Comparison

Kabayan Remit vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kabayan Remit

Send money to the Philippines quickly, securely, and affordably. This service offers competitive exchange rates and low fees for remittances. It also provides a convenient way to pay bills without hassle.

Highlights
  • Fast money transfers
  • Low fees
  • High exchange rates
  • Secure transactions
  • Bill payments
  • User-friendly interface
Features
Read full description

Quick, simple and secure to use – Kabayan Remit is a faster way to send money to the Philippines. We help our customers send their hard-earned money to the Philippines with low fees & high exchange. Our app also allows you to pay your bills hassle-free.

About

BDO Pay

Manage your BDO accounts, credit cards, and rewards points seamlessly. Pay bills, withdraw cash for free at QR-enabled ATMs, and access exclusive deals. Open a new account with no initial deposit or maintaining balance.

Highlights
  • Fee-free transactions
  • BDO Credit Card management
  • Rewards Points redemption
  • Exclusive BDO deals
  • Free QR ATM withdrawals
  • Card lock/unlock and limit management
  • Open Basic Account with no deposit
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

Kabayan Remit4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Kabayan Remit at 73% against BDO Pay's 32%. Kabayan Remit also leads on update cadence (weekly vs monthly). BDO Pay's advantage is ads (none vs shown) and rating (4.8 vs 4.6). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BDO Pay holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: BDO Pay has 2K ratings behind it against 353, so its average is the more settled of the two. Written reviews complicate that: 73% of Kabayan Remit's written reviews are positive against 32% of BDO Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Kabayan Remit ships an update weekly, BDO Pay monthly. The most recent releases landed on November 11, 2026 and November 10, 2026 respectively.

Scorecard6 real differences · 4 level
Kabayan Remit versus BDO Pay: the parameters behind the verdict, then further details
ParameterKabayan RemitBDO Pay
PriceFreeFree
Rating4.6 (353 ratings)4.8 (2K ratings) — better
Positive reviews73.3% of reviews — better31.7% of reviews
Number of ratings3532K — better
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size76 MB601 MB
Age rating4+4+
DeveloperKabayan Capital LtdBDO Unibank, Inc.

Customer experience

Kabayan Remit

All ratings342 ratings
Positive88.9%
Neutral2.6%
Negative8.5%
Written reviews333 reviews
Positive73.3%
Neutral4.8%
Negative21.9%

BDO Pay

All ratings1,955 ratings
Positive95.4%
Neutral1.5%
Negative3.1%
Written reviews41 reviews
Positive31.7%
Neutral2.4%
Negative65.9%

Bugs and requests

Kabayan Remit

Reported bugs

4 issues
  • App crashes and freezes
  • Inconsistent transaction notifications
  • Unreliable transaction tracking
  • Compatibility issues with older devices

Requested features

5 requests
  • Instant money transfers
  • Improved transaction history details
  • Real-time transaction updates
  • Simplified app interface
  • Seamless integration with digital wallets

BDO Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Kabayan Remit

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is Kabayan Remit free?
Kabayan Remit is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, Kabayan Remit or BDO Pay?
BDO Pay is rated higher. Kabayan Remit averages 4.6 out of 5 from 353 ratings, while BDO Pay averages 4.8 from 2K ratings.
Do Kabayan Remit or BDO Pay have ads?
Kabayan Remit shows ads; BDO Pay does not.
Which is updated more often, Kabayan Remit or BDO Pay?
Kabayan Remit ships an update weekly, and BDO Pay monthly. Most recently, Kabayan Remit was updated on November 11, 2026 and BDO Pay on November 10, 2026.

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