Comparison

aib i vs CellFin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

aib i

This digital banking platform offers Shariah-based Islamic banking services. It allows customers to manage accounts, transfer funds, pay bills, and even open new accounts remotely. Access a wide range of banking features conveniently from your mobile device.

Highlights
  • Account Management
  • Account Statement Download
  • Fund Transfer
  • Utility Bill Payment
  • Credit Card Bill Payment
  • Rapid Account Opening
  • Cheque Management
Features
Read full description

"aibl i-Banking" is a digital platform for Shariah based Islamic banking. It provides numerous banking features for the valuable customers of "Al-Arafah Islami Bank Limited (AIBL)". Now AIBL customers can access banking facilities from anywhere anytime through "aibl i-Banking" mobile app. This app offers a wide range of features such as balance inquiry, account statement, fund transfer, credit card bill payment, utility bill payment etc. Through "aibl i-Banking", users can apply for a new bank account as well with the "Rapid account" menu. Account holders can very easily register to "aibl i-Banking". Here is the short list of "aibl i-Banking" feature: Account Management Account Statement Download Fund transfer Standing Instruction Credit Card Bill Payment Add money from AIBL Credit card Utility Bill Payment Cheque Management IDTP (Interoperable Digital Transaction platform) as Binimoy Rapid account Contacts Rapid account Product information and so on. Required Permissions: 1. Contact list: For "Mobile Recharge" purpose. Users don't need to type every single number. User phone contacts are not stored or used anywhere else. 2. Location: To show nearby ATMs and Branches. User location is not stored or used anywhere else. 3. Camera: For image capture (self portrait for new account opening). 4. Notification: To get instant notifications from bank For feedback & suggestions, please call us at 16434

About

CellFin

This app offers a comprehensive digital banking experience, allowing users to manage finances, open accounts, and perform transactions without visiting a branch. It provides a virtual card, money transfers, remittance services, and ATM cash withdrawals. Users can also locate bank services and manage complaints.

Highlights
  • Digital Wallet creation
  • Virtual VISA/MasterCard
  • Account integration
  • Balance checking
  • Bank account opening
  • Money transfer
  • Foreign remittance
  • Cardless ATM transactions
Read full description

Introducing Islami Bank CellFin: Your “All-in-One Mobile App for Digital Services”. Islami Bank CellFin is your go-to mobile app for all your digital needs, whether you're already a bank customer or not. If you have a mobile phone with a number and a Smartphone, you're good to go! Non transactional features: 1. No Bank Visit Needed: You don't have to visit the bank or deal with any paperwork. Simply download the app on your smartphone, and you're ready to roll. 2. Instant Digital Wallet: Once you've got the app, you can instantly create your own Digital Wallet. No need to wait for the bank – it's all automated for your convenience. 3. Virtual Card Included: We've got you covered with a virtual card – either VISA or MasterCard – assigned to your Digital Wallet. It's like having a card in your phone, and it makes all your transactions a breeze. 4. Account Integration: You can link Islami bank existing Khidmah credit card, prepaid card, CBS account, agent banking account, mCash account with this Digital Wallet for all kinds of transactional and non-transactional services. 5. Balance check: Conveniently check Bank, mCash and CellFin account balance at no cost without the need to visit a branch. 6. Complain management: Swiftly file and receive a complaint ticket number for any disputes directly through the app, eliminating the need to visit a branch. 7. Bank account opening: Easily open various accounts, such as Mudaraba Savings, Mudaraba Special Savings, Mudaraba Monthly Profit Deposit, Mudaraba Student Savings, Mudaraba Industrial Employee Savings, Payroll, Hajj Savings, and Muhor Savings accounts, all from the convenience of our app – no need to visit a bank branch. 8. Location service: Effortlessly find branch locations, sub-branches, ATMs, and agent outlets using the app's built-in locator feature. 9. Cheque book requisition: Order a cheque book right from our app with ease. 10. Notification: Stay in the loop with exclusive offers and exciting promotions through our app's notifications. 11. Overseas registration: Bangladeshi citizens can use CellFin with all the features from 26 countries over the world. Transactional Features: 1. Add Money: Easily add funds to your CellFin from various sources, including other bank cards, IBBPLC accounts, mCash, and IBBPLC debit and credit cards. 2. Send Money (Transfer): Effortlessly transfer funds, whether it's within IBBL or to other banks (IBBPLC to other banks) through EFT&NPSB, Binimoy, and also make transfers to mobile financial services such as mCash, bKash, Nagad, and other MFS providers. 3. Receive and Add Foreign Remittance: Receive and add foreign remittances to your account 24/7 through our app – no need to visit a bank branch. 4. Cardless Cash withdraw and deposut from ATM/CRM : Deposit and withdraw cash from your CellFin account, and even withdraw cash from your bank account, all without the need for a card, and it's absolutely free of charge. 5. QR based POS Purchase: You can use CellFin Quick Pay with ease, whether it's through Bangla QR or IBBL QR. Debit funds from your Bank account, CellFin account, mCash or IBBL Khidmah credit card hassle-free. 6. Ecommerce Transaction: You can shop hassle-free on thousands of e-commerce sites 24/7, making payments conveniently through CellFin. 7. Bill & other types of Payments: With CellFin, you can easily manage your bills for electricity, gas, telephone, internet, WASA (water supply), educational fees, admission fees, and more. Pay your bills conveniently and stay on top of your expenses all in one place. 8. Mobile Top-up: Top up your mobile balance or settle postpaid mobile bills in a flash with CellFin. We offer convenient shortcuts for major mobile network operators like Robi, Airtel, Banglalink, Grameenphone, and Teletalk, ensuring swift and hassle-free transactions. 9. Request Money: You can request money to another CellFin user at any time when you need.

