Castle vs Shellpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Castle
Manage all your home expenses, from utility bills to renovation costs, in one secure app. It helps you track spending, find savings opportunities, and provides expert support for your home finance needs.
- Digital home records filing cabinet
- Consolidated bill payment
- Transaction monitoring for savings
- Fraud monitoring and security
- Expert home finance support
Read full descriptionHide full description
Castle is the finance app that helps homeowners save time and money on their homes. When you use Castle to manage your home expenses — including utility payments, property and school taxes, renovation projects, and maintenance costs — you get: • A digital filing cabinet for all your home records; • Powerful bill-pay features to consolidate all of your household bills and auto-pays in one place; • Advanced transaction monitoring to identify tax credits, rebates, and other savings opportunities based on your spend; • Enhanced fraud monitoring and security features; • A dedicated team of experts on call to answer all your home finance questions and needs. With Castle, know where your money goes, pay in the most secure way, and optimize your investment in your home.
Shellpoint
Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.
- View loan account details
- Make one-time payments
- Schedule recurring payments
- Access statements and documents
- View recent account activity
Read full descriptionHide full description
Shellpoint: Easily manage your mortgage online with the Shellpoint app. All in the palm of your hand you can view account details, select payment options, access important documents, and more! Download the Shellpoint app to: - View a snapshot of your current loan, including account details, recent activity, and payment info. - Make a one-time payment, view pending payments, or schedule recurring payments. - Access statements and documents. Who is Shellpoint Mortgage Servicing? Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of lenders and investor clients, Shellpoint Mortgage Servicing accepts and processes mortgage payments from more than 1.7 million homeowners nationwide. In recent years the company has grown to become America’s 5th-largest non-bank mortgage servicer, with over 2,500 employees based out of offices in Florida, South Carolina, Texas, and Arizona.
Screenshots
Verdict
Castle and Shellpoint both sit at 5.0 stars, but that hides the real split: 100% of Castle's written reviews are positive against 55% of Shellpoint's. Shellpoint's advantage is ratings volume (17K vs 5). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Castle against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 100% of Castle's written reviews are positive against 55% of Shellpoint's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.
| Parameter | Castle | Shellpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.9 (17K ratings) |
| Positive reviews | 100.0% of reviews — better | 55.0% of reviews |
| Number of ratings | 5 | 17K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 73 MB |
| Age rating | 17+ | 4+ |
| Developer | Castle Pay, Inc. | Newrez LLC |
Customer experience
Castle
Shellpoint
Bugs and requests
Castle
Not enough reviews yet to summarise bugs or requests.
Shellpoint
Reported bugs
3 issues- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in
Requested features
4 requests- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option
In-app purchases
Castle
No in-app purchases
Shellpoint
No in-app purchases









