reviews | 9.8% of reviews | 17.2% of reviews — better |
| Number of ratings | — | 29 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 18.6 |
| Further details — not scored | ||
| Size | 30 MB | 249 MB |
| Age rating | 4+ | 4+ |
| Developer | The Card Network | AAI Limited |
Customer experience
The Card Network
AAMI App
User reviews
The Card Network
From App Store reviewsWhat we love
- ✅ Quick setup process when working correctly
- 🍎 Seamless Apple Wallet integration
- 💳 Convenient balance checking feature
- 🎁 Useful for managing multiple gift cards
Room to improve
- 🐛 Persistent loading screens and freezing
- 📱 Phone number validation failures
- 💥 Frequent app crashes on iOS
- 🔐 Difficult registration and login process
- ⏳ Extremely slow performance
AAMI App
From 29 App Store ratingsWhat we love
- 👍 Easy-to-use interface and navigation
- 📱 Convenient access to policies and claims
- 🚀 Quick online claim process
- 💼 Comprehensive coverage options
- 🎯 Accessible policy information at a glance
Room to improve
- 🐛 App crashes frequently and unexpectedly
- ❌ Multiple policies not displaying correctly
- ⚠️ Persistent login and authentication issues
- 📵 Chat and messaging system unresponsive
- 🔧 Unable to update account details via app
Bugs and requests
The Card Network
Reported bugs
17 issues- Invalid request format error on card loading
- Mobile number not found despite correct entry
- Phone number starting with 0 rejected
- SMS verification codes not being received
- Infinite loading circles on card information screen
Show 12 moreShow fewer
- App crashes when adding new cards
- App crashes immediately on launch (iOS 26)
- Oops EAID is null notification
- Hide card button non-functional
- Cards not appearing in Apple Wallet after addition
- Card balance showing as zero despite funds
- HTTP error 2 on SMS confirmation
- Duplicate request modal errors
- App flash-closes after iOS update
- Card declined despite sufficient balance
- Failed Apple Pay integration
- View card information stuck loading indefinitely
Requested features
11 requests- Delete or archive fully used cards
- Organize/sort cards by type and balance
- Display last 4 digits on card front
- Support for non-Apple Pay wallets
- Direct card number access for online purchases
Show 6 moreShow fewer
- Vertical card swiping instead of horizontal
- Transaction history visibility
- Ability to combine remaining balances
- Clear merchant location information
- Video message preservation after activation
- Support for physical card registration without SMS link
AAMI App
Reported bugs
15 issues- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts
Show 10 moreShow fewer
- App logs out mid-claim without saving progress
- Home page error preventing policy viewing
- Contact information update functionality broken
- Payment processing fails despite correct details
- Incompatibility with iPhone 15
- Weather alert notifications lose information after login
- Trip tracking marks false hard braking/cornering
- Slow server response times for claim retrieval
- Photo upload errors on existing claims
- iOS app requires force-close to access after rejection
Requested features
12 requests- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims
Show 7 moreShow fewer
- Consistent payment date change functionality
- Email contact option for inquiries
- Display all policies without errors
- Offline access to policy information
- Integration of all AAMI services in single app
- Improved weather alert functionality
- Better trip tracking accuracy for driver rewards
In-app purchases
The Card Network
No in-app purchases
AAMI App
No in-app purchases
Questions
Is The Card Network free?
Is AAMI App free?
Do The Card Network or AAMI App have ads?
Which is updated more often, The Card Network or AAMI App?
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