Comparison

Swiipr vs SJP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swiipr

Instantly access your money from various sources like refunds or gifts directly to your Apple Wallet. Securely use these funds for contactless payments and more, anytime and anywhere.

Highlights
  • Instant money access
  • Direct to Apple Wallet
  • Contactless payments
  • Secure fund disbursement
  • Streamlined operations for businesses
Features
Read full description

Swiipr enables you to access your money instantly; anywhere, anytime and directly at your time and place of need. Whether it be a refund, compensation, a welfare payment, corporate load payment or gift, simply click the link in your text message to download this app and follow the instructions to add the funds into your Apple Wallet. You will then be able to easily and securely use your money for contactless payments and more. Swiipr Technologies is a global technology and services provider helping businesses automate and streamline operations to deliver queue-less, self-service and contactless fund disbursements to end customers. We believe in digitization that matters; empowering people and businesses with a mobile first approach that builds trust and accountability between stakeholders and helps sustainability pledges by reducing paper and plastic consumption, human touch points, manual intervention and outdated processes.

About

SJP

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

Highlights
  • Biometric sign-in
  • Real-time investment values
  • Performance tracking (pension, ISAs, bonds)
  • Fund breakdown details
  • Expert insights
  • Personal document library
Features
Read full description

The SJP app, a simple, safe, and convenient way to keep track of your investments. As a client of SJP you can benefit from easy access to the following great features: - Simple sign-up process - Biometric sign in - Get current values on your investments including encashment values - See deposits and withdrawals - Track how your pension, ISAs, bonds and more are performing - See more detail with fund breakdowns - Get invaluable information from our experts in the insights section - Read the latest correspondence from us in your personal document library By installing this app, you are agreeing to SJP’s Privacy and Cookies Policy. For more information about how SJP processes your personal data please see SJP’s Privacy and Cookies Policy at https://www.sjp.co.uk/privacy-policy. About St. James’s Place. SJP offers clear financial advice and knowledge to create confidence. We’re here to help you and your money go further ¬– and do better. With us to guide you, you can create a future, and a world, that you believe in. (Please see our website for full terms and conditions. T&Cs apply.) St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP. Registered in England No. 04113955

Screenshots

Swiipr3 screens
SJP4 screens

Verdict

The call

Swiipr and SJP are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swiipr ships an update monthly, SJP every 2 months. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

ScorecardNo meaningful differences
Swiipr versus SJP: the parameters behind the verdict, then further details
ParameterSwiiprSJP
PriceFreeFree
Rating1.9 (112 ratings) — better—
Positive reviews12.7% of reviews17.4% of reviews — better
Number of ratings112 — better—
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size25 MB116 MB
Age rating4+4+
DeveloperSwiipr Technologies LTDSt. James's Place

Customer experience

Swiipr

All ratings94 ratings
Positive11.7%
Neutral0.0%
Negative88.3%
Written reviews118 reviews
Positive12.7%
Neutral0.8%
Negative86.4%

SJP

Written reviews69 reviews
Positive17.4%
Neutral8.7%
Negative73.9%

In-app purchases

None

Swiipr

No in-app purchases

None

SJP

No in-app purchases

Questions

Is Swiipr free?
Swiipr is free to download, with no in-app purchases.
Is SJP free?
SJP is free to download, with no in-app purchases.
Do Swiipr or SJP have ads?
Neither Swiipr nor SJP shows ads.
Which is updated more often, Swiipr or SJP?
Swiipr ships an update monthly, and SJP every 2 months. Most recently, Swiipr was updated on November 11, 2026 and SJP on November 12, 2026.

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