Flow记账 vs Budget Flow | Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flow记账
Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.
- Quick transaction recording
- Multi-dimensional transaction observation
- Improve consumption habits
- Enhance financial management
- Simple and clear design
- Local data saving for privacy
- Automatic data backup
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Flow 很高兴遇见你。 Flow 是一款通过快捷记录交易、多维度观测交易，改善自身消费习惯，提升内在理财能力的 App。 记账是理财的基础。Flow 中记录交易快捷、简单，只需金额和类别即可，让记账更加简单。 Flow 设计简单明了，没有复杂的帐户信息，关于记账，我们更应该关注于消费情况，而非帐户余额。 Flow 可以尽情的免费使用，部分功能需要购买 Pro 版本。Pro 版本一次性购买，永久可用。 Flow 无需登录，数据保存在本地，隐私不会泄漏。 数据会定时备份（如果 iCloud 可用，那么会备份在 iCloud 上） 如果您用使用上的问题，或者是功能上的建议，可通过邮件联络我们。 邮件： hello@yeseni.today 使用条款：https://yeseni-today.github.io/mematom-resources/flow/terms-of-use 隐私协议：https://yeseni-today.github.io/mematom-resources/flow/privacy-policy
Budget Flow | Expense Tracker
Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.
- Track income and expenses
- Manage multiple accounts and categories
- Plan budgets for categories
- Shared budgeting with multiple users
- Secure data storage with no login
- Offline functionality
- Currency conversion
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Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula
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Verdict
The clearest difference is ratings volume: Budget Flow | Expense Tracker at 335 against Flow记账's 2. Budget Flow | Expense Tracker also leads on update cadence (every 2 weeks vs monthly) and device support (4 vs 1). Flow记账's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Flow记账 sells 1 one-off in-app purchase and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Flow记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Budget Flow | Expense Tracker has 335 ratings behind it against 2, so its average is the more settled of the two.
Flow记账 ships an update monthly, Budget Flow | Expense Tracker every 2 weeks. The most recent releases landed on October 1, 2026 and October 13, 2026 respectively.
| Parameter | Flow记账 | Budget Flow | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (335 ratings) |
| Positive reviews | — | 90.3% of reviews |
| Number of ratings | 2 | 335 — better |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 26.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 23 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | 玉栋 侯 | Fabian Hasse |
Customer experience
Flow记账
Budget Flow | Expense Tracker
Bugs and requests
Flow记账
Not enough reviews yet to summarise bugs or requests.
Budget Flow | Expense Tracker
Reported bugs
3 issues- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts
Requested features
5 requests- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support
In-app purchases
Flow记账
- Flow Pro$0.99
Budget Flow | Expense Tracker
- Full Version (1 Month)$4.991 Month
- Full Version (1 Year)7 Days trial$29.991 Year
- Full Version (Discounted)$49.99
- Full Version (Lifetime)$69.99
Questions
Is Flow记账 free?
Is Budget Flow | Expense Tracker free?
Which has better reviews, Flow记账 or Budget Flow | Expense Tracker?
Do Flow记账 or Budget Flow | Expense Tracker have ads?
Which is updated more often, Flow记账 or Budget Flow | Expense Tracker?
Other comparisons
