Fay Servicing Mobile Access vs Baselane
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fay Servicing Mobile Access
Access all your loan information in a single, convenient application. View balances, important documents, and track your payment history with ease.
- View loan balances
- Access documents
- Track payment activity
- Centralized loan information
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Go to one place to see your balances, documents, payment activity and much more.
Baselane
This app offers integrated banking and bookkeeping specifically for real estate investors. It automates financial tasks like rent collection and expense tracking, providing insights for smarter investment decisions.
- Unlimited property-specific accounts
- Automated transaction categorization
- Real-time cash flow insights
- Automated rent collection
- ACH, wire, and check payments
- FDIC insurance up to $3M
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Baselane’s integrated banking and bookkeeping platform automates repetitive, manual financial tasks, so managing money for multiple properties doesn’t get in the way of your weekends. *Trusted by 50,000+ real estate investors* Banking that gets the way real estate works Say goodbye to one-size fits-all banking and get unlimited property-specific accounts for all of your entities under one login • Open unlimited property-specific checking and savings accounts in minutes • FDIC insurance up to $3M1 via Thread Bank • Earn high Annual Percentage Yield (APY)2 on savings • Bank without monthly account maintenance fees or minimum balance requirements Bookkeeping that happens as you bank Ditch manual expense tracking for good. Sync, sort, and report all of your rental property transactions - automatically. • Automatically categorize transactions to a specific property and expense category - AI and auto-tagging rules available via our web app • View all transactions across Baselane and connected accounts and cards in one centralized, organized ledger • Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions Cash flow on cruise control Get every dollar where (and when) it needs to go without getting in the middle. • Automatically collect rent, late fees, and deposits from Airbnb, VRBO, and Booking.com directly into your Baselane account • Schedule recurring and one-time payments via ACH, wire or check • Save all your payees and vendors to easily send money and make disbursements - - - Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. 1 Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions. 2 Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.
Screenshots
Verdict
Fay Servicing Mobile Access and Baselane both sit at 4.7 stars, but that hides the real split: 84% of Baselane's written reviews are positive against 36% of Fay Servicing Mobile Access's. Baselane also leads on update cadence (every 10 days vs every 13 months). Fay Servicing Mobile Access's advantage is monetization model (free vs free with in-app purchases) and ratings volume (3.3K vs 637). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Fay Servicing Mobile Access against 4.8 for Baselane. That said, the two scores are not equally well evidenced: Fay Servicing Mobile Access has 3.3K ratings behind it against 637, so its average is the more settled of the two. Written reviews are what separate them: 36% of Fay Servicing Mobile Access's written reviews are positive against 84% of Baselane's.
Fay Servicing Mobile Access ships an update every 13 months, Baselane every 10 days. The most recent releases landed on September 29, 2026 and September 30, 2026 respectively.
| Parameter | Fay Servicing Mobile Access | Baselane |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3.3K ratings) | 4.8 (637 ratings) — better |
| Positive reviews | 36.0% of reviews | 84.0% of reviews — better |
| Number of ratings | 3.3K — better | 637 |
| Update frequency | Every 13 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 32 MB | 121 MB |
| Age rating | 4+ | 17+ |
| Developer | FAY SERVICING, LLC | Baselane |
Customer experience
Fay Servicing Mobile Access
Baselane
Bugs and requests
Fay Servicing Mobile Access
Reported bugs
3 issues- App crashes frequently
- Login information not recognized
- Unexpected lockouts
Requested features
3 requests- Face ID/Biometric login support
- Improved password management
- More reliable app performance
Baselane
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Fay Servicing Mobile Access
No in-app purchases
Baselane
No in-app purchases
Questions
Is Fay Servicing Mobile Access free?
Is Baselane free?
Which has better reviews, Fay Servicing Mobile Access or Baselane?
Do Fay Servicing Mobile Access or Baselane have ads?
Which is updated more often, Fay Servicing Mobile Access or Baselane?
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