AAMI App vs True Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AAMI App
Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.
- Manage supported insurance policies
- Update personal and payment details
- Pay policy renewals
- View policy documents
- Track home and motor claims
- Receive policy notifications
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The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!
True Rewards
Manage your True Rewards Visa Gift Card and digital rewards on the go. Securely check your balance, view transaction history, and add your gift card to your digital wallet for easy spending anywhere Apple Pay is accepted.
- Check card balance
- View transaction history
- Add gift cards to Apple Wallet
- Secure gift card access
- Spend with Apple Pay
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Access your True Rewards Visa Gift Card and digital rewards instantly and securely. FEATURES: • Easily check your card balance • View transaction history • Add your gift cards to your Apple Wallet • Access your Gift Card securely • Spend anywhere Apple Pay is available If you've received an SMS to activate a Gift Card, use these details to login to the app and claim your gift card instantly. Happy spending!
Screenshots
Verdict
The clearest difference is monetization model: True Rewards at free against AAMI App's ad-supported. True Rewards also leads on iOS requirement (13.0 vs 18.6). AAMI App's advantage is review sentiment (17% vs 7%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AAMI App ships an update every 5 weeks, True Rewards every 2 months. The most recent releases landed on September 25, 2026 and June 9, 2026 respectively.
| Parameter | AAMI App | True Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (29 ratings) — better | — |
| Positive reviews | 17.2% of reviews — better | 7.4% of reviews |
| Number of ratings | 29 — better | — |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 249 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | AAI Limited | True Rewards Pty Ltd |
Customer experience
AAMI App
True Rewards
Bugs and requests
AAMI App
Reported bugs
15 issues- App crashes when accessing driver rewards tab
- Login failures and 'something went wrong' errors
- Policies not displaying despite being added
- Chat disconnects and loses conversation history
- Claim information wiped when receiving calls/texts
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- App logs out mid-claim without saving progress
- Home page error preventing policy viewing
- Contact information update functionality broken
- Payment processing fails despite correct details
- Incompatibility with iPhone 15
- Weather alert notifications lose information after login
- Trip tracking marks false hard braking/cornering
- Slow server response times for claim retrieval
- Photo upload errors on existing claims
- iOS app requires force-close to access after rejection
Requested features
12 requests- Direct payment button for installments
- Policy documents viewable within app
- Ability to update address and contact details in app
- Copy-paste functionality for claim numbers
- Save progress when filing claims
Show 7 moreShow fewer
- Consistent payment date change functionality
- Email contact option for inquiries
- Display all policies without errors
- Offline access to policy information
- Integration of all AAMI services in single app
- Improved weather alert functionality
- Better trip tracking accuracy for driver rewards
True Rewards
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AAMI App
No in-app purchases
True Rewards
No in-app purchases
Questions
Is AAMI App free?
Is True Rewards free?
Do AAMI App or True Rewards have ads?
Which is updated more often, AAMI App or True Rewards?
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