Comparison

Citadel Servicing Corp vs Shellpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citadel Servicing Corp

Manage your mortgage conveniently from your smartphone. Monitor payments, view property values and trends, and gain complete control over your loan anytime, anywhere.

Highlights
  • Mortgage management
  • Payment monitoring
  • Property value tracking
  • Loan control
  • Anytime, anywhere access
Read full description

-View and manage your mortgage anytime, anywhere with the Citadel servicing app . -Download the Citadel servicing app to safely monitor your payments, view property values and trends, and gain complete control over your mortgage from the convenience of your smartphone.

About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

Screenshots

Citadel Servicing Corp2 screens
Shellpoint3 screens

Verdict

The call

Citadel Servicing Corp and Shellpoint both sit at 4.9 stars, but that hides the real split: 100% of Citadel Servicing Corp's written reviews are positive against 54% of Shellpoint's. Shellpoint's advantage is update cadence (every 5 weeks vs every 8 months) and ratings volume (17K vs 714). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Citadel Servicing Corp against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 714, so its average is the more settled of the two. Written reviews are what separate them: 100% of Citadel Servicing Corp's written reviews are positive against 54% of Shellpoint's.

UpkeepUpdate frequency

Citadel Servicing Corp ships an update every 8 months, Shellpoint every 5 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
Citadel Servicing Corp versus Shellpoint: the parameters behind the verdict, then further details
ParameterCitadel Servicing CorpShellpoint
PriceFreeFree
Rating4.9 (714 ratings) — better4.9 (17K ratings)
Positive reviews100.0% of reviews — better54.5% of reviews
Number of ratings71417K — better
Update frequencyEvery 8 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size204 MB73 MB
Age rating4+4+
DeveloperCitadel Servicing Corp. UATNewrez LLC

Customer experience

Citadel Servicing Corp

All ratings707 ratings
Positive98.2%
Neutral0.8%
Negative1.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Shellpoint

All ratings17,146 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews101 reviews
Positive54.5%
Neutral5.0%
Negative40.6%

Bugs and requests

Citadel Servicing Corp

Not enough reviews yet to summarise bugs or requests.

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

In-app purchases

None

Citadel Servicing Corp

No in-app purchases

None

Shellpoint

No in-app purchases

Questions

Is Citadel Servicing Corp free?
Citadel Servicing Corp is free to download, with no in-app purchases.
Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Which has better reviews, Citadel Servicing Corp or Shellpoint?
Citadel Servicing Corp is rated higher. Citadel Servicing Corp averages 4.9 out of 5 from 714 ratings, while Shellpoint averages 4.9 from 17K ratings.
Do Citadel Servicing Corp or Shellpoint have ads?
Neither Citadel Servicing Corp nor Shellpoint shows ads.
Which is updated more often, Citadel Servicing Corp or Shellpoint?
Citadel Servicing Corp ships an update every 8 months, and Shellpoint every 5 weeks. Most recently, Citadel Servicing Corp was updated on October 24, 2026 and Shellpoint on October 22, 2026.

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