Comparison

BPDDIY Mobile vs Cekkeuanganku

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BPDDIY Mobile

Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.

Highlights
  • Interbank and intra-bank transfers
  • Bill payments (tax, insurance, utilities, e-commerce)
  • Purchases (electricity tokens, internet data, e-wallet top-ups)
  • QRIS payment scanning
  • Cardless ATM withdrawals
  • Digital account opening
Features
Read full description

Bank BPDDIY Mobile by PT Bank BPD DIY is a trusted financial transaction aplication provided only for you. Our features at the tip of your finger would help you to experience non-cash transaction anytime and anywhere. TRANSFER Allow you to transfer between accounts or transfer to other banks. PAYMENT We provide you with various bill payment such as phone bill, tax bill (PBB, Pajak Daerah and Retribusi), insurance bill, water bill, electricity bill (PLN Postpaid and PLN Non Taglis), e-commerce bill (Tokopedia) and most of the academic bill payment in Yogyakarta. PURCHASE Look nowhere and buy what you need with Bank BPDDIY Mobile such as electricity token, internet quota, and top up (e-wallet, mobile) QRIS PAYMENT Scan any kind of QRIS (Quick Response Code Indonesian Standard) to pay your purchase. No need to top up, the payment will be taken directly from your bank account. CARDLESS WITHDRAWAL Forget the ATM Card, now you can withdraw your money at any of Bank BPD DIY ATM and Cash Recycle Machine without one. Digital on Boarding (DoB) This new feature allows customers to open a bank account through the Bank BPD DIY Mobile app without having to visit a branch office. Importance Note : 1. ONLY register your OWN mobile number to use Bank BPD DIY Mobile. 2. KEEP your password, PIN and OTP confidential. DO NOT share to anybody including Bank representative. For further information and assistence, please do contact us at 1500061. We will glad to help you. So, what are you waiting for? Download now and live in a cashless society.

About

Cekkeuanganku

Features
Read full description

Cekkeuanganku adalah aplikasi perencanaan keuangan yang dibuat untuk membantu Kamu dalam menentukan tujuan (kalkulator finansial) ,mengumpulkan, menganalisa, membuat rencana (membuat anggaran), melakukan rencana yang telah di buat (pencatatan transaksi) serta melakukan evaluasi (Finansial cek up ) terhadap kegiatan keuanganmu. Salah satu tujuan keuangan setiap orang adalah bebas finansial, untuk mencapai Financial Freedom dibutuhkan perencanaan dan pengelolaan keuangan yang baik. Fitur yang kami siapkan sebagai berikut : 1. Anggaran, merupakan ekspektasi pendapatan dan pengeluaran dimasa yang akan datang dan juga sebagai kontrol pengeluaranmu. 2. Pencatatan Keuangan, kamu bisa mencatat semua transaksi uang masuk dan keluar sehingga tahu kemana uangmu mengalir. 3. Neraca, catat semua aset dan kewajibanmu untuk mengetahui berapa kekayaan bersihmu. 4. Tujuan Keuangan, tentukan tujuan keuanganmu seperti (menyiapkan dana pensiun, dana pendidikan anak, dana membeli rumah, dana membeli kendaraan, dana pernikahan dan lainnya), hitung mengunakan kalkulator finansial, buat rencana, dan segera lakukan. 5. Financial Check Up, ada 10 rasio yang akan dipakai mengukur kesehatan keuanganmu. Dengan menggunakan aplikasi manajemen keuangan ini kiranya dapat membantu kamu dalam mengelola dan membuat perencana keuangan sampai tercapai tujuan keuanganmu. Salam Sehat Finansial

Screenshots

BPDDIY Mobile4 screens
Cekkeuanganku4 screens

Verdict

The call

The clearest difference is in-app purchases: BPDDIY Mobile at none against Cekkeuanganku's 4. BPDDIY Mobile also leads on ads (none vs shown) and iOS requirement (15.5 vs 18.0). Cekkeuanganku's advantage is update cadence (fortnightly vs every 3 months). On price and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Cekkeuanganku sells 4 one-off in-app purchases. BPDDIY Mobile asks for nothing beyond the download.

UpkeepUpdate frequency

BPDDIY Mobile ships an update every 3 months, Cekkeuanganku fortnightly. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard4 real differences ยท 4 level
BPDDIY Mobile versus Cekkeuanganku: the parameters behind the verdict, then further details
ParameterBPDDIY MobileCekkeuanganku
PriceFreeFree
Positive reviews26.0% of reviewsโ€”
Update frequencyEvery 3 monthsFortnightly โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.5 โ€” better18.0
Further details โ€” not scored
Size67 MB64 MB
Age rating17+4+
DeveloperPT. Bank BPD DIYPT. Cipta Edukasi Keuangan

In-app purchases

None

BPDDIY Mobile

No in-app purchases

4 purchases

Cekkeuanganku

One-time4
  • Premium 6 Bulan$10.99
  • Premium 6 Bulan$11.99
  • Premium 1 Tahun$17.99
Show 1 more
  • Premium 1 Tahun$20.99

Questions

Is BPDDIY Mobile free?
BPDDIY Mobile is free to download, with no in-app purchases.
Is Cekkeuanganku free?
Cekkeuanganku is free to download, with in-app purchases available.
Do BPDDIY Mobile or Cekkeuanganku have ads?
Cekkeuanganku shows ads; BPDDIY Mobile does not.
Which is updated more often, BPDDIY Mobile or Cekkeuanganku?
BPDDIY Mobile ships an update every 3 months, and Cekkeuanganku fortnightly. Most recently, BPDDIY Mobile was updated on October 24, 2026 and Cekkeuanganku on October 27, 2026.

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