Comparison

Tapcheck vs PNC EarnedIt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tapcheck

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

Highlights
  • Access earned wages before payday
  • Instant or next-day transfers
  • No hidden fees, interest, or credit checks
  • Flat fee per transfer
  • Employer-sponsored program
Features
Currently charting
Read full description

* Life doesn’t always line up with payday. That’s where Tapcheck can help.
With Tapcheck, you can get instant access to the money you’ve already earned, before payday. Whether it’s for gas, groceries, rent, or something unexpected, your money’s right there when you need it most.
Here’s how it works: 1. Your employer signs up with Tapcheck 2. Download the app and register (it’s free!) 3. Work your shift like usual 4. Get paid early with instant or next-day transfers (typically, up to $200 per day) 5. That amount comes out of your next paycheck * Why Tapcheck? 1. No hidden fees, interest, or credit checks 2. Transfers in seconds 3. One flat fee per transfer, like an ATM 4. More control over your finances, every day * Important: Tapcheck is an Employer Sponsored Program for on-demand pay. Before downloading, make sure your employer offers Tapcheck as an earned wage access benefit.
Take control of your pay today. Download the app and schedule your first transfer in minutes.
Have questions? Visit tapcheck.com/employees

About

PNC EarnedIt

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

Highlights
  • Access earned wages before payday
  • Transfer funds to bank account or card
  • Instant or next-day fund delivery
  • View available balance
  • Receive balance change notifications
  • Secure encryption
Features
Read full description

Don’t wait for your earned pay any longer. If your employer is offering PNC EarnedIt, powered by DailyPay, you can transfer a portion of your unpaid earnings to an eligible bank account, debit card, prepaid card, or pay card. Transfer fees apply. Enrollment required. How PNC EarnedIt Works: ● Your available balance builds as you work throughout the week. ● View your available balance and withdraw money in the app (fees apply when making a transfer). ● Depending on your choice, you’ll receive your money in minutes (including weekends and holidays, 24/7/365) or on the next business day. ● Receive your remaining pay on payday, for no additional cost Benefits & Features: ● Access your available balance when you need it. Transfer a portion of your earnings to an eligible bank account, debit card, prepaid card, or pay card. ● Get insights into your available balance. ● Receive notifications of changes to your balance (Third party message and data rates may apply). Safe & Secure: PNC EarnedIt’s infrastructure is maintained by an experienced security and engineering team and uses 256-bit level encryption. Note: PNC EarnedIt powered by DailyPay is an employer-provided benefit. Ask your employer about PNC EarnedIt today!

Screenshots

Tapcheck4 screens
PNC EarnedIt4 screens

Verdict

The call

Tapcheck and PNC EarnedIt both sit at 4.8 stars, but that hides the real split: 45% of Tapcheck's written reviews are positive against 27% of PNC EarnedIt's. Tapcheck also leads on chart position (#167 vs unranked) and ratings volume (57K vs 6.5K). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Tapcheck against 4.8 for PNC EarnedIt. That said, the two scores are not equally well evidenced: Tapcheck has 57K ratings behind it against 6.5K, so its average is the more settled of the two. Written reviews are what separate them: 45% of Tapcheck's written reviews are positive against 27% of PNC EarnedIt's.

UpkeepUpdate frequency

Tapcheck ships an update fortnightly, PNC EarnedIt every 3 weeks. The most recent releases landed on November 12, 2026 and November 11, 2026 respectively.

Scorecard3 real differences · 8 level
Tapcheck versus PNC EarnedIt: the parameters behind the verdict, then further details
ParameterTapcheckPNC EarnedIt
PriceFreeFree
Rating4.8 (57K ratings)4.8 (6.5K ratings) — better
Positive reviews45.3% of reviews — better27.1% of reviews
Number of ratings57K — better6.5K
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#167 — better—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size114 MB113 MB
Age rating4+4+
DeveloperTapcheck IncDaily Pay Inc.

Customer experience

Tapcheck

All ratings54,727 ratings
Positive95.3%
Neutral1.8%
Negative2.9%
Written reviews936 reviews
Positive45.3%
Neutral6.8%
Negative47.9%

PNC EarnedIt

All ratings6,307 ratings
Positive95.8%
Neutral1.4%
Negative2.7%
Written reviews85 reviews
Positive27.1%
Neutral4.7%
Negative68.2%

User reviews

Tapcheck

From 57K App Store ratings

What we love

  • 🚀 Instant/next day transfer
  • 👍 Convenient when needed
  • 💡 On-demand earnings
  • 🤗 Helpful customer service

Room to improve

  • 🐛 Sync/update issues
  • 💰 High transaction fees
  • 🤖 Poor chatbot support
  • 🤔 Limited daily/pay period limits

PNC EarnedIt

From 6.5K App Store ratings

What we love

  • 🙏 Helpful when needed
  • 💰 Allows early access to earnings
  • 👍 Convenient for managing finances

Room to improve

  • 🐛 App often glitches or freezes
  • ⏱️ Delayed updates and transfers
  • 💸 Charges fees for accessing own money
  • 🤔 Unclear policies and communication

Bugs and requests

Tapcheck

Reported bugs

3 issues
  • Balance not resetting properly
  • Login/ID verification issues
  • Delayed fund availability

Requested features

3 requests
  • Allow access to full paycheck amount
  • Automatic sync of hours/earnings
  • Live agent support option

PNC EarnedIt

Reported bugs

3 issues
  • Login issues and inability to access account
  • Incorrect or missing transaction history
  • Unexpected deductions from paychecks

Requested features

3 requests
  • Improve reliability and consistency of daily pay feature
  • Provide more transparency around fees and policies
  • Enhance customer support responsiveness

In-app purchases

None

Tapcheck

No in-app purchases

None

PNC EarnedIt

No in-app purchases

Questions

Is Tapcheck free?
Tapcheck is free to download, with no in-app purchases.
Is PNC EarnedIt free?
PNC EarnedIt is free to download, with no in-app purchases.
Which has better reviews, Tapcheck or PNC EarnedIt?
PNC EarnedIt is rated higher. Tapcheck averages 4.8 out of 5 from 57K ratings, while PNC EarnedIt averages 4.8 from 6.5K ratings.
Do Tapcheck or PNC EarnedIt have ads?
Neither Tapcheck nor PNC EarnedIt shows ads.
Which is updated more often, Tapcheck or PNC EarnedIt?
Tapcheck ships an update fortnightly, and PNC EarnedIt every 3 weeks. Most recently, Tapcheck was updated on November 12, 2026 and PNC EarnedIt on November 11, 2026.

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