Earnnest vs Dutched

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Dutched is the easiest way to split expenses with friends, roommates, and travel companions. Track who owes whom, settle up, and move on. And the best part: the people you split with do not even need the app. WHY DUTCHED Your friends do not need to download anything. Add anyone to a group or a one on one. They can claim their expenses with a simple code whenever they decide to join, or just open a view only link to see the group in any browser. One person installs, and the whole table is covered. Free, with no limits. Unlimited expenses, unlimited groups, every way to split, and support for multiple currencies. No ads. No daily caps. No paywall on the things you use every day. Your receipts never leave your phone. Point your camera at a receipt and Dutched reads it right on your device. The photo is never uploaded, to us or to anyone else. Every cent accounted for. Balances always add up to the penny, in any currency, and your history is never quietly rewritten. FEATURES - Groups for trips, roommates, dinners, and anything in between - One on one splits with a single friend - Equal, exact, percentage, shares, and plus/minus adjustment splitting - On device receipt scanning - Import your groups and history from Splitwise (CSV export) - Multiple currencies - Smart settle up suggestions so debts clear in the fewest payments - Settle with one tap through Venmo, PayPal, or Cash App - Comments and payment reminders, so the follow-up lives with the expense - Recurring expenses for rent, subscriptions, and bills - Works offline; changes sync when you are back - Every expense shows its history: who added or edited it, and when - View only share links for people without the app - Private by design: no ads, no data selling, Sign in with Apple Dutched only tracks who owes whom. Money never moves through the app, so you settle up however you already pay each other. Split the bill, not the friendship. Get Dutched.