zaky vs AMWALI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
zaky
This app simplifies financial transactions with features like money transfers, mobile recharges, and bill payments. It also offers gaming and app e-vouchers, eSIM services, and a prepaid card with control features in select regions.
- Send and receive money via mobile number
- Purchase gaming and app e-vouchers
- Local and international mobile recharge
- Utility bill payments
- eSIM services
- Prepaid Visa card with control features
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Zaky is the ultimate mobile payment app designed to streamline your financial transactions while adding a touch of innovation. Combining security and convenience, Zaky enables you to make the most of your smartphone for all your financial needs. Download now and explore zaky's incredible features. Features* include: 1. Send & Receive Money: Effortlessly transfer funds to friends and family using just a mobile number, making payments and receiving funds a breeze. Receive money from a zaky user or using a generated payment link with few clicks 2. Gaming & App e-Vouchers: Purchase e-vouchers for your favorite gaming, shopping, and entertainment apps, such as iTunes, PlayStation, Xbox, Amazon, Netflix, and more. 3. Local & International Mobile Recharge: Easily recharge your prepaid mobile or any international prepaid line, supporting numerous operators such as Vodafone, MTN, STC, and Orange. 4. Bill Payments: Settle your utility bills conveniently and securely through the Zaky app. 5. eSIM Services: Enjoy instant access to international cellular data eSIM services within the app. 6. Zaky Card : Benefit from a Visa prepaid card, accepted by millions of merchants locally and globally. 7. Card Control : Take charge of your Zaky card with features like balance inquiry, e-pin, lock/unlock, and transaction history. 8. Cash Rewards Management : Redeem your cash rewards program as desired, right from the app. For full details on services in your market, visit: zaky.com Iraq: Phone: 009647713847517 or hotline 6252 | Email: wecare@areeba.iq
AMWALI
This electronic payment gateway aims to enhance user experience and service quality through various features and functions. It offers a streamlined way to manage transactions and payments.
- Electronic payment gateway
- Improved user experience
- Enhanced service quality
- Streamlined transactions
- Payment management
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AMWALI-MR's electronic payment gateway is characterized by a number of features and functions that will improve the user experience and elevate the quality of services provided.
Screenshots
Verdict
zaky and AMWALI both sit at 3.9 stars, but that hides the real split: 61% of zaky's written reviews are positive against 0% of AMWALI's. zaky also leads on ratings volume (46 vs 9). AMWALI's advantage is iOS requirement (11.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMWALI holds the better App Store score, 4.1 against 3.9. That said, the two scores are not equally well evidenced: zaky has 46 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 61% of zaky's written reviews are positive against 0% of AMWALI's, so the app with the better star average is not the one people write more warmly about.
zaky ships an update fortnightly, AMWALI weekly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | zaky | AMWALI |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (46 ratings) | 4.1 (9 ratings) — better |
| Positive reviews | 61.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 46 — better | 9 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 11.0 — better |
| Further details — not scored | ||
| Size | 133 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | areeba SAL | TAHALUF AL EMARAT TECHNICAL SOLUTIONS LLC |
Customer experience
zaky
AMWALI
In-app purchases
zaky
No in-app purchases
AMWALI
No in-app purchases
