Comparison

Wagmo vs Embark Vet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wagmo

This app offers pet insurance and wellness plans to help manage veterinary costs. It provides cashback for routine care, telehealth access to vet experts, and coverage for unexpected illnesses and injuries. Easily submit claims and track reimbursements through the app.

Highlights
  • Cashback for routine vet visits
  • Telehealth vet consultations
  • Coverage for unexpected illnesses/injuries
  • Reimbursement for grooming and dental care
  • Perks on pet care products
  • Virtual training sessions
Features
Read full description

Meet your new partner in pet parenting, from everyday wellness to emergency care. Wagmo can help you save on planned and unplanned expenses, fetch you perks on pet care products, and offer unparalleled support for every pet through wellness plans, VETalk telehealth chat, virtual training sessions and more. WAGMO WELLNESS: CASH BACK FOR EVERYDAY CARE • Get reimbursed for routine expenses, from wellness visits to vaccines, grooming and dental care • Visit ANY licensed vet or service provider, anywhere nationwide • No exclusions based on age or breed - there’s a plan for every pet • No waiting period or approval delays - sign up and use it for same-day care Wellness members use the app to: • Upload claims in seconds and get cashback in your account within 24 hours • Take advantage of perks on food, treats and more • Ask vet experts pet-care questions any time of the day or night via virtual VETalk chat WAGMO INSURANCE: PROTECTION AGAINST THE UNEXPECTED • Get reimbursed for emergency expenses, including unexpected illnesses and injuries • Get care from ANY licensed vet, including specialists - we cover in-home, in-office and virtual care • Select 90% or 100% coinsurance, for unparalleled peace of mind • Save up to 10% when you add multiple pets • Avoid tough decisions, knowing your pet family is covered Insurance members use the app to: • Upload claims in seconds, track them anytime • Submit medical records HOW IT WORKS Here’s an example! Bo is a boxer whose pet parents have signed up for a Wagmo Wellness and a Wagmo Insurance plan. He goes in for his wellness visit where his vet does some routine bloodwork, updates his vaccines, and prescribes flea & tick medication. His pet parents take pictures of all those receipts, upload them using the Wagmo app, and have cash back in their bank account the very next day. The next month, Bo is at the park and he twists his knee and tears a muscle playing with another dog. Thankfully, he’s ok, but after x-rays, surgery and stitches, his parents get a bill for $2,500. That’s where their Wagmo Insurance kicks in. They upload receipts using the app, and since they’ve opted for 100% coinsurance, they only pay their deductible and get the rest deposited back into their account. With Wagmo, you choose whether to get Wellness, Insurance or both, and the app makes reimbursements easy! LEARN MORE OR GET A QUOTE at wagmo.io

About

Embark Vet

Discover your dog's breed mix, health predispositions, and allergy risks with a simple DNA test. Connect with relatives and receive personalized care tips to build a stronger bond with your canine companion.

Highlights
  • Discover breed mix
  • Test for health risks
  • Understand allergy risks
  • Connect with relatives
  • Track test progress
  • Receive alerts
Features
Read full description

Know your dog. Better. Meet Embark, the highest-rated dog DNA test, trusted by millions of dog parents (and pups) across the world. With over 50,000 five-star reviews and developed by veterinarians , Embark makes it easy to understand your dog’s breed mix, allergy risk, health, relatives, and more. All from one simple swab. Whether you’re raising a goofy new puppy, helping a rescue feel at home, or just wondering where those giant ears came from, Embark gives you the science-backed insights you need to care smarter and build a stronger bond. Embark brings together dog DNA results, insights and care tips. Activate your kit, track your test, and explore your pup’s unique profile, all in one place. What you can do with the Embark app: ▸ Discover your dog’s breed mix Uncover your pup’s full ancestry with 99% accuracy. From Golden Retriever to Great Pyrenees, Embark analyzes over 350 breeds to reveal your dog’s unique story. ▸ Get ahead of health risks Get peace-of-mind by testing for 270+ genetic health conditions, including MDR1, and degenerative myelopathy. Get early insights into risks you can take action on & discuss with your vet. ▸ Understand allergy risks Discover your dog's genetic risk for four common allergy types—food, environmental, contact, and flea—and get expert, actionable tips to help you manage their care. ▸ Connect with your dog’s relatives See your dog’s DNA-based family tree and get matched with their siblings, parents, and extended relatives. Message their humans and build a bond with your pup’s extended pack. ▸ Never miss a moment Receive alerts when new relatives are found or new features are released. With Embark, you’ll always be the first to know as science unlocks more about your pup. ▸ Track your test every step of the way Use the app to activate your kit, monitor progress, and get notified the moment your results are ready. Already tested with Embark? Log in and start exploring. The Embark app requires purchase of an Embark DNA test. Download today to get started, access your results on the go, and discover what makes your dog truly one of a kind.

Screenshots

Wagmo4 screens
Embark Vet4 screens

Verdict

The call

The clearest difference is rating: Embark Vet at 4.9 against Wagmo's 4.1. Embark Vet also leads on review sentiment (94% vs 67%) and ratings volume (2.7K vs 44). Wagmo's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Embark Vet holds the better App Store score, 4.9 against 4.1. That said, the two scores are not equally well evidenced: Embark Vet has 2.7K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 67% of Wagmo's written reviews are positive against 94% of Embark Vet's.

UpkeepUpdate frequency

Wagmo ships an update every 3 months, Embark Vet every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Wagmo versus Embark Vet: the parameters behind the verdict, then further details
ParameterWagmoEmbark Vet
PriceFreeFree
Rating4.1 (44 ratings)4.9 (2.7K ratings) — better
Positive reviews66.7% of reviews93.5% of reviews — better
Number of ratings442.7K — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size41 MB24 MB
Age rating4+4+
DeveloperWagmoEmbark Veterinary, Inc.

Customer experience

Wagmo

All ratings44 ratings
Positive77.3%
Neutral0.0%
Negative22.7%
Written reviews24 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Embark Vet

All ratings2,567 ratings
Positive98.6%
Neutral0.5%
Negative1.0%
Written reviews310 reviews
Positive93.5%
Neutral1.0%
Negative5.5%

In-app purchases

None

Wagmo

No in-app purchases

None

Embark Vet

No in-app purchases

Questions

Is Wagmo free?
Wagmo is free to download, with no in-app purchases.
Is Embark Vet free?
Embark Vet is free to download, with no in-app purchases.
Which has better reviews, Wagmo or Embark Vet?
Embark Vet is rated higher. Wagmo averages 4.1 out of 5 from 44 ratings, while Embark Vet averages 4.9 from 2.7K ratings.
Do Wagmo or Embark Vet have ads?
Neither Wagmo nor Embark Vet shows ads.
Which is updated more often, Wagmo or Embark Vet?
Wagmo ships an update every 3 months, and Embark Vet every 2 months. Most recently, Wagmo was updated on October 24, 2026 and Embark Vet on October 30, 2026.

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