Comparison

AAMI App vs Vault Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AAMI App

Manage your AAMI insurance policies conveniently from your smartphone. Update personal information, pay renewals, view policy documents, and track claims with real-time status updates. Receive important notifications about your policies.

Highlights
  • Manage supported insurance policies
  • Update personal and payment details
  • Pay policy renewals
  • View policy documents
  • Track home and motor claims
  • Receive policy notifications
Features
Read full description

The AAMI App is here! Got an AAMI insurance policy? Then this is for you! The AAMI App makes it easy to check and manage supported policies, right from your pocket. “What can I do with this app?!” you’re probably wondering. Good question! • Update your personal details, like your address and payment details. • Pay your renewal. • Check policy docs. • Track home and motor claims, with status updates as they progress. • Receive notifications about things like finalised claims and upcoming renewals. Sounds good, right? We’ve said it before, and we’ll say it again… Lucky you’re with AAMI!

About

Vault Finance

Read full description

The all-in-one personal finance app that stays 100% on your device. No account. No cloud sync. No ads. No data collection. Just your financial life — private, secure, and fully yours. Vault Finance combines budgeting, investment tracking, and net worth monitoring in one beautifully designed, iOS-native app. Whether you're paying down debt, building your first $100K, or managing a diversified portfolio, Vault helps you see the full picture — without ever sending your data anywhere. Everything you need to manage your money Zero-Based Budgeting Take control of every dollar with flexible envelope-style budgeting. Track spending by category Auto-categorize transactions as you type View monthly cash flow reports and charts Automate recurring transactions Import CSV files from your bank (Pro) Investment Tracking Monitor your portfolio across markets and currencies. Live prices for stocks, ETFs, and crypto (powered by Yahoo Finance & CoinGecko) Automatic trading-currency detection (ASX, LSE, NYSE, Tokyo, HKEX, and more) Multi-currency FX conversion (powered by Frankfurter ECB rates) Track dividends, allocation, and daily changes Full trade history with cost-basis averaging Net Worth Tracking See your complete financial picture in one place. Track assets and liabilities in 10 currencies Set milestone goals with ETA projections View 12-month net worth trend charts Analyze asset composition breakdown Save monthly snapshots over time Built for privacy Your financial data stays on your device — always. AES-256 on-device encryption Optional Face ID / Touch ID protection Password-protected backups you can export anywhere Zero telemetry Zero tracking Zero ads No account required Pricing Free Includes everything you need to get started: 2 accounts 5 holdings 10 categories Full dashboard Full budgeting tools Pro Unlock the full Vault experience: Unlimited accounts Unlimited holdings CSV import & export Milestones Net worth trends Asset composition Monthly reports All future Pro features Pricing: $2.99/month $24.99/year $59.99 lifetime — pay once, own it forever Why Vault? Most finance apps are either: free, but monetize your data, or expensive subscriptions that keep increasing over time Vault is different. We believe personal finance should be private, transparent, and fair. That’s why your data never leaves your phone, and why we offer simple pricing — including a lifetime option. Built by indie developers who were tired of bank-sync apps leaking data and subscription apps creeping higher every year. Vault is the personal finance app we wanted to use ourselves. Support Questions or feedback? We’d love to hear from you. Support: willneeds.com.au/vault/support Email: support@willneeds.com.au Privacy Policy: willneeds.com.au/vault/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

AAMI App4 screens
Vault Finance4 screens

Verdict

The call

The clearest difference is in-app purchases: AAMI App at none against Vault Finance's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Vault Finance sells 3 in-app purchases, starting at $2.99 per month. AAMI App asks for nothing beyond the download.

UpkeepUpdate frequency

AAMI App ships an update every 5 weeks, Vault Finance every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard1 real difference · 9 level
AAMI App versus Vault Finance: the parameters behind the verdict, then further details
ParameterAAMI AppVault Finance
PriceFreeFree
Rating4.7 (29 ratings) — better—
Positive reviews17.2% of reviews—
Number of ratings29 — better—
Update frequencyEvery 5 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.0 — better
Further details — not scored
Size249 MB4 MB
Age rating4+4+
DeveloperAAI LimitedWillneeds Pty Ltd

Bugs and requests

AAMI App

Reported bugs

15 issues
  • App crashes when accessing driver rewards tab
  • Login failures and 'something went wrong' errors
  • Policies not displaying despite being added
  • Chat disconnects and loses conversation history
  • Claim information wiped when receiving calls/texts
Show 10 more
  • App logs out mid-claim without saving progress
  • Home page error preventing policy viewing
  • Contact information update functionality broken
  • Payment processing fails despite correct details
  • Incompatibility with iPhone 15
  • Weather alert notifications lose information after login
  • Trip tracking marks false hard braking/cornering
  • Slow server response times for claim retrieval
  • Photo upload errors on existing claims
  • iOS app requires force-close to access after rejection

Requested features

12 requests
  • Direct payment button for installments
  • Policy documents viewable within app
  • Ability to update address and contact details in app
  • Copy-paste functionality for claim numbers
  • Save progress when filing claims
Show 7 more
  • Consistent payment date change functionality
  • Email contact option for inquiries
  • Display all policies without errors
  • Offline access to policy information
  • Integration of all AAMI services in single app
  • Improved weather alert functionality
  • Better trip tracking accuracy for driver rewards

Vault Finance

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AAMI App

No in-app purchases

3 purchases

Vault Finance

Subscriptions2
  • Vault Pro Monthly$2.991 Month
  • Vault Pro Annual$24.991 Year
One-time1
  • Vault Pro Lifetime$59.99

Questions

Is AAMI App free?
AAMI App is free to download, with no in-app purchases.
Is Vault Finance free?
Vault Finance is free to download, with in-app purchases available.
Do AAMI App or Vault Finance have ads?
Neither AAMI App nor Vault Finance shows ads.
Which is updated more often, AAMI App or Vault Finance?
AAMI App ships an update every 5 weeks, and Vault Finance every 3 weeks. Most recently, AAMI App was updated on October 15, 2026 and Vault Finance on October 3, 2026.

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