Comparison

Muun Wallet vs Expense Note

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Muun Wallet

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Highlights
  • Lightning fast payments
  • Seamless lightning integration
  • Smartest bitcoin fees
  • Fully self-custodial
  • Convenient wallet recovery
  • Multi-signature protection
Read full description

Muun is the most powerful wallet for bitcoin and lightning network. It is simple, fast, and secure. We provide the best user experience for sending and receiving bitcoin (BTC). Muun's highlights include: - Lightning fast payments: send and receive instant payments using bitcoin's latest tech, lightning network. Lightning is the most popular scaling solution for blockchains and brings great UX benefits such as faster and cheaper payments. - Seamless lightning integration: make all payments from a single wallet and following the same steps. You can enjoy lightning without needing any specific knowledge. - Smartest bitcoin fees: Muun's mempool-based estimator gets your transaction confirmed fast without overpaying. Save an average of 30% compared to other wallets. - Fully self-custodial: Muun is a self-custodial wallet meaning you are in total control of your bitcoin. Nobody, not even Muun, can access your money. Export an Emergency Kit with your private keys and output descriptors, intended to be used in a scenario where Muun is unavailable. The Kit was designed to fit bitcoin's latest scripts, including multisig, lightning and taproot. - Convenient wallet recovery: access your wallet from a different phone using a code written on paper or your email and password. - Protected with multi-signature: Muun is a 2-of-2 multi-signature wallet. Your Emergency Kit has both keys, but your phone just one. Your money is safe even if your phone gets hacked or stolen because two keys are needed to spend it, and only one is in your phone. Other features include: - Fee selection - Support for Bech32 - Native app - Customer support in English and Spanish For feedback and assistance, you can reach us at support@muun.com. You can also find us on Twitter: @MuunWallet

About

Expense Note

A minimalist expense tracker for effortless daily expense recording and management. Quickly input spending, view patterns at a glance, and customize categories. Securely back up your data and start smart spending.

Highlights
  • Quick expense recording
  • Intuitive expense management
  • Customizable categories
  • Data backup and restore
  • Multiple currency support
  • Secure login
Features
Read full description

Expense Note is a simple spending tracker that helps you log what you spend in seconds. No bank or card linking: you write down what you spend, so anyone can start right away. SCAN RECEIPTS • Take a photo of a receipt or pick one from your photos • Items and amounts are filled in for you; just check and save ASK AI ABOUT YOUR SPENDING • Ask things like "Am I spending a lot on food this month?" or "Where can I cut back?" • Get answers based on your last three months of spending QUICK EXPENSE LOGGING • Enter the amount, pick a category, done • Save frequent expenses as templates and log them in one tap • Reminders and streaks help you build a habit, and you can restore a broken streak SEE WHERE YOUR MONEY GOES • Spending totals by month, week or a custom period • Calendar view of your daily spending • Category statistics show where you spend the most • Search and filter past expenses HOME SCREEN WIDGET • See this month's spending and each category's share without opening the app MAKE IT YOURS • Add, edit and reorder categories • Dark mode, multiple currencies and 13 languages • Use it as a budget app, allowance tracker, travel expense log or household ledger KEEP YOUR DATA SAFE • PIN lock and Face ID for your expense records • Sign in with Apple or Google, with backup and restore PREMIUM • Remove ads • Unlimited receipt scans and more AI questions • Unlock with Face ID, choose the widget period (this week, last 30 days or a custom range) If you want a spending tracker that focuses on daily records instead of complex finance tools, try Expense Note. Privacy Policy: https://bit.ly/41i52ha Terms of Use: https://bit.ly/41guaVu

Screenshots

Muun Wallet4 screens
Expense Note4 screens

Verdict

The call

The clearest difference is rating: Expense Note at 5.0 against Muun Wallet's 4.1. Expense Note also leads on update cadence (every 4 days vs monthly) and review sentiment (91% vs 70%). Muun Wallet's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Note sells 2 in-app purchases, starting at $1.99 per month. Muun Wallet asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Expense Note holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Muun Wallet has 338 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 70% of Muun Wallet's written reviews are positive against 91% of Expense Note's.

UpkeepUpdate frequency

Muun Wallet ships an update monthly, Expense Note every 4 days. The most recent releases landed on October 20, 2026 and October 22, 2026 respectively.

Scorecard8 real differences · 2 level
Muun Wallet versus Expense Note: the parameters behind the verdict, then further details
ParameterMuun WalletExpense Note
PriceFreeFree
Rating4.1 (338 ratings)5.0 (2 ratings) — better
Positive reviews70.1% of reviews90.9% of reviews — better
Number of ratings338 — better2
Update frequencyMonthlyEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size170 MB112 MB
Age rating4+4+
DeveloperMuun Wallet, IncTechin Park

Customer experience

Muun Wallet

All ratings338 ratings
Positive77.8%
Neutral3.6%
Negative18.6%
Written reviews164 reviews
Positive70.1%
Neutral3.0%
Negative26.8%

Expense Note

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

Bugs and requests

Muun Wallet

Reported bugs

2 issues
  • Wallet creation process sometimes gets stuck
  • Reported issues with funds disappearing or not reflecting correctly

Requested features

3 requests
  • Add support for multiple wallets within the app
  • Implement LNURL support for easier Lightning Network usage
  • Provide more granular control over transaction fees

Expense Note

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Muun Wallet

No in-app purchases

2 purchases

Expense Note

Subscriptions2
  • Monthly Premium3 Days trial$1.991 Month
  • Yearly Premium7 Days trial$19.991 Year

Questions

Is Muun Wallet free?
Muun Wallet is free to download, with no in-app purchases.
Is Expense Note free?
Expense Note is free to download, with in-app purchases available.
Which has better reviews, Muun Wallet or Expense Note?
Expense Note is rated higher. Muun Wallet averages 4.1 out of 5 from 338 ratings, while Expense Note averages 5.0 from 2 ratings.
Do Muun Wallet or Expense Note have ads?
Expense Note shows ads; Muun Wallet does not.
Which is updated more often, Muun Wallet or Expense Note?
Muun Wallet ships an update monthly, and Expense Note every 4 days. Most recently, Muun Wallet was updated on October 20, 2026 and Expense Note on October 22, 2026.

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