PSB UnIC vs MySGI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSB UnIC
Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.
- Fund transfers (UPI, NEFT, RTGS, IMPS)
- Account details and statement generation
- Invest in term deposits and social security schemes
- Debit card management and application
- Cheque services and positive pay
- Biometric and MPIN login
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PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in
MySGI
Manage your insurance policies with ease, accessing details, documents, and renewal reminders. The app simplifies the claims process, allowing you to lodge and track claims seamlessly with 24/7 support available.
- Policy details access
- Coverage information
- Document access
- Renewal reminders
- Claims lodging
- Claims tracking
- 24/7 support
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Effortlessly handle your policies with our intuitive interface. Access policy details, coverage information, and important documents with just a few taps. Stay on top of renewals with timely reminders, ensuring uninterrupted protection for your assets. In times of unexpected events, our app simplifies the claims process. Lodge and track claims seamlessly, receiving prompt assistance when you need it the most. Our dedicated support team is available 24/7, ensuring you have the guidance and expertise you require.
Screenshots
Verdict
The clearest difference is review sentiment: PSB UnIC at 52% against MySGI's 0%. MySGI's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PSB UnIC ships an update monthly, MySGI every 2 months. The most recent releases landed on September 25, 2026 and September 13, 2026 respectively.
| Parameter | PSB UnIC | MySGI |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | — |
| Positive reviews | 51.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 — better | — |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 196 MB | 78 MB |
| Age rating | 4+ | 4+ |
| Developer | PUNJAB AND SIND BANK | Shriram General Insurance Company Limited |
Customer experience
PSB UnIC
MySGI
In-app purchases
PSB UnIC
No in-app purchases
MySGI
No in-app purchases









