The all-in-one personal finance app that stays 100% on your device.
No account. No cloud sync. No ads. No data collection.
Just your financial life — private, secure, and fully yours.
Vault Finance combines budgeting, investment tracking, and net worth monitoring in one beautifully designed, iOS-native app.
Whether you're paying down debt, building your first $100K, or managing a diversified portfolio, Vault helps you see the full picture — without ever sending your data anywhere.
Everything you need to manage your money
Zero-Based Budgeting
Take control of every dollar with flexible envelope-style budgeting.
Track spending by category
Auto-categorize transactions as you type
View monthly cash flow reports and charts
Automate recurring transactions
Import CSV files from your bank (Pro)
Investment Tracking
Monitor your portfolio across markets and currencies.
Live prices for stocks, ETFs, and crypto
(powered by Yahoo Finance & CoinGecko)
Automatic trading-currency detection
(ASX, LSE, NYSE, Tokyo, HKEX, and more)
Multi-currency FX conversion
(powered by Frankfurter ECB rates)
Track dividends, allocation, and daily changes
Full trade history with cost-basis averaging
Net Worth Tracking
See your complete financial picture in one place.
Track assets and liabilities in 10 currencies
Set milestone goals with ETA projections
View 12-month net worth trend charts
Analyze asset composition breakdown
Save monthly snapshots over time
Built for privacy
Your financial data stays on your device — always.
AES-256 on-device encryption
Optional Face ID / Touch ID protection
Password-protected backups you can export anywhere
Zero telemetry
Zero tracking
Zero ads
No account required
Pricing
Free
Includes everything you need to get started:
2 accounts
5 holdings
10 categories
Full dashboard
Full budgeting tools
Pro
Unlock the full Vault experience:
Unlimited accounts
Unlimited holdings
CSV import & export
Milestones
Net worth trends
Asset composition
Monthly reports
All future Pro features
Pricing:
$2.99/month
$24.99/year
$59.99 lifetime — pay once, own it forever
Why Vault?
Most finance apps are either:
free, but monetize your data, or
expensive subscriptions that keep increasing over time
Vault is different.
We believe personal finance should be private, transparent, and fair.
That’s why your data never leaves your phone, and why we offer simple pricing — including a lifetime option.
Built by indie developers who were tired of bank-sync apps leaking data and subscription apps creeping higher every year.
Vault is the personal finance app we wanted to use ourselves.
Support
Questions or feedback? We’d love to hear from you.
Support: willneeds.com.au/vault/support
Email: support@willneeds.com.au
Privacy Policy: willneeds.com.au/vault/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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