Screenshots

aib i4 screens
CellFin4 screens

Verdict

The call

The clearest difference is review sentiment: aib i at 47% against CellFin's 30%. aib i also leads on rating (3.5 vs 3.3). CellFin's advantage is update cadence (every 2 months vs every 4 months) and ratings volume (340 vs 48). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

aib i holds the better App Store score, 3.5 against 3.3. That said, the two scores are not equally well evidenced: CellFin has 340 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 47% of aib i's written reviews are positive against 30% of CellFin's.

UpkeepUpdate frequency

aib i ships an update every 4 months, CellFin every 2 months. The most recent releases landed on September 2, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
aib i versus CellFin: the parameters behind the verdict, then further details
Parameteraib iCellFin
PriceFreeFree
Rating3.5 (48 ratings) — better3.3 (340 ratings)
Positive reviews46.7% of reviews — better29.7% of reviews
Number of ratings48340 — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14 — better15.5
Further details — not scored
Size144 MB97 MB
Age rating4+4+
DeveloperAL-ARAFAH ISLAMI BANK LTDIslami Bank Bangladesh Ltd

Customer experience

aib i

All ratings48 ratings
Positive64.6%
Neutral6.3%
Negative29.2%
Written reviews30 reviews
Positive46.7%
Neutral0.0%
Negative53.3%

CellFin

All ratings340 ratings
Positive53.8%
Neutral6.8%
Negative39.4%
Written reviews202 reviews
Positive29.7%
Neutral10.9%
Negative59.4%

Bugs and requests

aib i

Not enough reviews yet to summarise bugs or requests.

CellFin

Reported bugs

11 issues
  • Can't open account from overseas
  • Doesn't work in abroad
  • Can't use this apps on iPhone
  • Not working on iOS 15
  • Not working on iPhone 6
Show 6 more
  • Not working on iPhone 7 Plus
  • Not working on iPhone 12 Pro Max
  • Blank screen after NID photo upload
  • Crash when opening camera
  • Login screen freezes
  • Incompatible with older devices

Requested features

7 requests
  • Face ID login feature
  • Binimoy feature
  • Dark(black) mode
  • Beneficiary AC Saving Option
  • Cash in through ATM machine
Show 2 more
  • Prepaid Card Balance and Statement
  • MTDR account open option

In-app purchases

None

aib i

No in-app purchases

None

CellFin

No in-app purchases

Questions

Is aib i free?
aib i is free to download, with no in-app purchases.
Is CellFin free?
CellFin is free to download, with no in-app purchases.
Which has better reviews, aib i or CellFin?
aib i is rated higher. aib i averages 3.5 out of 5 from 48 ratings, while CellFin averages 3.3 from 340 ratings.
Do aib i or CellFin have ads?
Neither aib i nor CellFin shows ads.
Which is updated more often, aib i or CellFin?
aib i ships an update every 4 months, and CellFin every 2 months. Most recently, aib i was updated on September 2, 2026 and CellFin on September 28, 2026.

Other comparisons