Comparison

Castle vs Shellpoint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Castle

Manage all your home expenses, from utility bills to renovation costs, in one secure app. It helps you track spending, find savings opportunities, and provides expert support for your home finance needs.

Highlights
  • Digital home records filing cabinet
  • Consolidated bill payment
  • Transaction monitoring for savings
  • Fraud monitoring and security
  • Expert home finance support
Features
Read full description

Castle is the finance app that helps homeowners save time and money on their homes.  When you use Castle to manage your home expenses — including utility payments, property and school taxes, renovation projects, and maintenance costs — you get: • A digital filing cabinet for all your home records; • Powerful bill-pay features to consolidate all of your household bills and auto-pays in one place; • Advanced transaction monitoring to identify tax credits, rebates, and other savings opportunities based on your spend; • Enhanced fraud monitoring and security features; • A dedicated team of experts on call to answer all your home finance questions and needs. With Castle, know where your money goes, pay in the most secure way, and optimize your investment in your home.

About

Shellpoint

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

Highlights
  • View loan account details
  • Make one-time payments
  • Schedule recurring payments
  • Access statements and documents
  • View recent account activity
Features
Read full description

Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.

Screenshots

Castle3 screens
Shellpoint3 screens

Verdict

The call

Castle and Shellpoint both sit at 5.0 stars, but that hides the real split: 100% of Castle's written reviews are positive against 55% of Shellpoint's. Shellpoint's advantage is ratings volume (17K vs 5). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Castle against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 100% of Castle's written reviews are positive against 55% of Shellpoint's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
Castle versus Shellpoint: the parameters behind the verdict, then further details
ParameterCastleShellpoint
PriceFreeFree
Rating5.0 (5 ratings) — better4.9 (17K ratings)
Positive reviews100.0% of reviews — better55.0% of reviews
Number of ratings517K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size48 MB73 MB
Age rating17+4+
DeveloperCastle Pay, Inc.Newrez LLC

Customer experience

Castle

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Shellpoint

All ratings17,141 ratings
Positive98.1%
Neutral1.2%
Negative0.7%
Written reviews100 reviews
Positive55.0%
Neutral5.0%
Negative40.0%

Bugs and requests

Castle

Not enough reviews yet to summarise bugs or requests.

Shellpoint

Reported bugs

3 issues
  • Unable to access loan information
  • Keyboard not working in app
  • Login issues, unable to log in

Requested features

4 requests
  • Ability to set up and save multiple accounts
  • Push notifications for due dates
  • Clearer payment history breakdown
  • Partial payment option

In-app purchases

None

Castle

No in-app purchases

None

Shellpoint

No in-app purchases

Questions

Is Castle free?
Castle is free to download, with no in-app purchases.
Is Shellpoint free?
Shellpoint is free to download, with no in-app purchases.
Which has better reviews, Castle or Shellpoint?
Castle is rated higher. Castle averages 5.0 out of 5 from 5 ratings, while Shellpoint averages 4.9 from 17K ratings.
Do Castle or Shellpoint have ads?
Neither Castle nor Shellpoint shows ads.
Which is updated more often, Castle or Shellpoint?
Castle ships an update monthly, and Shellpoint monthly. Most recently, Castle was updated on September 30, 2026 and Shellpoint on October 2, 2026.

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