Comparison

Total Card vs Bridgecrest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Card

Manage your Total Visa credit card account conveniently from your mobile device. Make payments, view transactions and statements, and check your available credit. Access free credit monitoring powered by TransUnion to track your score.

Highlights
  • Manage Total Visa account
  • Make payments
  • View transactions and statements
  • Check available credit
  • Free credit monitoring
Features
Read full description

The Total Card app is for Total Visa cardholders to allow for a quick and easy way to manage their credit card account. Total Card Visa - restart your credit journey with us! TotalCardVisa.com Easily Manage your Total Visa account right from the mobile app! Make payments View transactions & statements Check available credit Check your score with free Credit Monitoring powered by TransUnion

About

Bridgecrest

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Highlights
  • Make one-time payments
  • Schedule future payments
  • Set up AutoPay
  • View account dashboard
  • Review payment history
  • Update contact information
  • Manage multiple accounts
Features
Read full description

Keep your vehicle and finances on the road to success with the new Bridgecrest app - the quick, easy, and secure way to manage your vehicle payments on the go.   Why download our app?  We're putting the path to vehicle ownership in your hands by making it even easier for you to always stay on top of your payments and never fall behind. Easily make a one-time payment or schedule future payments and save your bank account details for next time. You can manage your pending payments, review payment details, make updates, or cancel future payments on your account. Never miss a payment when you sign up for AutoPay with automatic recurring payments that are completely free and secure. The app lets you update your AutoPay enrollment details including the withdrawal date and recurring payment amounts. From the app, you can easily view your important account details by taking a quick look at our simple, easy to read dashboard as soon as you log in. You can also review your recent payment history at any time. You can manage your vehicle account settings, update your contact information, view your saved payment account details, and review a variety of payment options so you can find what works best for you. If you have more than one vehicle account with Bridgecrest, you can manage them all within our app.   Bridgecrest has been helping customers achieve their goals since 1990 and we're excited to help you do the same. Download the free Bridgecrest app to make managing your vehicle account payments easier than it's ever been.

Screenshots

Total Card4 screens
Bridgecrest4 screens

Verdict

The call

The clearest difference is update cadence: Bridgecrest at every 9 days against Total Card's monthly. Bridgecrest also leads on ratings volume (1.1K vs 325). Total Card's advantage is iOS requirement (13.0 vs 15.6). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 2.1 for Total Card against 2.0 for Bridgecrest. Both are backed by a comparable volume of ratings — 325 and 1.1K respectively. Written reviews are what separate them: 10% of Total Card's written reviews are positive against 8% of Bridgecrest's.

UpkeepUpdate frequency

Total Card ships an update monthly, Bridgecrest every 9 days. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
Total Card versus Bridgecrest: the parameters behind the verdict, then further details
ParameterTotal CardBridgecrest
PriceFreeFree
Rating2.1 (325 ratings) — better2.0 (1.1K ratings)
Positive reviews9.8% of reviews — better8.4% of reviews
Number of ratings3251.1K — better
Update frequencyMonthlyEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size227 MB60 MB
Age rating4+4+
DeveloperVervent, IncBridgecrest Acceptance Corporation

Customer experience

Total Card

All ratings325 ratings
Positive24.0%
Neutral4.6%
Negative71.4%
Written reviews174 reviews
Positive9.8%
Neutral4.0%
Negative86.2%

Bridgecrest

All ratings1,113 ratings
Positive23.1%
Neutral3.6%
Negative73.3%
Written reviews322 reviews
Positive8.4%
Neutral2.5%
Negative89.1%

User reviews

Total Card

From 325 App Store ratings

What we love

  • 🙏🏾 Pretty fair
  • 💎 Awesome
  • 🧗🏾‍♀️ Excellent

Room to improve

  • 🗑️ Trash app
  • 🔒 Can't lock card
  • 🚫 App Not Working
  • 🚫 DON'T FALL FOR THESE SCAMMERS
  • 💰 Bad card worse app

Bridgecrest

From 1.1K App Store ratings

What we love

  • 👍 Convenient app to use
  • 🚀 Works great
  • 💡 Helpful for managing car loan

Room to improve

  • 🐛 App crashes or doesn't open
  • 🐛 Glitchy or buggy app
  • 🔑 Can't access account or make payments
  • 💸 Charges extra fees
  • 🤖 Poor customer service

Bugs and requests

Total Card

Reported bugs

4 issues
  • Face ID/biometrics not working consistently
  • Login issues
  • App crashes/freezes
  • Payment processing problems

Requested features

2 requests
  • Keep biometric login
  • Allow access to multiple accounts

Bridgecrest

Reported bugs

3 issues
  • App won't load or crashes on launch
  • Login issues, can't access account
  • Redirects to website instead of functioning in-app

Requested features

3 requests
  • Add option to make principal-only payments
  • Improve app stability and reliability
  • Provide more transparency on loan details

In-app purchases

None

Total Card

No in-app purchases

None

Bridgecrest

No in-app purchases

Questions

Is Total Card free?
Total Card is free to download, with no in-app purchases.
Is Bridgecrest free?
Bridgecrest is free to download, with no in-app purchases.
Which has better reviews, Total Card or Bridgecrest?
Total Card is rated higher. Total Card averages 2.1 out of 5 from 325 ratings, while Bridgecrest averages 2.0 from 1.1K ratings.
Do Total Card or Bridgecrest have ads?
Neither Total Card nor Bridgecrest shows ads.
Which is updated more often, Total Card or Bridgecrest?
Total Card ships an update monthly, and Bridgecrest every 9 days. Most recently, Total Card was updated on September 23, 2026 and Bridgecrest on September 25, 2026.

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