Comparison

MyRathbones vs Coutts

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyRathbones

Securely access and manage your investment portfolio on your smartphone. View portfolio value, holdings, transactions, and historical data. Stay informed with market insights and contact your investment team directly.

Highlights
  • View portfolio value and income
  • See individual holdings and transactions
  • Track portfolio value over time
  • Access market insights and articles
  • Review latest reports
  • Update personal details
  • Contact investment team
Features
Read full description

Our tradition of thinking, acting and investing responsibly has been with us from the beginning and continues to lead us forward. The MyRathbones app allows you to view your investments and much more on your smartphone securely. We use the latest multi-factor authentication as well as Touch and Face ID to keep access to your information secure. You can use the app to: • View your portfolio value and income • See your individual holdings and transactions • View portfolio value over time • See historic valuations • Access the latest Rathbones knowledge and insight articles • Review your latest reports • Update your personal details • Contact your Rathbones Investment Team If you have any issues, please contact our Client Helpdesk on 0800 151 3355, available Monday to Friday 8am to 6pm and Saturday 8am to 1pm (excl. bank holidays). Rathbone Investment Management Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Rathbone Investment Management International Limited is regulated by the Jersey Financial Services Commission. Rathbone Investment Management International Limited is not authorised or regulated by the Financial Conduct Authority or the Prudential Regulation Authority in the UK.

About

Coutts

Manage your finances securely and conveniently with this app. Access all your transactions, monitor investments, and approve payments with advanced security features like fingerprint and facial recognition.

Highlights
  • Secure login (fingerprint, face recognition, passcode)
  • Transaction notifications and approvals
  • View all transactions
  • Monitor investment performance
  • Transfer money between accounts
Features
Read full description

Everything you need to manage your finances – at your fingertips with our fast and secure app. Available to clients with compatible iOS devices and a UK or international mobile number. Safe and secure Protecting your finances is our priority: the Coutts app is very secure to use. You can log in using your fingerprints, face recognition or a passcode. And to make sure you're paying the right person or business, the app will send you notifications to approve or decline transactions. Everything at hand All your transactions are always at hand via the app, whether you’re moving money across accounts or paying others. You can also see how your investments are performing at any time through the app (The value of your investments can do down as well as up and you may not get back the full amount you invest). Important things to know Fingerprint and facial recognition are available on selected devices. Enabling push notifications is strongly recommended – they will be necessary for responding to payment notifications. By downloading this application, you accept the T&Cs on https://www.coutts.com/important-information-and-fscs.html. We recommend that you save a copy of the T&Cs and our Privacy policy for your records.

Screenshots

MyRathbones4 screens
Coutts4 screens

Verdict

The call

The clearest difference is rating: MyRathbones at 5.0 against Coutts's 4.2. MyRathbones also leads on review sentiment (42% vs 28%). Coutts's advantage is ratings volume (39 vs 3) and update cadence (every 3 weeks vs every 6 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyRathbones holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Coutts has 39 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 42% of MyRathbones's written reviews are positive against 28% of Coutts's.

UpkeepUpdate frequency

MyRathbones ships an update every 6 weeks, Coutts every 3 weeks. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.

Scorecard4 real differences · 6 level
MyRathbones versus Coutts: the parameters behind the verdict, then further details
ParameterMyRathbonesCoutts
PriceFreeFree
Rating5.0 (3 ratings) — better4.2 (39 ratings)
Positive reviews42.1% of reviews — better28.1% of reviews
Number of ratings339 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size198 MB437 MB
Age rating4+4+
DeveloperRathbone Investment Management LimitedCOUTTS & COMPANY

Customer experience

MyRathbones

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews19 reviews
Positive42.1%
Neutral5.3%
Negative52.6%

Coutts

All ratings39 ratings
Positive76.9%
Neutral0.0%
Negative23.1%
Written reviews89 reviews
Positive28.1%
Neutral5.6%
Negative66.3%

Bugs and requests

MyRathbones

Not enough reviews yet to summarise bugs or requests.

Coutts

Reported bugs

16 issues
  • App crashes on iOS 16, iOS 17, iOS 18 updates
  • Face ID stops working after updates
  • Login fails with 'unexpected error' messages
  • Push notifications for payment approvals not received
  • App freezes when approval request received
Show 11 more
  • Screen flashes bright white on login
  • App logs out randomly during use
  • Desktop authorization approval redirects to mobile version
  • Payment approval notifications cause app to switch users
  • Search functionality returns incorrect results
  • Amount field blanks when entering decimals
  • Payee nicknames display instead of actual names
  • Missing account details and transaction information
  • App won't work on iPad (phone-only formatting)
  • General violation errors after updates
  • Missing sign-in and authorization requests

Requested features

14 requests
  • Dynamic search for payees (auto-filter as typing)
  • Payment receipt with bank name for confirmation
  • Ability to download payment advices
  • Payment reference visibility in transaction history
  • Screenshot functionality for payments
Show 9 more
  • iPad native application support
  • Wealth overview on home page
  • Payee grouping by folder instead of alphabetical
  • Integrated investment account access
  • Self-select ISA functionality in app
  • Payment overview/history page
  • Open banking integration
  • Customizable account visibility
  • Real-time transaction notifications

In-app purchases

None

MyRathbones

No in-app purchases

None

Coutts

No in-app purchases

Questions

Is MyRathbones free?
MyRathbones is free to download, with no in-app purchases.
Is Coutts free?
Coutts is free to download, with no in-app purchases.
Which has better reviews, MyRathbones or Coutts?
MyRathbones is rated higher. MyRathbones averages 5.0 out of 5 from 3 ratings, while Coutts averages 4.2 from 39 ratings.
Do MyRathbones or Coutts have ads?
Neither MyRathbones nor Coutts shows ads.
Which is updated more often, MyRathbones or Coutts?
MyRathbones ships an update every 6 weeks, and Coutts every 3 weeks. Most recently, MyRathbones was updated on September 25, 2026 and Coutts on September 13, 2026.

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