aib i vs Janata Smart Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
aib i
This digital banking platform offers Shariah-based Islamic banking services. It allows customers to manage accounts, transfer funds, pay bills, and even open new accounts remotely. Access a wide range of banking features conveniently from your mobile device.
- Account Management
- Account Statement Download
- Fund Transfer
- Utility Bill Payment
- Credit Card Bill Payment
- Rapid Account Opening
- Cheque Management
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"aibl i-Banking" is a digital platform for Shariah based Islamic banking. It provides numerous banking features for the valuable customers of "Al-Arafah Islami Bank Limited (AIBL)". Now AIBL customers can access banking facilities from anywhere anytime through "aibl i-Banking" mobile app. This app offers a wide range of features such as balance inquiry, account statement, fund transfer, credit card bill payment, utility bill payment etc. Through "aibl i-Banking", users can apply for a new bank account as well with the "Rapid account" menu. Account holders can very easily register to "aibl i-Banking". Here is the short list of "aibl i-Banking" feature: Account Management Account Statement Download Fund transfer Standing Instruction Credit Card Bill Payment Add money from AIBL Credit card Utility Bill Payment Cheque Management IDTP (Interoperable Digital Transaction platform) as Binimoy Rapid account Contacts Rapid account Product information and so on. Required Permissions: 1. Contact list: For "Mobile Recharge" purpose. Users don't need to type every single number. User phone contacts are not stored or used anywhere else. 2. Location: To show nearby ATMs and Branches. User location is not stored or used anywhere else. 3. Camera: For image capture (self portrait for new account opening). 4. Notification: To get instant notifications from bank For feedback & suggestions, please call us at 16434
Janata Smart Banking
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Janata Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.
Screenshots
Verdict
The clearest difference is update cadence: Janata Smart Banking at every 3 weeks against aib i's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
aib i ships an update every 4 months, Janata Smart Banking every 3 weeks. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.
| Parameter | aib i | Janata Smart Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (51 ratings) — better | — |
| Positive reviews | 48.4% of reviews | — |
| Number of ratings | 51 — better | — |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14 — better | 15.6 |
| Further details — not scored | ||
| Size | 144 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | AL-ARAFAH ISLAMI BANK LTD | MICRO BANKER NEPAL |
In-app purchases
aib i
No in-app purchases
Janata Smart Banking
No in-app purchases
Questions
Is aib i free?
Is Janata Smart Banking free?
Do aib i or Janata Smart Banking have ads?
Which is updated more often, aib i or Janata Smart Banking?
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