Comparison

PathHome by PRMG vs First State Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PathHome by PRMG

This financial assistant helps users prepare for homeownership by providing credit monitoring, affordability analysis, and mortgage readiness assessments. It also features real estate listings and connects users with lenders for guidance.

Highlights
  • Free credit score, report, and monitoring
  • Affordability analysis
  • Real estate listings
  • Mortgage readiness assessment
  • Financial insights and savings tracking
  • Lender connection for guidance
Features
Read full description

Formally Paramount Data Vault, Welcome to the New PathHome Looking to achieve your dream of homeownership? Look no further than PathHome, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, PathHome has everything you need to get mortgage-ready and build your homeownership wealth with confidence. Here are some of the key features that set PathHome apart: • Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy. • Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment. • Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches. • Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home. • Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one. • Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey. Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here. Achieving your dream of homeownership has never been easier. Download PathHome today and take control of your financial future.

About

First State Bank

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

Highlights
  • Real-time balance viewing
  • Fund transfers
  • Mobile check deposit
  • ATM/Debit card management
  • Transaction organization
  • Customizable alerts
  • Payment capabilities
Features
Read full description

First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.

Screenshots

PathHome by PRMG4 screens
First State Bank4 screens

Verdict

The call

The clearest difference is rating: First State Bank at 4.8 against PathHome by PRMG's 4.2. First State Bank also leads on ratings volume (2.2K vs 5). PathHome by PRMG's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First State Bank holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 50% of PathHome by PRMG's written reviews are positive against 48% of First State Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

Scorecard4 real differences · 6 level
PathHome by PRMG versus First State Bank: the parameters behind the verdict, then further details
ParameterPathHome by PRMGFirst State Bank
PriceFreeFree
Rating4.2 (5 ratings)4.8 (2.2K ratings) — better
Positive reviews50.0% of reviews — better47.8% of reviews
Number of ratings52.2K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size115 MB197 MB
Age rating12+12+
DeveloperParamount Residential Mortgage Group, Inc.FIRST STATE BANK (OH)

Customer experience

PathHome by PRMG

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

First State Bank

All ratings2,152 ratings
Positive95.6%
Neutral1.3%
Negative3.1%
Written reviews23 reviews
Positive47.8%
Neutral0.0%
Negative52.2%

Bugs and requests

PathHome by PRMG

Not enough reviews yet to summarise bugs or requests.

First State Bank

Reported bugs

2 issues
  • App requires iOS 16.0 but many phones only support 15.8
  • Card features had bugs that were later fixed

Requested features

2 requests
  • Bring back old app version
  • Improve transaction visibility and timeliness

In-app purchases

None

PathHome by PRMG

No in-app purchases

None

First State Bank

No in-app purchases

Questions

Is PathHome by PRMG free?
PathHome by PRMG is free to download, with no in-app purchases.
Is First State Bank free?
First State Bank is free to download, with no in-app purchases.
Which has better reviews, PathHome by PRMG or First State Bank?
First State Bank is rated higher. PathHome by PRMG averages 4.2 out of 5 from 5 ratings, while First State Bank averages 4.8 from 2.2K ratings.
Do PathHome by PRMG or First State Bank have ads?
Neither PathHome by PRMG nor First State Bank shows ads.
Which is updated more often, PathHome by PRMG or First State Bank?
PathHome by PRMG ships an update monthly, and First State Bank monthly. Most recently, PathHome by PRMG was updated on November 3, 2026 and First State Bank on November 3, 2026.

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