Comparison

Bridgecrest vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bridgecrest

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

Highlights
  • Make one-time payments
  • Schedule future payments
  • Set up AutoPay
  • View account dashboard
  • Review payment history
  • Update contact information
  • Manage multiple accounts
Features
Read full description

Keep your vehicle and finances on the road to success with the new Bridgecrest app - the quick, easy, and secure way to manage your vehicle payments on the go.   Why download our app?  We're putting the path to vehicle ownership in your hands by making it even easier for you to always stay on top of your payments and never fall behind. Easily make a one-time payment or schedule future payments and save your bank account details for next time. You can manage your pending payments, review payment details, make updates, or cancel future payments on your account. Never miss a payment when you sign up for AutoPay with automatic recurring payments that are completely free and secure. The app lets you update your AutoPay enrollment details including the withdrawal date and recurring payment amounts. From the app, you can easily view your important account details by taking a quick look at our simple, easy to read dashboard as soon as you log in. You can also review your recent payment history at any time. You can manage your vehicle account settings, update your contact information, view your saved payment account details, and review a variety of payment options so you can find what works best for you. If you have more than one vehicle account with Bridgecrest, you can manage them all within our app.   Bridgecrest has been helping customers achieve their goals since 1990 and we're excited to help you do the same. Download the free Bridgecrest app to make managing your vehicle account payments easier than it's ever been.

About

Split Pay

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Highlights
  • Split rent into two payments
  • Build credit history
  • Improve budgeting
  • Works with all payment systems
  • Autopay functionality
  • Free credit reporting option
Features
Currently charting
Read full description

Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.

Screenshots

Bridgecrest4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Split Pay at 73% against Bridgecrest's 8%. Split Pay also leads on rating (4.9 vs 2.0) and ratings volume (16K vs 1.1K). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Split Pay holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: Split Pay has 16K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews point the same way: 8% of Bridgecrest's written reviews are positive against 73% of Split Pay's.

UpkeepUpdate frequency

Bridgecrest ships an update every 9 days, Split Pay fortnightly. Both last shipped on September 25, 2026.

Scorecard4 real differences · 7 level
Bridgecrest versus Split Pay: the parameters behind the verdict, then further details
ParameterBridgecrestSplit Pay
PriceFreeFree
Rating2.0 (1.1K ratings)4.9 (16K ratings) — better
Positive reviews8.4% of reviews72.6% of reviews — better
Number of ratings1.1K16K — better
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#75 — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size60 MB70 MB
Age rating4+4+
DeveloperBridgecrest Acceptance CorporationVisible Ideas

Customer experience

Bridgecrest

All ratings1,113 ratings
Positive23.1%
Neutral3.6%
Negative73.3%
Written reviews322 reviews
Positive8.4%
Neutral2.5%
Negative89.1%

Split Pay

All ratings16,271 ratings
Positive96.9%
Neutral0.6%
Negative2.5%
Written reviews650 reviews
Positive72.6%
Neutral1.5%
Negative25.8%

User reviews

Bridgecrest

From 1.1K App Store ratings

What we love

  • 👍 Convenient app to use
  • 🚀 Works great
  • 💡 Helpful for managing car loan

Room to improve

  • 🐛 App crashes or doesn't open
  • 🐛 Glitchy or buggy app
  • 🔑 Can't access account or make payments
  • 💸 Charges extra fees
  • 🤖 Poor customer service

Split Pay

From 16K App Store ratings

What we love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments

Room to improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals

Bugs and requests

Bridgecrest

Reported bugs

3 issues
  • App won't load or crashes on launch
  • Login issues, can't access account
  • Redirects to website instead of functioning in-app

Requested features

3 requests
  • Add option to make principal-only payments
  • Improve app stability and reliability
  • Provide more transparency on loan details

Split Pay

Reported bugs

3 issues
  • Login screen freezes
  • Incompatibility with certain bank accounts
  • Payments not showing up in app after being processed

Requested features

4 requests
  • Ability to change payment dates after initial setup
  • Option to adjust second split pay date within 30-day period
  • Integration with property management payment portals
  • Clearer communication on approval process and reasons for account suspension

In-app purchases

None

Bridgecrest

No in-app purchases

None

Split Pay

No in-app purchases

Questions

Is Bridgecrest free?
Bridgecrest is free to download, with no in-app purchases.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, Bridgecrest or Split Pay?
Split Pay is rated higher. Bridgecrest averages 2.0 out of 5 from 1.1K ratings, while Split Pay averages 4.9 from 16K ratings.
Do Bridgecrest or Split Pay have ads?
Neither Bridgecrest nor Split Pay shows ads.
Which is updated more often, Bridgecrest or Split Pay?
Bridgecrest ships an update every 9 days, and Split Pay fortnightly. Most recently, Bridgecrest was updated on September 25, 2026 and Split Pay on September 25, 2026.

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