United Security Loans vs Shellpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
United Security Loans
This app simplifies the home buying and lending process for homebuyers, homeowners, and real estate agents. It allows users to compare loan scenarios, calculate refinancing savings, and determine homeownership affordability. Users can also scan and upload documents, access contact information, and stay updated on industry news.
- Compare lending scenarios
- Calculate refinancing savings
- Determine homeownership affordability
- Scan and upload documents
- Access loan officer contact
- Stay updated on industry news
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United Security Financial commits to making the process of securing a home loan as easy as possible for you. To that end, we have developed the United Security Financial Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the United Security Financial Lending, Mobile App has a feature to benefit you. Key Features: • Compare different lending scenarios using various loan programs to help determine which product is the best for you. • Calculate the possible savings (or cost) of refinancing your mortgage. • Determine if homeownership is an affordable option for you based on your current income and monthly expenses. • Scan in required documents on your phone and upload them quickly to expedite the loan approval process. • Easily access contact information for your Loan Officer and real estate agent and share this information with your family and friends. • Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates.
Shellpoint
Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.
- View loan account details
- Make one-time payments
- Schedule recurring payments
- Access statements and documents
- View recent account activity
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Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.
Screenshots
Verdict
The clearest difference is rating: Shellpoint at 4.9 against United Security Loans's 3.0. Shellpoint also leads on update cadence (every 5 weeks vs every 12 months) and ratings volume (17K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Shellpoint holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 2, so its average is the more settled of the two.
United Security Loans ships an update every 12 months, Shellpoint every 5 weeks. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.
| Parameter | United Security Loans | Shellpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.9 (17K ratings) — better |
| Positive reviews | — | 54.5% of reviews |
| Number of ratings | 2 | 17K — better |
| Update frequency | Every 12 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | United Security Financial Corp | Newrez LLC |
Customer experience
United Security Loans
Shellpoint
Bugs and requests
United Security Loans
Not enough reviews yet to summarise bugs or requests.
Shellpoint
Reported bugs
3 issues- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in
Requested features
4 requests- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option
In-app purchases
United Security Loans
No in-app purchases
Shellpoint
No in-app purchases
Questions
Is United Security Loans free?
Is Shellpoint free?
Which has better reviews, United Security Loans or Shellpoint?
Do United Security Loans or Shellpoint have ads?
Which is updated more often, United Security Loans or Shellpoint?
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