Comparison

Homeside Financial vs Shellpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Homeside Financial

Track your loan progress, receive real-time updates, and submit conditions directly from your mobile device. Stay informed about important dates and maintain engagement throughout the entire loan process, from origination to closing.

Highlights
  • Loan tracking
  • Real-time updates
  • Condition submission
  • Loan information verification
  • Push notification reminders
  • Initiate chat
Features
Read full description

The Homeside Financial mobile app allows consumers, real estate agents and loan officers the ability to track their loan, receive real time updates and submit conditions via their mobile device. Users are able to verify loan information and status, receive push notification reminders for important dates (appraisal, loan commitment, closing, rate lock etc.), initiate a chat and remain engaged from origination to close.

About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

Screenshots

Homeside Financial4 screens
Shellpoint3 screens

Verdict

The call

The clearest difference is review sentiment: Shellpoint at 54% against Homeside Financial's 0%. Shellpoint also leads on ratings volume (17K vs 146) and rating (4.9 vs 4.6). Homeside Financial's advantage is iOS requirement (10.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Shellpoint holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 146, so its average is the more settled of the two. Written reviews point the same way: 0% of Homeside Financial's written reviews are positive against 54% of Shellpoint's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
Homeside Financial versus Shellpoint: the parameters behind the verdict, then further details
ParameterHomeside FinancialShellpoint
PriceFreeFree
Rating4.6 (146 ratings)4.9 (17K ratings) — better
Positive reviews0.0% of reviews54.5% of reviews — better
Number of ratings14617K — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS10.0 — better15.0
Further details — not scored
Size37 MB73 MB
Age rating4+4+
DeveloperLower, LLCNewrez LLC

Customer experience

Homeside Financial

All ratings146 ratings
Positive91.1%
Neutral0.0%
Negative8.9%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Bugs and requests

Homeside Financial

Not enough reviews yet to summarise bugs or requests.

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

In-app purchases

None

Homeside Financial

No in-app purchases

None

Shellpoint

No in-app purchases

Questions

Is Homeside Financial free?
Homeside Financial is free to download, with no in-app purchases.
Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Which has better reviews, Homeside Financial or Shellpoint?
Shellpoint is rated higher. Homeside Financial averages 4.6 out of 5 from 146 ratings, while Shellpoint averages 4.9 from 17K ratings.
Do Homeside Financial or Shellpoint have ads?
Neither Homeside Financial nor Shellpoint shows ads.
Which is updated more often, Homeside Financial or Shellpoint?
Homeside Financial ships an update every 5 weeks, and Shellpoint every 5 weeks. Most recently, Homeside Financial was updated on October 25, 2026 and Shellpoint on October 26, 2026.

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