Comparison

Mintos vs eToro AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintos

Build and diversify your investment portfolio across various asset classes like loans, bonds, real estate, ETFs, and money market funds. Start investing with as little as €50 and earn regular returns. This regulated platform offers accessible and low-cost investing for all experience levels.

Highlights
  • Diversified asset classes
  • Invest from €50
  • Low-cost investing
  • Regulated and licensed
  • Secondary market access
  • Portfolio management technology
Features
Read full description

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

About

eToro AI

This app offers a comprehensive platform for trading stocks, ETFs, options, and cryptocurrencies. It features social investing, a virtual portfolio for practice, and educational resources. Users can access over 5,000 financial instruments with zero commission on stocks and a flat 1% fee on crypto transactions.

Highlights
  • Social investing and trading
  • Trade stocks, ETFs, options, and crypto
  • Zero commission on stocks
  • Virtual portfolio for practice
  • Educational resources and courses
  • Over 5,000 financial instruments
  • Crypto staking for rewards
Features
Read full description

etoro has powered social investing since 2007. Millions of investors. 75+ countries. One investing and trading app that brings together social trading, stock markets, and powerful investing tools. Access over 5,000 financial instruments, from stocks and ETFs to crypto and options. All in one place. INVEST IN STOCKS, SHARES & ETFs Many brokers charge commission on stocks*. etoro charges zero. Buy stocks from just $10 and set recurring investments to build your portfolio automatically. From online trading to long-term investing, etoro makes it simple to buy or sell stocks and ETFs. OPTIONS & STOCK OPTIONS TRADING Options trading, without the jargon. Trade options on major US stocks and ETFs on etoro. Zero commission. Zero contract fees*. No separate apps needed. See what other traders are doing on the options social feed. Access equity options alongside your stocks, ETFs, and crypto, all in one app. Please review Characteristics and Risks of Standardized Options prior to engaging in options trading at etoro.tw/options. 100+ CRYPTOCURRENCIES Buy, sell, and hold Bitcoin (BTC), Ethereum, Solana, XRP, Dogecoin, and 100+ other cryptocurrencies. Invest in crypto and trade bitcoin from as little as $10. Buy Bitcoin, trade crypto, and discover crypto trading across one of the widest selections available to multi-asset brokers. Stake eligible crypto to earn monthly rewards directly in the app. Track real-time prices, buy crypto, and manage your cryptocurrency portfolio securely on etoro's regulated platform. Enjoy transparent pricing: a flat 1% on crypto transactions*. Crypto trading is not available in NV, HI, PR and US VI. New York residents can access a more limited selection of cryptoassets. Visit etoro.tw/US-crypto for the full list of crypto available in the US. VIRTUAL PORTFOLIO Practice before you commit. Access a demo account with $100,000 in virtual funds. Use it to explore online investing risk-free, with no time limit. Virtual portfolio is not available in NV, HI, PR, and US VI. ETORO CLUB & ACADEMY etoro Club members unlock reduced fees, priority support, and exclusive benefits. etoro Academy offers free courses and investing tools covering finance and stock analysis, from beginner basics to advanced trading strategy. 40 MILLION INVESTORS. ONE COMMUNITY. Follow other investors, share your trades, and connect with millions of investors worldwide. REGULATED AND SECURE Your security and privacy are our top priority. You control whether your profile is public or private and we adhere to the strictest standards for your personal privacy. APPLE WATCH View your portfolio, watchlist and movers at a glance. Trade on your iPhone. Options involve risk and are not suitable for all investors. etoro is regulated by the Financial Regulatory Authority (FINRA), the Securities Exchange Commission (SEC), and the Financial Crimes Enforcement Network (FinCEN) in the US. No content in the App is, or should be construed as, an offer or a solicitation of to buy, sell, or hold any security, financial product, or instrument discussed herein or to engage in any specific investment strategy. Information and data in the App are for reference only and past performance is not an indication of future results. Securities and options trading is offered by eToro USA Securities Inc., a member of FINRA and SIPC, a self-directed broker-dealer that does not provide recommendations or investment advice. Crypto trading is offered by eToro USA LLC or eToro NY LLC (MT #104940)(VC #122584), as applicable based on the customer's residence. Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC. Crypto investments are risky and highly volatile. Securities and investment products are not FDIC insured and may lose value. All investing involves risk. *Visit etoro.tw/US-fees for full fee schedule. 368 9th Avenue, 5th Floor, New York, NY 10001, NMLS ID: 1769299

Screenshots

Mintos4 screens
eToro AI4 screens

Verdict

The call

The clearest difference is review sentiment: eToro AI at 47% against Mintos's 0%. eToro AI also leads on update cadence (every 2 days vs weekly) and rating (4.2 vs 4.0). Mintos's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eToro AI holds the better App Store score, 4.2 against 4.0. Both are backed by a comparable volume of ratings — 10 and 5 respectively. Written reviews point the same way: 0% of Mintos's written reviews are positive against 47% of eToro AI's.

UpkeepUpdate frequency

Mintos ships an update weekly, eToro AI every 2 days. Both last shipped on October 24, 2026.

Scorecard6 real differences · 4 level
Mintos versus eToro AI: the parameters behind the verdict, then further details
ParameterMintoseToro AI
PriceFreeFree
Rating4.0 (10 ratings)4.2 (5 ratings) — better
Positive reviews0.0% of reviews46.7% of reviews — better
Number of ratings10 — better5
Update frequencyWeeklyEvery 2 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, Apple Watch — better
Requires iOS16.416.4
Further details — not scored
Size83 MB236 MB
Age rating4+17+
DeveloperAS Mintos MarketplaceeToro

Customer experience

Mintos

All ratings10 ratings
Positive60.0%
Neutral30.0%
Negative10.0%
Written reviews3 reviews
Positive0.0%
Neutral33.3%
Negative66.7%

eToro AI

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews15 reviews
Positive46.7%
Neutral0.0%
Negative53.3%

In-app purchases

None

Mintos

No in-app purchases

None

eToro AI

No in-app purchases

Questions

Is Mintos free?
Mintos is free to download, with no in-app purchases.
Is eToro AI free?
eToro AI is free to download, with no in-app purchases.
Which has better reviews, Mintos or eToro AI?
eToro AI is rated higher. Mintos averages 4.0 out of 5 from 10 ratings, while eToro AI averages 4.2 from 5 ratings.
Do Mintos or eToro AI have ads?
eToro AI shows ads; Mintos does not.
Which is updated more often, Mintos or eToro AI?
Mintos ships an update weekly, and eToro AI every 2 days. Most recently, Mintos was updated on October 24, 2026 and eToro AI on October 24, 2026.

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