Comparison

aib i vs Janata Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

aib i

This digital banking platform offers Shariah-based Islamic banking services. It allows customers to manage accounts, transfer funds, pay bills, and even open new accounts remotely. Access a wide range of banking features conveniently from your mobile device.

Highlights
  • Account Management
  • Account Statement Download
  • Fund Transfer
  • Utility Bill Payment
  • Credit Card Bill Payment
  • Rapid Account Opening
  • Cheque Management
Features
Read full description

"aibl i-Banking" is a digital platform for Shariah based Islamic banking. It provides numerous banking features for the valuable customers of "Al-Arafah Islami Bank Limited (AIBL)". Now AIBL customers can access banking facilities from anywhere anytime through "aibl i-Banking" mobile app. This app offers a wide range of features such as balance inquiry, account statement, fund transfer, credit card bill payment, utility bill payment etc. Through "aibl i-Banking", users can apply for a new bank account as well with the "Rapid account" menu. Account holders can very easily register to "aibl i-Banking". Here is the short list of "aibl i-Banking" feature: Account Management Account Statement Download Fund transfer Standing Instruction Credit Card Bill Payment Add money from AIBL Credit card Utility Bill Payment Cheque Management IDTP (Interoperable Digital Transaction platform) as Binimoy Rapid account Contacts Rapid account Product information and so on. Required Permissions: 1. Contact list: For "Mobile Recharge" purpose. Users don't need to type every single number. User phone contacts are not stored or used anywhere else. 2. Location: To show nearby ATMs and Branches. User location is not stored or used anywhere else. 3. Camera: For image capture (self portrait for new account opening). 4. Notification: To get instant notifications from bank For feedback & suggestions, please call us at 16434

About

Janata Smart Banking

Features
Read full description

Janata Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

aib i4 screens
Janata Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Janata Smart Banking at every 3 weeks against aib i's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

aib i ships an update every 4 months, Janata Smart Banking every 3 weeks. The most recent releases landed on October 21, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
aib i versus Janata Smart Banking: the parameters behind the verdict, then further details
Parameteraib iJanata Smart Banking
PriceFreeFree
Rating3.5 (51 ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings51 — better—
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14 — better15.6
Further details — not scored
Size144 MB17 MB
Age rating4+4+
DeveloperAL-ARAFAH ISLAMI BANK LTDMICRO BANKER NEPAL

In-app purchases

None

aib i

No in-app purchases

None

Janata Smart Banking

No in-app purchases

Questions

Is aib i free?
aib i is free to download, with no in-app purchases.
Is Janata Smart Banking free?
Janata Smart Banking is free to download, with no in-app purchases.
Do aib i or Janata Smart Banking have ads?
Neither aib i nor Janata Smart Banking shows ads.
Which is updated more often, aib i or Janata Smart Banking?
aib i ships an update every 4 months, and Janata Smart Banking every 3 weeks. Most recently, aib i was updated on October 21, 2026 and Janata Smart Banking on October 25, 2026.

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