Comparison

Olkypay vs MoneyTracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
Read full description

Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

About

MoneyTracker

Read full description

MoneyTracker is a fast personal finance tracker for iPhone built for everyday control. Record what happened in seconds and keep your balances, history, and categories easy to understand. Track expenses, income, and transfers in one place. Add transactions manually with a flow designed for daily use instead of heavy accounting. Open Quick Actions and start immediately. Reuse templates for repeat transactions like coffee, groceries, rent, salary, or savings transfers, then adjust details before saving. Manage multiple accounts and multiple currencies side by side. See totals by currency and keep balances honest without forced conversion into one number. Review spending and income with clear category analytics by period. Add built-in analytics widgets inside the app to pin the values that matter most to you. Use Default Account, Recent Changes, Remember Last Used Date, and Account Verification to cut repeated taps, return to recent edits faster, and know where to resume entering transactions next time. Start free and unlock more when your data grows. Premium is a lifetime upgrade that removes limits on categories, templates, accounts, and widgets, and also unlocks database import and export. No required sign-up to get started. Your data stays local on your device, so you can keep money tracking private and under your control.

Screenshots

Olkypay4 screens
MoneyTracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Olkypay at none against MoneyTracker's 1. Olkypay also leads on iOS requirement (12.0 vs 18.6). MoneyTracker's advantage is update cadence (every 9 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTracker sells 1 one-off in-app purchase. Olkypay asks for nothing beyond the download.

UpkeepUpdate frequency

Olkypay ships an update every 2 months, MoneyTracker every 9 days. The most recent releases landed on July 17, 2026 and August 13, 2026 respectively.

Scorecard3 real differences · 7 level
Olkypay versus MoneyTracker: the parameters behind the verdict, then further details
ParameterOlkypayMoneyTracker
PriceFreeFree
Rating4.0 (2 ratings) — better—
Positive reviews28.6% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better18.6
Further details — not scored
Size98 MB22 MB
Age rating4+4+
Developerolkyrent saRoman Kotov

In-app purchases

None

Olkypay

No in-app purchases

1 purchases

MoneyTracker

One-time1
  • Premium Lifetime$0.99

Questions

Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Is MoneyTracker free?
MoneyTracker is free to download, with in-app purchases available.
Do Olkypay or MoneyTracker have ads?
Neither Olkypay nor MoneyTracker shows ads.
Which is updated more often, Olkypay or MoneyTracker?
Olkypay ships an update every 2 months, and MoneyTracker every 9 days. Most recently, Olkypay was updated on July 17, 2026 and MoneyTracker on August 13, 2026.

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