Simfolio vs Accumula

Simfolio helps you plan your finances and retirement through net worth tracking and forecasting, to give you peace of mind over your future financial well-being. Features: - Net worth tracking and forecasting - Plan your retirement - Set financial goals - Learn from Simfolio is a financial planner and retirement calculator app. The app lets you track a variety of assets in real-time, and see how they will all grow together without the need to use overly complicated spreadsheets. Simfolio is the personal finance tool you want to keep on your side to help you plan for your future, with wealth forecasts, goal setting and retirement planners. It is the smartest and easiest way to see into your investment portfolio's future. CALCULATE YOUR RETIREMENT AND PLAN YOUR FINANCES Simfolio is the easiest and fastest way to see how your net worth will grow over time. Our financial planner tools help you see into your financial future. TRACK ALL YOUR MONEY IN ONE PLACE Simfolio not only lets you track your net worth, but lets you track the performance of each of your investment accounts, and see how they will grow individually. COMPARE TO MARKET PERFORMANCE BENCHMARKS Simfolio lets you compare the performance of your individual assets to popular benchmarks like the S&P500, JSETop40, Bitcoin and more. PLAN FOR RETIREMENT Simfolio lets you see if you're on track to retire with its retirement graph planning tool. Simply tag your accounts as retirement accounts, and see if you will be able to cover living costs in the future. YOUR DATA IS YOURS Simfolio acts with your best interests at heart. Your data is stored securely and is highly anonymised. We do not share your personal information with any third parties. End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features • Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. • Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. • Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection • Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - • Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like • Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. • Smart Update - Submit update with natural language and have the system automatically process it. • Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. • Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/