Swiipr vs SJP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swiipr
Instantly access your money from various sources like refunds or gifts directly to your Apple Wallet. Securely use these funds for contactless payments and more, anytime and anywhere.
- Instant money access
- Direct to Apple Wallet
- Contactless payments
- Secure fund disbursement
- Streamlined operations for businesses
Read full descriptionHide full description
Swiipr enables you to access your money instantly; anywhere, anytime and directly at your time and place of need. Whether it be a refund, compensation, a welfare payment, corporate load payment or gift, simply click the link in your text message to download this app and follow the instructions to add the funds into your Apple Wallet. You will then be able to easily and securely use your money for contactless payments and more. Swiipr Technologies is a global technology and services provider helping businesses automate and streamline operations to deliver queue-less, self-service and contactless fund disbursements to end customers. We believe in digitization that matters; empowering people and businesses with a mobile first approach that builds trust and accountability between stakeholders and helps sustainability pledges by reducing paper and plastic consumption, human touch points, manual intervention and outdated processes.
SJP
Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.
- Biometric sign-in
- Real-time investment values
- Performance tracking (pension, ISAs, bonds)
- Fund breakdown details
- Expert insights
- Personal document library
Read full descriptionHide full description
The SJP app, a simple, safe, and convenient way to keep track of your investments. As a client of SJP you can benefit from easy access to the following great features: - Simple sign-up process - Biometric sign in - Get current values on your investments including encashment values - See deposits and withdrawals - Track how your pension, ISAs, bonds and more are performing - See more detail with fund breakdowns - Get invaluable information from our experts in the insights section - Read the latest correspondence from us in your personal document library By installing this app, you are agreeing to SJP’s Privacy and Cookies Policy. For more information about how SJP processes your personal data please see SJP’s Privacy and Cookies Policy at https://www.sjp.co.uk/privacy-policy. About St. James’s Place. SJP offers clear financial advice and knowledge to create confidence. We’re here to help you and your money go further ¬– and do better. With us to guide you, you can create a future, and a world, that you believe in. (Please see our website for full terms and conditions. T&Cs apply.) St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP. Registered in England No. 04113955
Screenshots
Verdict
Swiipr and SJP are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swiipr ships an update monthly, SJP every 2 months. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.
| Parameter | Swiipr | SJP |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (112 ratings) — better | — |
| Positive reviews | 12.7% of reviews | 17.4% of reviews — better |
| Number of ratings | 112 — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 25 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Swiipr Technologies LTD | St. James's Place |
Customer experience
Swiipr
SJP
In-app purchases
Swiipr
No in-app purchases
SJP
No in-app purchases








