CediPay vs IC Wealth
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CediPay
A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.
- Send and receive money
- Pay bills
- Top up airtime
- Pay for goods and services
- Financial inclusion
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We are more than a payment company. We believe everyone should be able to enjoy financial and social inclusion, without regard for physical borders, boundaries, or even social status. CediPay is a one-stop mobile-based platform for payment of Goods and important services in your everyday life. Thousands of users rely on CediPay everyday to send and receive money, pay bills, Top up Airtime, pay for goods and services
IC Wealth
Effortlessly manage your investments with personalized portfolio creation. Automate your savings and payments to achieve financial goals like retirement or education funding. Receive expert guidance to navigate your investment journey.
- Personalized portfolio creation
- Automated investing
- Digital payments
- Expert financial guidance
- Goal-based planning
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Dive into an effortless investing experience tailored just for you. Whether you're dreaming of a worry-free retirement or planning for your education, our app helps you craft the perfect portfolio to match your ambitions. With automatic investing and the ease of digital payments, financial growth is at your fingertips. Our expert team is your financial co-pilot, steering your investments towards your goals. Let's fulfill your aspirations together. Invest with us today.
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Verdict
The clearest difference is rating: IC Wealth at 3.0 against CediPay's 2.7. IC Wealth also leads on ratings volume (105 vs 23). CediPay's advantage is review sentiment (33% vs 13%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IC Wealth holds the better App Store score, 3.0 against 2.7. Both are backed by a comparable volume of ratings — 23 and 105 respectively. Written reviews complicate that: 33% of CediPay's written reviews are positive against 13% of IC Wealth's, so the app with the better star average is not the one people write more warmly about.
CediPay ships an update every 3 weeks, IC Wealth every 4 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.
| Parameter | CediPay | IC Wealth |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (23 ratings) | 3.0 (105 ratings) — better |
| Positive reviews | 33.3% of reviews — better | 12.5% of reviews |
| Number of ratings | 23 | 105 — better |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 61 MB | 55 MB |
| Age rating | 4+ | 17+ |
| Developer | NEW-CEDIPAY GHANA LIMITED | IC GROUP LIMITED |
Customer experience
CediPay
IC Wealth
In-app purchases
CediPay
No in-app purchases
IC Wealth
No in-app purchases
