IBI SMART vs Frelium

From stocks to options & equity plans, IBI SMART keeps everything in one place, allowing you to manage all your financial needs.                                                                                                                            Looking for a smart & simple way to invest? Got 15,000 NIS or more? Invest wisely with IBI SMART app - offering easy, hassle-free U.S. stocks and ETFs trading. Want to invest but not sure how to start? With our exclusive Demo Account, you can start trading using virtual money. You’ll receive $100,000 in virtual dollars to trade using actual financial information as if you were using a real account.  If your equity plans are managed by IBI CAPITAL, our app lets you oversee it all: exercise or sell options, access relevant information, review order history, register for the ESPP plan (if available), track grants, manage ESOP, RSUs, and more—all in one place. Download today and start benefiting! Here are some of the features that are available while investing: TipRanks - Analyst Recommendations Access global analyst rankings and opinions on covered stocks through TipRanks. Bridgewise - AI Analysis of Financial Reports An innovative AI service for analyzing financial reports of leading companies and ETFs, using an advanced AI system. Create and Track Your Own Stocks Watch List The app allows you to build a personalized stocks watch list and monitor it regularly. Download IBI SMART and discover what Smart Trading is All About!

Budget Tracker & Invoice Maker for Working Holiday Travellers & Freelancers Frelium is the no-nonsense budget tracker and invoice generator built for people on the move; backpackers, travellers, holiday-makers, and anyone juggling casual, part-time, or freelance work. No account. No internet required. No cloud. Just open the app and start tracking. DASHBOARD Instant overview of your monthly income and expenses. Navigate month by month, monitor your income target with a colour-coded progress bar (green / yellow / red), and keep your spending within your budget limit, all from one screen. INVOICES Create a proper PDF invoice in under a minute. Set your business details once; name, tax or ABN number, bank details, and every invoice fills itself in. Pick a client, pull in logged hours or expenses as line items, and let the app handle sequential numbering and tax. Track what's draft, sent, and paid, so you always know who still owes you. CALENDAR See every transaction mapped onto a monthly calendar. Tap any day to view its income and expense entries. A clear, visual way to spot your busiest earning and spending days. TRANSACTIONS Log income and expenses in seconds. Choose a category, attach a client, enter hours worked and an hourly rate for automatic amount calculation, pick a date from the built-in calendar, and add free-text notes. Search, filter by type or category, and see live running totals. CLIENTS Manage the people and companies you work for. Set a name, colour, profile photo, and default hourly rate. View total earnings, total hours worked, and effective rate per client, then invoice them in a couple of taps. REPORTS Monthly KPI cards, cumulative balance carry-forward from previous months, bar charts for expenses and income broken down by category, and progress bars for your income target and expense limit. DATA & SETTINGS Export all your data as a JSON backup file to share or store. Import from a previous backup to restore. Choose from 20+ currencies (EUR, USD, GBP, CHF, JPY, AUD, and more). Set your monthly income goal and maximum expense budget. COMPLETELY OFFLINE & PRIVATE Your data never leaves your device. No analytics. No crash reporting. No third-party SDKs that phone home. No account required. Everything is stored locally in a SQLite database on your device. PERFECT FOR: • Backpackers and long-term travellers • Seasonal and casual workers • Freelancers invoicing multiple clients • Holiday-makers tracking trip spending • Anyone who wants a clean, simple personal finance tracker