Comparison

Olkypay vs Monabanq Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
Read full description

Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

About

Monabanq Pay

Send and receive money instantly and for free using just a mobile number. No need to register bank details or wait for recipients to be added. Get assistance from advisors and find answers in the Q&A section.

Highlights
  • Send and receive money
  • No RIB required
  • Instant transfers
  • Free transactions
  • Support via messaging and advisors
  • Lost/stolen payment card information
Read full description

Si vous êtes client Monabanq, vous pouvez accéder gratuitement à l’application Monabanq Pay qui vous permettra : • D'envoyer et recevoir de l’argent Plus besoin d’enregistrer un RIB, ou d’attendre que la personne soit enregistrée dans la liste des destinataires pour effectuer un remboursement… Aujourd’hui c’est désormais plus simple avec Monabanq Pay. Monabanq Pay vous permet d’envoyer ou recevoir de l’argent sans RIB, en quelques secondes et sans frais avec un numéro de mobile. Entrez un numéro de téléphone, indiquez le montant à envoyer, validez pour confirmer l’envoi. Si vous avez besoin d'assistance, nous sommes là pour vous aider : Contactez un conseiller et gérez vos messages grâce à notre messagerie. Trouvez des réponses adaptées à vos questions sur notre espace questions-réponses. Nos conseillers, basés dans les Hauts-de-France, sont disponibles de 8h à 21h en semaine, et le samedi, de 8h à 16h30 (téléphone, mail, chat, ou sur Twitter et Facebook). Retrouvez tous les numéros utiles en cas de perte ou de vol de vos moyens de paiement, même si vous vous trouvez à l’étranger.

Screenshots

Olkypay4 screens
Monabanq Pay4 screens

Verdict

The call

The clearest difference is rating: Monabanq Pay at 5.0 against Olkypay's 4.0. Monabanq Pay also leads on update cadence (fortnightly vs every 2 months) and review sentiment (39% vs 29%). Olkypay's advantage is iOS requirement (12.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monabanq Pay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 29% of Olkypay's written reviews are positive against 39% of Monabanq Pay's.

UpkeepUpdate frequency

Olkypay ships an update every 2 months, Monabanq Pay fortnightly. The most recent releases landed on October 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Olkypay versus Monabanq Pay: the parameters behind the verdict, then further details
ParameterOlkypayMonabanq Pay
PriceFreeFree
Rating4.0 (2 ratings)5.0 (2 ratings) — better
Positive reviews28.6% of reviews39.1% of reviews — better
Number of ratings22
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size98 MB43 MB
Age rating4+4+
Developerolkyrent samonabanq.

Customer experience

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Monabanq Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews23 reviews
Positive39.1%
Neutral4.3%
Negative56.5%

In-app purchases

None

Olkypay

No in-app purchases

None

Monabanq Pay

No in-app purchases

Questions

Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Is Monabanq Pay free?
Monabanq Pay is free to download, with no in-app purchases.
Which has better reviews, Olkypay or Monabanq Pay?
Monabanq Pay is rated higher. Olkypay averages 4.0 out of 5 from 2 ratings, while Monabanq Pay averages 5.0 from 2 ratings.
Do Olkypay or Monabanq Pay have ads?
Neither Olkypay nor Monabanq Pay shows ads.
Which is updated more often, Olkypay or Monabanq Pay?
Olkypay ships an update every 2 months, and Monabanq Pay fortnightly. Most recently, Olkypay was updated on October 6, 2026 and Monabanq Pay on October 30, 2026.

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